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Insperity Financial Strength

: 7 (As of Jun. 2022)
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Insperity has the Financial Strength Rank of 7.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.

Insperity's Interest Coverage for the quarter that ended in Jun. 2022 was 17.97. Insperity's debt to revenue ratio for the quarter that ended in Jun. 2022 was 0.07. As of today, Insperity's Altman Z-Score is 5.25.


Competitive Comparison

For the Staffing & Employment Services subindustry, Insperity's Financial Strength, along with its competitors' market caps and Financial Strength data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

   

Insperity Financial Strength Distribution

For the Business Services industry and Industrials sector, Insperity's Financial Strength distribution charts can be found below:

* The bar in red indicates where Insperity's Financial Strength falls into.



Insperity Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

Insperity's Interest Expense for the months ended in Jun. 2022 was $-3 Mil. Its Operating Income for the months ended in Jun. 2022 was $48 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2022 was $428 Mil.

Insperity's Interest Coverage for the quarter that ended in Jun. 2022 is

Interest Coverage=-1*Operating Income (Q: Jun. 2022 )/Interest Expense (Q: Jun. 2022 )
=-1*48.35/-2.691
=17.97

The higher the ratio, the stronger the company's financial strength is.

2. Debt to revenue ratio. The lower, the better.

Insperity's Debt to Revenue Ratio for the quarter that ended in Jun. 2022 is

Debt to Revenue Ratio=Total Debt (Q: Jun. 2022 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(0 + 428.316) / 5728.428
=0.07

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

Insperity has a Z-score of 5.25, indicating it is in Safe Zones. This implies the Z-Score is strong.

Good Sign:

Altman Z-score of 5.25 is strong.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Insperity  (NYSE:NSP) Financial Strength Explanation

The maximum rank is 10. Companies with rank 7 or higher will be unlikely to fall into distressed situations. Companies with rank of 3 or less are likely in financial distress.

Insperity has the Financial Strength Rank of 7.


Insperity Financial Strength Related Terms

Thank you for viewing the detailed overview of Insperity's Financial Strength provided by GuruFocus.com. Please click on the following links to see related term pages.


Insperity Business Description

Insperity logo
Traded in Other Exchanges
Address
19001 Crescent Springs Drive, Kingwood, TX, USA, 77339
Insperity Inc is a company that primarily provides a wide range of human resources and business solutions that help businesses improve their performance. Small and midsize enterprises are the company's primary target customers. Most of the company's products are offered through the company's Workforce Optimization and Workforce Synchronization solutions, which comprise various human resource functions, such as payroll and employment administration, employee benefits and compensation, government compliance, performance management, training and development services, and human capital management. The company generates all of its revenue in the United States.
Executives
Jones Eli director 200 WEST CONGRESS STREET LAFAYETTE LA 70501
Ramchand Latha director 19001 CRESCENT SPRINGS DRIVE KINGWOOD TX 77339
Lumelleau John L director 19001 CRESCENT SPRINGS DRIVE KINGWOOD TX 77339
Allison James D officer: SVP of Gross Profit Operations C/O INSPERITY, INC. 19001 CRESCENT SPRINGS DRIVE KINGWOOD TX 77339
Mehl Randall director 8620 N DEAN CIR RIVER HILLS WI 53217
Masterson Ellen H director P O BOX 3247 HOUSTON TX 77253-3247
Kaufman Carol R director 6140 STANERIDGE MALL RES #590 PLEASSANTON CA 94503
Sorensen Norman R director 8944 VALHALLA CT NAPLES FL 34113
Arizpe Arthur A officer: EVP of Client Services and COO 19001 CRESCENT SPRINGS DR C/O INSPERITY KINGWOOD TX 77339
Young Austin P director 6200 ARNOT HOUSTON TX 77007
Sarvadi Paul J director, officer: Chairman of the Board & CEO C/O INSPERITY 19001 CRESCENT SPRINGS DR KINGWOOD TX 77339
Sharp Douglas S officer: SVP Finance, CFO & Treasurer C/O INSPERITY 19001 CRESCENT SPRINGS DR KINGWOOD TX 77339
Mincks Jay E officer: EVP of Sales & Marketing C/O INSPERITY 19001 CRESCENT SPRINGS DR KINGWOOD TX 77339
Clifford Tim director C/O CARBONITE, INC. 177 HUNTINGTON AVENUE BOSTON MA 02115
Brown Michael W director EMC CORPORATION 176 SOUTH STREET HOPKINTON MA 01748

Insperity Headlines

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