Doha Bank QPSC (DSMD:DHBK) Return-on-Tangible-Asset: 0.66% (As of Jun. 2026) — 16% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DSMD:DHBK Doha Bank QPSC DSMD:DHBK
43 GF Score
Price ر.ق2.89
GF Value ر.ق2.10
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Doha Bank QPSC Return-on-Tangible-Asset?

Doha Bank QPSC DSMD:DHBK -1.47% 43 Return-on-Tangible-Asset is 0.66% as of Jun. 2026, which is 16% below its 10-year median of 0.79. GuruFocus rates DSMD:DHBK with a GF Score™ of 43/100 and a GF Value™ of ر.ق2.10 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,528 Banks companies, Doha Bank QPSC ranks worse than 67.08% on this metric.

Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Doha Bank QPSC's annualized Net Income for the quarter that ended in Jun. 2026 was ر.ق806 Mil. Doha Bank QPSC's average total tangible assets for the quarter that ended in Jun. 2026 was ر.ق121,854 Mil. Therefore, Doha Bank QPSC's annualized Return-on-Tangible-Asset for the quarter that ended in Jun. 2026 was 0.66%.

The historical rank and industry rank for Doha Bank QPSC's Return-on-Tangible-Asset or its related term are showing as below:

DSMD:DHBK' s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 0.66   Med: 0.79   Max: 1.21
Current: 0.73

During the past 13 years, Doha Bank QPSC's highest Return-on-Tangible-Asset was 1.21%. The lowest was 0.66%. And the median was 0.79%.

DSMD:DHBK's Return-on-Tangible-Asset is ranked worse than
67.08% of 1528 companies
in the Banks industry
Industry Median: 1.01 vs DSMD:DHBK: 0.73

Doha Bank QPSC  (DSMD:DHBK) Return-on-Tangible-Asset Explanation

Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.


Be Aware

Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the company’s earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a company’s tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.


Doha Bank QPSC Return-on-Tangible-Asset Related Terms


Doha Bank QPSC Return-on-Tangible-Asset Historical Data

* Premium members only.

The historical data trend for Doha Bank QPSC's Return-on-Tangible-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Doha Bank QPSC Return-on-Tangible-Asset Chart

Doha Bank QPSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.69 0.77 0.77 0.81 0.80

Doha Bank QPSC Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Return-on-Tangible-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.72 0.92 0.58 0.78 0.66

DSMD:DHBK vs JPM, BAC, WFC: Return-on-Tangible-Asset Comparison

For the Banks - Diversified subindustry, Doha Bank QPSC's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Doha Bank QPSC Return-on-Tangible-Asset vs Banks Industry

For the Banks industry and Financial Services sector, Doha Bank QPSC's Return-on-Tangible-Asset distribution charts can be found below:

* The bar in red indicates where Doha Bank QPSC's Return-on-Tangible-Asset falls into.


DSMD:DHBK
43GF Score
Doha Bank QPSC DSMD:DHBK
Return-on-Tangible-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Doha Bank QPSC Return-on-Tangible-Asset Calculation

Doha Bank QPSC's annualized Return-on-Tangible-Asset for the fiscal year that ended in Dec. 2025 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=919.651/( (110247.043+120165.194)/ 2 )
=919.651/115206.1185
=0.80 %

Doha Bank QPSC's annualized Return-on-Tangible-Asset for the quarter that ended in Jun. 2026 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(Q: Jun. 2026 )  (Q: Mar. 2026 )(Q: Jun. 2026 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(Q: Jun. 2026 )  (Q: Mar. 2026 )(Q: Jun. 2026 )
=806.236/( (121212.587+122496.002)/ 2 )
=806.236/121854.2945
=0.66 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is four times the quarterly (Jun. 2026) net income data.

