Internetowy Fundusz Leasingowy (WAR:IFL) Return-on-Tangible-Asset: 4.50% (As of Dec. 2024) — 355% Above Median

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WAR:IFL Internetowy Fundusz Leasingowy WAR:IFL
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What is Internetowy Fundusz Leasingowy Return-on-Tangible-Asset?

Internetowy Fundusz Leasingowy WAR:IFL -1.18% 10 Return-on-Tangible-Asset is 4.50% as of Dec. 2024, which is 355% above its 10-year median of 0.99. GuruFocus rates WAR:IFL with a GF Score™ of 10/100. The stock has 6 warning signs investors should review. Among 1,631 Asset Management companies, Internetowy Fundusz Leasingowy ranks worse than 50.4% on this metric.

Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Internetowy Fundusz Leasingowy's annualized Net Income for the quarter that ended in Dec. 2024 was zł1.08 Mil. Internetowy Fundusz Leasingowy's average total tangible assets for the quarter that ended in Dec. 2024 was zł24.00 Mil. Therefore, Internetowy Fundusz Leasingowy's annualized Return-on-Tangible-Asset for the quarter that ended in Dec. 2024 was 4.50%.

The historical rank and industry rank for Internetowy Fundusz Leasingowy's Return-on-Tangible-Asset or its related term are showing as below:

WAR:IFL' s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 0.86   Med: 0.99   Max: 4.5
Current: 4.5

During the past 3 years, Internetowy Fundusz Leasingowy's highest Return-on-Tangible-Asset was 4.50%. The lowest was 0.86%. And the median was 0.99%.

WAR:IFL's Return-on-Tangible-Asset is ranked worse than
50.4% of 1631 companies
in the Asset Management industry
Industry Median: 4.58 vs WAR:IFL: 4.50

Internetowy Fundusz Leasingowy  (WAR:IFL) Return-on-Tangible-Asset Explanation

Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.


Be Aware

Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the company’s earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a company’s tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.


Internetowy Fundusz Leasingowy Return-on-Tangible-Asset Related Terms


Internetowy Fundusz Leasingowy Return-on-Tangible-Asset Historical Data

* Premium members only.

The historical data trend for Internetowy Fundusz Leasingowy's Return-on-Tangible-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Internetowy Fundusz Leasingowy Return-on-Tangible-Asset Chart

Internetowy Fundusz Leasingowy Annual Data
Trend Dec22 Dec23 Dec24
Return-on-Tangible-Asset
0.99 0.86 4.50

Internetowy Fundusz Leasingowy Semi-Annual Data
Dec22 Dec23 Dec24
Return-on-Tangible-Asset 0.99 0.86 4.50

WAR:IFL vs BLK, BX, KKR: Return-on-Tangible-Asset Comparison

For the Asset Management subindustry, Internetowy Fundusz Leasingowy's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Internetowy Fundusz Leasingowy Return-on-Tangible-Asset vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Internetowy Fundusz Leasingowy's Return-on-Tangible-Asset distribution charts can be found below:

* The bar in red indicates where Internetowy Fundusz Leasingowy's Return-on-Tangible-Asset falls into.


WAR:IFL
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Internetowy Fundusz Leasingowy WAR:IFL
Return-on-Tangible-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Internetowy Fundusz Leasingowy Return-on-Tangible-Asset Calculation

Internetowy Fundusz Leasingowy's annualized Return-on-Tangible-Asset for the fiscal year that ended in Dec. 2024 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(A: Dec. 2024 )  (A: Dec. 2023 )(A: Dec. 2024 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(A: Dec. 2024 )  (A: Dec. 2023 )(A: Dec. 2024 )
=1.081/( (22.182+25.819)/ 2 )
=1.081/24.0005
=4.50 %

Internetowy Fundusz Leasingowy's annualized Return-on-Tangible-Asset for the quarter that ended in Dec. 2024 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(Q: Dec. 2024 )  (Q: Dec. 2023 )(Q: Dec. 2024 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(Q: Dec. 2024 )  (Q: Dec. 2023 )(Q: Dec. 2024 )
=1.081/( (22.182+25.819)/ 2 )
=1.081/24.0005
=4.50 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is one times the annual (Dec. 2024) net income data.

