National Bank of Bahrain BSC (BAH:NBB) Retained Earnings: BHD116.5 Mil (As of Mar. 2026)

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BAH:NBB National Bank of Bahrain BSC BAH:NBB
62 GF Score
Price BHD0.52
GF Value BHD0.56
Valuation Fairly Valued
! 4 Warning Signs
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What is National Bank of Bahrain BSC Retained Earnings?

National Bank of Bahrain BSC BAH:NBB 62 Retained Earnings is BHD116.5 Mil as of Mar. 2026. GuruFocus rates BAH:NBB with a GF Score™ of 62/100 and a GF Value™ of BHD0.56 (Fairly Valued). The stock has 4 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. National Bank of Bahrain BSC's retained earnings for the quarter that ended in Mar. 2026 was BHD116.5 Mil.

National Bank of Bahrain BSC's quarterly retained earnings increased from Sep. 2025 (BHD135.4 Mil) to Dec. 2025 (BHD153.9 Mil) but then declined from Dec. 2025 (BHD153.9 Mil) to Mar. 2026 (BHD116.5 Mil).

National Bank of Bahrain BSC's annual retained earnings increased from Dec. 2023 (BHD138.1 Mil) to Dec. 2024 (BHD149.9 Mil) and increased from Dec. 2024 (BHD149.9 Mil) to Dec. 2025 (BHD153.9 Mil).


National Bank of Bahrain BSC  (BAH:NBB) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


National Bank of Bahrain BSC Retained Earnings Historical Data

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The historical data trend for National Bank of Bahrain BSC's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

National Bank of Bahrain BSC Retained Earnings Chart

National Bank of Bahrain BSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 138.10 149.90 153.90

National Bank of Bahrain BSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 119.20 138.60 135.40 153.90 116.50
BAH:NBB
62GF Score
National Bank of Bahrain BSC BAH:NBB
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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National Bank of Bahrain BSC Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of BHD116.5 Mil mean?
National Bank of Bahrain BSC (BAH:NBB) has a Retained Earnings of BHD116.5 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on National Bank of Bahrain BSC and its competitors.
Is National Bank of Bahrain BSC's Retained Earnings too high?
National Bank of Bahrain BSC's current Retained Earnings is BHD116.5 Mil. Overall, National Bank of Bahrain BSC has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does National Bank of Bahrain BSC's Retained Earnings compare to PNC and USB?
National Bank of Bahrain BSC's Retained Earnings of BHD116.5 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on National Bank of Bahrain BSC and its competitors. National Bank of Bahrain BSC's current Retained Earnings is BHD116.5 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Bank of Bahrain BSC stock overvalued right now?
Based on GuruFocus' analysis, National Bank of Bahrain BSC (BAH:NBB) is currently considered Fairly Valued. The stock's GF Value™ is BHD0.56, compared to a current price of BHD0.52 — trading 6.4% below its estimated fair value. The current Retained Earnings is BHD116.5 Mil. National Bank of Bahrain BSC's overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For National Bank of Bahrain BSC (BAH:NBB), the current Retained Earnings is BHD116.5 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is National Bank of Bahrain BSC (BAH:NBB) Overvalued in 2026?

Based on GuruFocus' analysis, National Bank of Bahrain BSC stock appears to be undervalued. The current stock price of BHD0.52 is trading 6.4% below its estimated GF Value™ of BHD0.56. GuruFocus considers National Bank of Bahrain BSC to be Fairly Valued.

Key valuation signals for BAH:NBB:

  • Retained Earnings: BHD116.5 Mil
  • GF Value™: BHD0.56 vs. price of BHD0.52 (6.4% below fair value)
  • GF Score™: 62/100 with 4 warning signs

No single metric tells the full story. See the BAH:NBB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


National Bank of Bahrain BSC Business Description

Address Government Avenue, NBB Tower, P.O. Box 106, Manama, BHR
National Bank of Bahrain BSC is a commercial banking service provider in Bahrain. The company's operating segments include Retail Banking, Corporate & Commercial Banking, Overseas Branches and Market & Client Solutions. The consumer banking and business banking related SBUs in Bahrain provide various banking products and services to the Group's customers. The SBUs are differentiated based on their respective customer segments. Retail Banking caters to individuals and non-borrowing SMEs, while Corporate & Commercial Banking caters to governments, corporates, commercial enterprises and borrowing SMEs.
62GF Score

Get the complete analysis for BAH:NBB

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BHD0.52
Price
BHD0.56
GF Value