What does a Return-on-Tangible-Asset of 0.66% mean?
Doha Bank QPSC (DSMD:DHBK) has a Return-on-Tangible-Asset of 0.66% as of Jun. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Doha Bank QPSC and its competitors. This is 16% below median its historical median of 0.79. Over the past decade, Doha Bank QPSC's Return-on-Tangible-Asset has ranged from 0.66 to 1.21. According to the industry distribution chart, Doha Bank QPSC ranks #1025 out of 1528 companies in the Banks industry, placing it in the top 67.1%.
Is Doha Bank QPSC's Return-on-Tangible-Asset too high?
Doha Bank QPSC's current Return-on-Tangible-Asset of 0.66% is 16% below median its 10-year median of 0.79. Over the past 10 years, this metric has ranged from a low of 0.66 to a high of 1.21. The Banks industry median Return-on-Tangible-Asset is 1.01. Doha Bank QPSC's value of 0.66% is 34.7% below this industry median. Based on the distribution chart, Doha Bank QPSC ranks #1025 out of 1528 companies in the Banks industry, which is below the industry midpoint. Overall, Doha Bank QPSC has a GF Score™ of 43/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Doha Bank QPSC's Return-on-Tangible-Asset compare to JPM and BAC?
According to the Banks industry distribution chart, Doha Bank QPSC ranks #1025 out of 1528 companies for Return-on-Tangible-Asset. This places Doha Bank QPSC in the lower half of its industry. The industry median Return-on-Tangible-Asset is 1.01. Doha Bank QPSC's value of 0.66% is 34.7% below this benchmark. Historically, Doha Bank QPSC's own Return-on-Tangible-Asset has ranged from 0.66 to 1.21 over the past decade. While the company's 10-year median is 0.79 vs. the industry median of 1.01, Doha Bank QPSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Banks company?
The median Return-on-Tangible-Asset among Banks companies is 1.01, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Doha Bank QPSC's current Return-on-Tangible-Asset of 0.66% is 34.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Doha Bank QPSC and its competitors. For the Banks industry, the median Return-on-Tangible-Asset is 1.01 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Doha Bank QPSC's current Return-on-Tangible-Asset is 0.66%, which is 16% below median its own 10-year median of 0.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Doha Bank QPSC stock overvalued right now?
Based on GuruFocus' analysis, Doha Bank QPSC (DSMD:DHBK) is currently considered Significantly Overvalued. The stock's GF Value™ is ر.ق2.10, compared to a current price of ر.ق2.89 — trading 37.6% above its estimated fair value. The current Return-on-Tangible-Asset is 0.66%, which is 16% below median its 10-year median of 0.79 and 34.7% below the Banks industry median of 1.01. Doha Bank QPSC's overall GF Score™ is 43/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Doha Bank QPSC (DSMD:DHBK), the current Return-on-Tangible-Asset is 0.66% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Doha Bank QPSC (DSMD:DHBK) Overvalued in 2026?

Based on GuruFocus' analysis, Doha Bank QPSC stock appears to be overvalued. The current stock price of ر.ق2.89 is trading 37.6% above its estimated GF Value™ of ر.ق2.10. GuruFocus considers Doha Bank QPSC to be Significantly Overvalued.

Key valuation signals for DSMD:DHBK:

  • Return-on-Tangible-Asset: 0.66% (16% below median its 10-year median of 0.79)
  • GF Value™: ر.ق2.10 vs. price of ر.ق2.89 (37.6% above fair value)
  • GF Score™: 43/100 with 6 warning signs
  • Industry Position: 34.7% below the Banks median (#1025 of 1528)

No single metric tells the full story. See the DSMD:DHBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Doha Bank QPSC Business Description

Address Corniche Street, West Bay, P.O. Box 3818, Doha Bank Tower, Doha, QAT
Doha Bank QPSC is engaged in conventional banking activities. The company provides its services to individuals, commercial, corporate, and institutional clients across Qatar and internationally. Its segments include Conventional Banking and Insurance Activities. Conventional banking includes Corporate banking, Retail Banking, and Unallocated assets, liabilities, and revenue. Whereas Insurance Activities include various types of Insurances. The company derives maximum revenue from the Conventional Banking segment. Geographically, it derives a majority of its revenue from Qatar, and also operates in the Middle East, other GCC countries, and the rest of the world.
43GF Score

Get the complete analysis for DSMD:DHBK

Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ر.ق2.89
Price
ر.ق2.10
GF Value