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Doha Bank QPSCDSMD:DHBK 45 ROA % is 0.78% as of Mar. 2026, which is 1% below its 10-year median of 0.79. GuruFocus rates DSMD:DHBK with a GF Score™ of 45/100 and a GF Value™ of ر.ق1.93 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,529 Banks companies, Doha Bank QPSC ranks worse than 65.27% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Doha Bank QPSC's annualizedNet Income for the quarter that ended in Mar. 2026 was ر.ق938 Mil.
Doha Bank QPSC's average Total Assets over the quarter that ended in Mar. 2026 was ر.ق120,689 Mil. Therefore, Doha Bank QPSC's annualized ROA % for the quarter that ended in Mar. 2026 was 0.78%.
The historical rank and industry rank for Doha Bank QPSC's ROA % or its related term are showing as below:
DSMD:DHBK'
s ROA % Range Over the Past 10 Years
Min: 0.66 Med: 0.79 Max: 1.21
Current: 0.75
During the past 13 years, Doha Bank QPSC's highest ROA % was 1.21%. The lowest was 0.66%. And the median was 0.79%.
DSMD:DHBK's ROA % is ranked worse than 65.27% of 1529
companies
in the Banks industry
Industry Median: 0.98
vs DSMD:DHBK: 0.75
Doha Bank QPSC (DSMD:DHBK) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
Doha Bank QPSC ROA % Related Terms
Doha Bank QPSC ROA % Historical Data
* Premium members only.
The historical data trend for Doha Bank QPSC's ROA % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Diversified subindustry, Doha Bank QPSC's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Doha Bank QPSC ROA % vs Banks Industry
For the Banks industry and Financial Services sector, Doha Bank QPSC's ROA % distribution charts can be found below:
* The bar in red indicates where Doha Bank QPSC's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
Doha Bank QPSC (DSMD:DHBK) has a ROA % of 0.78% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Doha Bank QPSC and its competitors. This is near median its historical median of 0.79. Over the past decade, Doha Bank QPSC's ROA % has ranged from 0.66 to 1.21. According to the industry distribution chart, Doha Bank QPSC ranks #998 out of 1529 companies in the Banks industry, placing it in the top 65.3%.
Is Doha Bank QPSC's ROA % too high?
Doha Bank QPSC's current ROA % of 0.78% is near median its 10-year median of 0.79. Over the past 10 years, this metric has ranged from a low of 0.66 to a high of 1.21. The Banks industry median ROA % is 0.98. Doha Bank QPSC's value of 0.78% is 20.4% below this industry median. Based on the distribution chart, Doha Bank QPSC ranks #998 out of 1529 companies in the Banks industry, which is below the industry midpoint. Overall, Doha Bank QPSC has a GF Score™ of 45/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Doha Bank QPSC's ROA % compare to JPM and BAC?
According to the Banks industry distribution chart, Doha Bank QPSC ranks #998 out of 1529 companies for ROA %. This places Doha Bank QPSC in the lower half of its industry. The industry median ROA % is 0.98. Doha Bank QPSC's value of 0.78% is 20.4% below this benchmark. Historically, Doha Bank QPSC's own ROA % has ranged from 0.66 to 1.21 over the past decade. While the company's 10-year median is 0.79 vs. the industry median of 0.98, Doha Bank QPSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Banks company?
The median ROA % among Banks companies is 0.98, based on 1,529 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Doha Bank QPSC's current ROA % of 0.78% is 20.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Doha Bank QPSC and its competitors. For the Banks industry, the median ROA % is 0.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Doha Bank QPSC's current ROA % is 0.78%, which is near median its own 10-year median of 0.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Doha Bank QPSC stock overvalued right now?
Based on GuruFocus' analysis, Doha Bank QPSC (DSMD:DHBK) is currently considered Significantly Overvalued. The stock's GF Value™ is ر.ق1.93, compared to a current price of ر.ق2.86 — trading 48.1% above its estimated fair value. The current ROA % is 0.78%, which is near median its 10-year median of 0.79 and 20.4% below the Banks industry median of 0.98. Doha Bank QPSC's overall GF Score™ is 45/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Doha Bank QPSC (DSMD:DHBK), the current ROA % is 0.78% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Doha Bank QPSC (DSMD:DHBK) Overvalued in 2026?
Based on GuruFocus' analysis, Doha Bank QPSC stock appears to be overvalued.
The current stock price of ر.ق2.86 is trading 48.1% above its estimated GF Value™ of ر.ق1.93.
GuruFocus considers Doha Bank QPSC to be Significantly Overvalued.
Key valuation signals for DSMD:DHBK:
ROA %: 0.78% (near median its 10-year median of 0.79)
GF Value™: ر.ق1.93 vs. price of ر.ق2.86 (48.1% above fair value)
Industry Position: 20.4% below the Banks median (#998 of 1529)
No single metric tells the full story. See the DSMD:DHBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Doha Bank QPSC is engaged in conventional banking activities. The company provides its services to individuals, commercial, corporate, and institutional clients across Qatar and internationally. Its segments include Conventional Banking and Insurance Activities. Conventional banking includes Corporate banking, Retail Banking, and Unallocated assets, liabilities, and revenue. Whereas Insurance Activities include various types of Insurances. The company derives maximum revenue from the Conventional Banking segment. Geographically, it derives a majority of its revenue from Qatar, and also operates in the Middle East, other GCC countries, and the rest of the world.
45GF Score
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