Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
National Bank of Bahrain BSCBAH:NBB -0.37%62 Return-on-Tangible-Equity is 16.51% as of Mar. 2026, which is 11% above its 10-year median of 14.83. GuruFocus rates BAH:NBB with a GF Score™ of 62/100 and a GF Value™ of BHD0.55 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,526 Banks companies, National Bank of Bahrain BSC ranks better than 76.41% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. National Bank of Bahrain BSC's annualized net income for the quarter that ended in Mar. 2026 was BHD82.4 Mil. National Bank of Bahrain BSC's average shareholder tangible equity for the quarter that ended in Mar. 2026 was BHD499.2 Mil. Therefore, National Bank of Bahrain BSC's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 16.51%.
The historical rank and industry rank for National Bank of Bahrain BSC's Return-on-Tangible-Equity or its related term are showing as below:
BAH:NBB'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 10.69 Med: 14.83 Max: 15.95
Current: 15.39
During the past 13 years, National Bank of Bahrain BSC's highest Return-on-Tangible-Equity was 15.95%. The lowest was 10.69%. And the median was 14.83%.
BAH:NBB's Return-on-Tangible-Equity is ranked better than 76.41% of 1526
companies
in the Banks industry
Industry Median: 11.205
vs BAH:NBB: 15.39
National Bank of Bahrain BSC (BAH:NBB) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
National Bank of Bahrain BSC Return-on-Tangible-Equity Related Terms
National Bank of Bahrain BSC Return-on-Tangible-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
National Bank of Bahrain BSC Return-on-Tangible-Equity Chart
BAH:NBB vs PNC, USB: Return-on-Tangible-Equity Comparison
For the Banks - Regional subindustry, National Bank of Bahrain BSC's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
National Bank of Bahrain BSC Return-on-Tangible-Equity vs Banks Industry
For the Banks industry and Financial Services sector, National Bank of Bahrain BSC's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where National Bank of Bahrain BSC's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 16.51% mean?
National Bank of Bahrain BSC (BAH:NBB) has a Return-on-Tangible-Equity of 16.51% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on National Bank of Bahrain BSC and its competitors. This is 11% above median its historical median of 14.83. Over the past decade, National Bank of Bahrain BSC's Return-on-Tangible-Equity has ranged from 10.69 to 15.95. According to the industry distribution chart, National Bank of Bahrain BSC ranks #360 out of 1526 companies in the Banks industry, placing it in the top 23.6%.
Is National Bank of Bahrain BSC's Return-on-Tangible-Equity too high?
National Bank of Bahrain BSC's current Return-on-Tangible-Equity of 16.51% is 11% above median its 10-year median of 14.83. Over the past 10 years, this metric has ranged from a low of 10.69 to a high of 15.95. The Banks industry median Return-on-Tangible-Equity is 11.21. National Bank of Bahrain BSC's value of 16.51% is 47.3% above this industry median. Based on the distribution chart, National Bank of Bahrain BSC ranks #360 out of 1526 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, National Bank of Bahrain BSC has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does National Bank of Bahrain BSC's Return-on-Tangible-Equity compare to PNC and USB?
According to the Banks industry distribution chart, National Bank of Bahrain BSC ranks #360 out of 1526 companies for Return-on-Tangible-Equity. This places National Bank of Bahrain BSC in the top 24% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Equity is 11.21. National Bank of Bahrain BSC's value of 16.51% is 47.3% above this benchmark. Historically, National Bank of Bahrain BSC's own Return-on-Tangible-Equity has ranged from 10.69 to 15.95 over the past decade. While the company's 10-year median is 14.83 vs. the industry median of 11.21, National Bank of Bahrain BSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.21, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. National Bank of Bahrain BSC's current Return-on-Tangible-Equity of 16.51% is 47.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on National Bank of Bahrain BSC and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National Bank of Bahrain BSC's current Return-on-Tangible-Equity is 16.51%, which is 11% above median its own 10-year median of 14.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Bank of Bahrain BSC stock overvalued right now?
Based on GuruFocus' analysis, National Bank of Bahrain BSC (BAH:NBB) is currently considered Fairly Valued. The stock's GF Value™ is BHD0.55, compared to a current price of BHD0.54 — trading 2.2% below its estimated fair value. The current Return-on-Tangible-Equity is 16.51%, which is 11% above median its 10-year median of 14.83 and 47.3% above the Banks industry median of 11.21. National Bank of Bahrain BSC's overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For National Bank of Bahrain BSC (BAH:NBB), the current Return-on-Tangible-Equity is 16.51% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is National Bank of Bahrain BSC (BAH:NBB) Overvalued in 2026?
Based on GuruFocus' analysis, National Bank of Bahrain BSC stock appears to be undervalued.
The current stock price of BHD0.54 is trading 2.2% below its estimated GF Value™ of BHD0.55.
GuruFocus considers National Bank of Bahrain BSC to be Fairly Valued.
Key valuation signals for BAH:NBB:
Return-on-Tangible-Equity: 16.51% (11% above median its 10-year median of 14.83)
GF Value™: BHD0.55 vs. price of BHD0.54 (2.2% below fair value)
Industry Position: 47.3% above the Banks median (#360 of 1526)
No single metric tells the full story. See the BAH:NBB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
National Bank of Bahrain BSC is a commercial banking service provider in Bahrain. The company's operating segments include Retail Banking, Corporate & Commercial Banking, Overseas Branches and Market & Client Solutions. The consumer banking and business banking related SBUs in Bahrain provide various banking products and services to the Group's customers. The SBUs are differentiated based on their respective customer segments. Retail Banking caters to individuals and non-borrowing SMEs, while Corporate & Commercial Banking caters to governments, corporates, commercial enterprises and borrowing SMEs.
62GF Score
Get the complete analysis for BAH:NBB
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BAH:NBB has been successfully added to your 
