National Bank of Bahrain BSC (BAH:NBB) Scaled Net Operating Assets: -0.10 (As of Mar. 2026)


BAH:NBB National Bank of Bahrain BSC BAH:NBB
62 GF Score
Price BHD0.55
GF Value BHD0.55
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is National Bank of Bahrain BSC Scaled Net Operating Assets?

National Bank of Bahrain BSC BAH:NBB -0.18% 62 Scaled Net Operating Assets is -0.10 as of Mar. 2026. GuruFocus rates BAH:NBB with a GF Score™ of 62/100 and a GF Value™ of BHD0.55 (Fairly Valued). The stock has 4 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

National Bank of Bahrain BSC's operating assets for the quarter that ended in Mar. 2026 was BHD5,490.0 Mil. National Bank of Bahrain BSC's operating liabilities for the quarter that ended in Mar. 2026 was BHD6,091.0 Mil. National Bank of Bahrain BSC's Total Assets for the quarter that ended in Dec. 2025 was BHD6,276.6 Mil. Therefore, National Bank of Bahrain BSC's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was -0.10.

BAH:NBB
62GF Score
National Bank of Bahrain BSC BAH:NBB
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

National Bank of Bahrain BSC Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

National Bank of Bahrain BSC's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(5312.1-5672.1)/5522.2
=-0.07

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=6276.6 - 964.5
=5312.1

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=5676.4 - 4.3 - 0
=5672.1

National Bank of Bahrain BSC's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(5490-6091)/6276.6
=-0.10

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=6618.6 - 1128.6
=5490

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=6091 - 0 - 0
=6091

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of -0.10 mean?
National Bank of Bahrain BSC (BAH:NBB) has a Scaled Net Operating Assets of -0.10 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on National Bank of Bahrain BSC and its competitors.
Is National Bank of Bahrain BSC's Scaled Net Operating Assets too high?
National Bank of Bahrain BSC's current Scaled Net Operating Assets is -0.10. Overall, National Bank of Bahrain BSC has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does National Bank of Bahrain BSC's Scaled Net Operating Assets compare to PNC and USB?
National Bank of Bahrain BSC's Scaled Net Operating Assets of -0.10 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on National Bank of Bahrain BSC and its competitors. National Bank of Bahrain BSC's current Scaled Net Operating Assets is -0.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Bank of Bahrain BSC stock overvalued right now?
Based on GuruFocus' analysis, National Bank of Bahrain BSC (BAH:NBB) is currently considered Fairly Valued. The stock's GF Value™ is BHD0.55, compared to a current price of BHD0.55 — trading 0.9% below its estimated fair value. The current Scaled Net Operating Assets is -0.10. National Bank of Bahrain BSC's overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For National Bank of Bahrain BSC (BAH:NBB), the current Scaled Net Operating Assets is -0.10 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is National Bank of Bahrain BSC (BAH:NBB) Overvalued in 2026?

Based on GuruFocus' analysis, National Bank of Bahrain BSC stock appears to be undervalued. The current stock price of BHD0.55 is trading 0.9% below its estimated GF Value™ of BHD0.55. GuruFocus considers National Bank of Bahrain BSC to be Fairly Valued.

Key valuation signals for BAH:NBB:

  • Scaled Net Operating Assets: -0.10
  • GF Value™: BHD0.55 vs. price of BHD0.55 (0.9% below fair value)
  • GF Score™: 62/100 with 4 warning signs

No single metric tells the full story. See the BAH:NBB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

National Bank of Bahrain BSC Business Description

Address Government Avenue, NBB Tower, P.O. Box 106, Manama, BHR
National Bank of Bahrain BSC is a commercial banking service provider in Bahrain. The company's operating segments include Retail Banking, Corporate & Commercial Banking, Overseas Branches and Market & Client Solutions. The consumer banking and business banking related SBUs in Bahrain provide various banking products and services to the Group's customers. The SBUs are differentiated based on their respective customer segments. Retail Banking caters to individuals and non-borrowing SMEs, while Corporate & Commercial Banking caters to governments, corporates, commercial enterprises and borrowing SMEs.
62GF Score

Get the complete analysis for BAH:NBB

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BHD0.55
Price
BHD0.55
GF Value