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Doha Bank QPSCDSMD:DHBK 45 ROE % is 6.10% as of Mar. 2026, which is 5% above its 10-year median of 5.81. GuruFocus rates DSMD:DHBK with a GF Score™ of 45/100 and a GF Value™ of ر.ق1.93 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,525 Banks companies, Doha Bank QPSC ranks worse than 77.44% on this metric.
ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Doha Bank QPSC's annualized net income for the quarter that ended in Mar. 2026 was ر.ق938 Mil. Doha Bank QPSC's average Total Stockholders Equity over the quarter that ended in Mar. 2026 was ر.ق15,363 Mil. Therefore, Doha Bank QPSC's annualized ROE % for the quarter that ended in Mar. 2026 was 6.10%.
The historical rank and industry rank for Doha Bank QPSC's ROE % or its related term are showing as below:
DSMD:DHBK'
s ROE % Range Over the Past 10 Years
Min: 5.02 Med: 5.81 Max: 7.93
Current: 5.94
During the past 13 years, Doha Bank QPSC's highest ROE % was 7.93%. The lowest was 5.02%. And the median was 5.81%.
DSMD:DHBK's ROE % is ranked worse than 77.44% of 1525
companies
in the Banks industry
Industry Median: 10.22
vs DSMD:DHBK: 5.94
Doha Bank QPSC (DSMD:DHBK) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
Doha Bank QPSC ROE % Related Terms
Doha Bank QPSC ROE % Historical Data
* Premium members only.
The historical data trend for Doha Bank QPSC's ROE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Diversified subindustry, Doha Bank QPSC's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Doha Bank QPSC ROE % vs Banks Industry
For the Banks industry and Financial Services sector, Doha Bank QPSC's ROE % distribution charts can be found below:
* The bar in red indicates where Doha Bank QPSC's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
ROE % is displayed in the 30-year financial page.
Doha Bank QPSC (DSMD:DHBK) has a ROE % of 6.10% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Doha Bank QPSC and its competitors. This is near median its historical median of 5.81. Over the past decade, Doha Bank QPSC's ROE % has ranged from 5.02 to 7.93. According to the industry distribution chart, Doha Bank QPSC ranks #1181 out of 1525 companies in the Banks industry, placing it in the top 77.4%.
Is Doha Bank QPSC's ROE % too high?
Doha Bank QPSC's current ROE % of 6.10% is near median its 10-year median of 5.81. Over the past 10 years, this metric has ranged from a low of 5.02 to a high of 7.93. The Banks industry median ROE % is 10.22. Doha Bank QPSC's value of 6.10% is 40.3% below this industry median. Based on the distribution chart, Doha Bank QPSC ranks #1181 out of 1525 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Doha Bank QPSC has a GF Score™ of 45/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Doha Bank QPSC's ROE % compare to JPM and BAC?
According to the Banks industry distribution chart, Doha Bank QPSC ranks #1181 out of 1525 companies for ROE %. This places Doha Bank QPSC in the lower half of its industry. The industry median ROE % is 10.22. Doha Bank QPSC's value of 6.10% is 40.3% below this benchmark. Historically, Doha Bank QPSC's own ROE % has ranged from 5.02 to 7.93 over the past decade. While the company's 10-year median is 5.81 vs. the industry median of 10.22, Doha Bank QPSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Banks company?
The median ROE % among Banks companies is 10.22, based on 1,525 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Doha Bank QPSC's current ROE % of 6.10% is 40.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Doha Bank QPSC and its competitors. For the Banks industry, the median ROE % is 10.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Doha Bank QPSC's current ROE % is 6.10%, which is near median its own 10-year median of 5.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Doha Bank QPSC stock overvalued right now?
Based on GuruFocus' analysis, Doha Bank QPSC (DSMD:DHBK) is currently considered Significantly Overvalued. The stock's GF Value™ is ر.ق1.93, compared to a current price of ر.ق2.86 — trading 48.1% above its estimated fair value. The current ROE % is 6.10%, which is near median its 10-year median of 5.81 and 40.3% below the Banks industry median of 10.22. Doha Bank QPSC's overall GF Score™ is 45/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Doha Bank QPSC (DSMD:DHBK), the current ROE % is 6.10% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Doha Bank QPSC (DSMD:DHBK) Overvalued in 2026?
Based on GuruFocus' analysis, Doha Bank QPSC stock appears to be overvalued.
The current stock price of ر.ق2.86 is trading 48.1% above its estimated GF Value™ of ر.ق1.93.
GuruFocus considers Doha Bank QPSC to be Significantly Overvalued.
Key valuation signals for DSMD:DHBK:
ROE %: 6.10% (near median its 10-year median of 5.81)
GF Value™: ر.ق1.93 vs. price of ر.ق2.86 (48.1% above fair value)
Industry Position: 40.3% below the Banks median (#1181 of 1525)
No single metric tells the full story. See the DSMD:DHBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Doha Bank QPSC is engaged in conventional banking activities. The company provides its services to individuals, commercial, corporate, and institutional clients across Qatar and internationally. Its segments include Conventional Banking and Insurance Activities. Conventional banking includes Corporate banking, Retail Banking, and Unallocated assets, liabilities, and revenue. Whereas Insurance Activities include various types of Insurances. The company derives maximum revenue from the Conventional Banking segment. Geographically, it derives a majority of its revenue from Qatar, and also operates in the Middle East, other GCC countries, and the rest of the world.
45GF Score
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