Internetowy Fundusz Leasingowy (WAR:IFL) Return-on-Tangible-Equity: 37.91% (As of Dec. 2024) — 368% Above Median

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WAR:IFL Internetowy Fundusz Leasingowy WAR:IFL
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What is Internetowy Fundusz Leasingowy Return-on-Tangible-Equity?

Internetowy Fundusz Leasingowy WAR:IFL -1.18% 10 Return-on-Tangible-Equity is 37.91% as of Dec. 2024, which is 368% above its 10-year median of 8.10. GuruFocus rates WAR:IFL with a GF Score™ of 10/100. The stock has 6 warning signs investors should review. Among 1,589 Asset Management companies, Internetowy Fundusz Leasingowy ranks better than 89.68% on this metric.

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Internetowy Fundusz Leasingowy's annualized net income for the quarter that ended in Dec. 2024 was zł1.08 Mil. Internetowy Fundusz Leasingowy's average shareholder tangible equity for the quarter that ended in Dec. 2024 was zł2.85 Mil. Therefore, Internetowy Fundusz Leasingowy's annualized Return-on-Tangible-Equity for the quarter that ended in Dec. 2024 was 37.91%.

The historical rank and industry rank for Internetowy Fundusz Leasingowy's Return-on-Tangible-Equity or its related term are showing as below:

WAR:IFL' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 7.65   Med: 8.1   Max: 37.91
Current: 37.91

During the past 3 years, Internetowy Fundusz Leasingowy's highest Return-on-Tangible-Equity was 37.91%. The lowest was 7.65%. And the median was 8.10%.

WAR:IFL's Return-on-Tangible-Equity is ranked better than
89.68% of 1589 companies
in the Asset Management industry
Industry Median: 7.6 vs WAR:IFL: 37.91

Internetowy Fundusz Leasingowy  (WAR:IFL) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


Internetowy Fundusz Leasingowy Return-on-Tangible-Equity Related Terms


Internetowy Fundusz Leasingowy Return-on-Tangible-Equity Historical Data

* Premium members only.

The historical data trend for Internetowy Fundusz Leasingowy's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Internetowy Fundusz Leasingowy Return-on-Tangible-Equity Chart

Internetowy Fundusz Leasingowy Annual Data
Trend Dec22 Dec23 Dec24
Return-on-Tangible-Equity
8.10 7.65 37.91

Internetowy Fundusz Leasingowy Semi-Annual Data
Dec22 Dec23 Dec24
Return-on-Tangible-Equity 8.10 7.65 37.91

WAR:IFL vs BLK, BX, KKR: Return-on-Tangible-Equity Comparison

For the Asset Management subindustry, Internetowy Fundusz Leasingowy's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Internetowy Fundusz Leasingowy Return-on-Tangible-Equity vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Internetowy Fundusz Leasingowy's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where Internetowy Fundusz Leasingowy's Return-on-Tangible-Equity falls into.


WAR:IFL
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Internetowy Fundusz Leasingowy WAR:IFL
Return-on-Tangible-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
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Internetowy Fundusz Leasingowy Return-on-Tangible-Equity Calculation

Internetowy Fundusz Leasingowy's annualized Return-on-Tangible-Equity for the fiscal year that ended in Dec. 2024 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Dec. 2024 )  (A: Dec. 2023 )(A: Dec. 2024 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Dec. 2024 )  (A: Dec. 2023 )(A: Dec. 2024 )
=1.081/( (2.311+3.392 )/ 2 )
=1.081/2.8515
=37.91 %

Internetowy Fundusz Leasingowy's annualized Return-on-Tangible-Equity for the quarter that ended in Dec. 2024 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Dec. 2024 )  (Q: Dec. 2023 )(Q: Dec. 2024 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Dec. 2024 )  (Q: Dec. 2023 )(Q: Dec. 2024 )
=1.081/( (2.311+3.392)/ 2 )
=1.081/2.8515
=37.91 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is one times the annual (Dec. 2024) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.

What does a Return-on-Tangible-Equity of 37.91% mean?
Internetowy Fundusz Leasingowy (WAR:IFL) has a Return-on-Tangible-Equity of 37.91% as of Dec. 2024. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Internetowy Fundusz Leasingowy and its competitors. This is 368% above median its historical median of 8.10. Over the past decade, Internetowy Fundusz Leasingowy's Return-on-Tangible-Equity has ranged from 7.65 to 37.91. According to the industry distribution chart, Internetowy Fundusz Leasingowy ranks #164 out of 1589 companies in the Asset Management industry, placing it in the top 10.3%.
Is Internetowy Fundusz Leasingowy's Return-on-Tangible-Equity too high?
Internetowy Fundusz Leasingowy's current Return-on-Tangible-Equity of 37.91% is 368% above median its 10-year median of 8.10. Over the past 10 years, this metric has ranged from a low of 7.65 to a high of 37.91. The Asset Management industry median Return-on-Tangible-Equity is 7.60. Internetowy Fundusz Leasingowy's value of 37.91% is 398.8% above this industry median. Based on the distribution chart, Internetowy Fundusz Leasingowy ranks #164 out of 1589 companies in the Asset Management industry, which is in the top quartile — a strong position relative to peers. Overall, Internetowy Fundusz Leasingowy has a GF Score™ of 10/100, reflecting its overall financial health beyond just this single metric.
How does Internetowy Fundusz Leasingowy's Return-on-Tangible-Equity compare to BLK and BX?
According to the Asset Management industry distribution chart, Internetowy Fundusz Leasingowy ranks #164 out of 1589 companies for Return-on-Tangible-Equity. This places Internetowy Fundusz Leasingowy in the top 10% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Equity is 7.60. Internetowy Fundusz Leasingowy's value of 37.91% is 398.8% above this benchmark. Historically, Internetowy Fundusz Leasingowy's own Return-on-Tangible-Equity has ranged from 7.65 to 37.91 over the past decade. While the company's 10-year median is 8.10 vs. the industry median of 7.60, Internetowy Fundusz Leasingowy has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for an Asset Management company?
The median Return-on-Tangible-Equity among Asset Management companies is 7.60, based on 1,589 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Internetowy Fundusz Leasingowy's current Return-on-Tangible-Equity of 37.91% is 398.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Internetowy Fundusz Leasingowy and its competitors. For the Asset Management industry, the median Return-on-Tangible-Equity is 7.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Internetowy Fundusz Leasingowy's current Return-on-Tangible-Equity is 37.91%, which is 368% above median its own 10-year median of 8.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Internetowy Fundusz Leasingowy stock overvalued right now?
Internetowy Fundusz Leasingowy (WAR:IFL) has a current Return-on-Tangible-Equity of 37.91%. The current Return-on-Tangible-Equity is 37.91%, which is 368% above median its 10-year median of 8.10 and 398.8% above the Asset Management industry median of 7.60. Internetowy Fundusz Leasingowy's overall GF Score™ is 10/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Internetowy Fundusz Leasingowy (WAR:IFL), the current Return-on-Tangible-Equity is 37.91% as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Internetowy Fundusz Leasingowy Business Description

Address ul. Szlak 20/8, Krakow, POL, 31-153
Internetowy Fundusz Leasingowy is a financial institution with Polish share capital in central Krakow. It offers includes a wide range of leasing solutions, tailored to the diverse needs of its clients, both individual and business. It specializes in operating leases, sale-and-leasebacks, and consumer leasing, providing affordable and flexible investment financing. The company offers Passenger car leasing, Electric car leasing, Commercial vehicle leasing, Truck leasing, Motorcycle leasing, Quad leasing, Construction machinery leasing, and Agricultural machinery leasing.
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Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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