What does a Return-on-Tangible-Asset of 4.50% mean?
Internetowy Fundusz Leasingowy (WAR:IFL) has a Return-on-Tangible-Asset of 4.50% as of Dec. 2024. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Internetowy Fundusz Leasingowy and its competitors. This is 355% above median its historical median of 0.99. Over the past decade, Internetowy Fundusz Leasingowy's Return-on-Tangible-Asset has ranged from 0.86 to 4.50. According to the industry distribution chart, Internetowy Fundusz Leasingowy ranks #822 out of 1631 companies in the Asset Management industry, placing it in the top 50.4%.
Is Internetowy Fundusz Leasingowy's Return-on-Tangible-Asset too high?
Internetowy Fundusz Leasingowy's current Return-on-Tangible-Asset of 4.50% is 355% above median its 10-year median of 0.99. Over the past 10 years, this metric has ranged from a low of 0.86 to a high of 4.50. The Asset Management industry median Return-on-Tangible-Asset is 4.58. Internetowy Fundusz Leasingowy's value of 4.50% is 1.7% below this industry median. Based on the distribution chart, Internetowy Fundusz Leasingowy ranks #822 out of 1631 companies in the Asset Management industry, which is below the industry midpoint. Overall, Internetowy Fundusz Leasingowy has a GF Score™ of 10/100, reflecting its overall financial health beyond just this single metric.
How does Internetowy Fundusz Leasingowy's Return-on-Tangible-Asset compare to BLK and BX?
According to the Asset Management industry distribution chart, Internetowy Fundusz Leasingowy ranks #822 out of 1631 companies for Return-on-Tangible-Asset. This places Internetowy Fundusz Leasingowy in the lower half of its industry. The industry median Return-on-Tangible-Asset is 4.58. Internetowy Fundusz Leasingowy's value of 4.50% is 1.7% below this benchmark. Historically, Internetowy Fundusz Leasingowy's own Return-on-Tangible-Asset has ranged from 0.86 to 4.50 over the past decade. While the company's 10-year median is 0.99 vs. the industry median of 4.58, Internetowy Fundusz Leasingowy has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for an Asset Management company?
The median Return-on-Tangible-Asset among Asset Management companies is 4.58, based on 1,631 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Internetowy Fundusz Leasingowy's current Return-on-Tangible-Asset of 4.50% is 1.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Internetowy Fundusz Leasingowy and its competitors. For the Asset Management industry, the median Return-on-Tangible-Asset is 4.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Internetowy Fundusz Leasingowy's current Return-on-Tangible-Asset is 4.50%, which is 355% above median its own 10-year median of 0.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Internetowy Fundusz Leasingowy stock overvalued right now?
Internetowy Fundusz Leasingowy (WAR:IFL) has a current Return-on-Tangible-Asset of 4.50%. The current Return-on-Tangible-Asset is 4.50%, which is 355% above median its 10-year median of 0.99 and 1.7% below the Asset Management industry median of 4.58. Internetowy Fundusz Leasingowy's overall GF Score™ is 10/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Internetowy Fundusz Leasingowy (WAR:IFL), the current Return-on-Tangible-Asset is 4.50% as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Internetowy Fundusz Leasingowy Business Description

Address ul. Szlak 20/8, Krakow, POL, 31-153
Internetowy Fundusz Leasingowy is a financial institution with Polish share capital in central Krakow. It offers includes a wide range of leasing solutions, tailored to the diverse needs of its clients, both individual and business. It specializes in operating leases, sale-and-leasebacks, and consumer leasing, providing affordable and flexible investment financing. The company offers Passenger car leasing, Electric car leasing, Commercial vehicle leasing, Truck leasing, Motorcycle leasing, Quad leasing, Construction machinery leasing, and Agricultural machinery leasing.
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