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Internetowy Fundusz LeasingowyWAR:IFL -1.18%10 ROA % is 4.50% as of Dec. 2024, which is 355% above its 10-year median of 0.99. GuruFocus rates WAR:IFL with a GF Score™ of 10/100. The stock has 6 warning signs investors should review. Among 1,631 Asset Management companies, Internetowy Fundusz Leasingowy ranks better than 50.34% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Internetowy Fundusz Leasingowy's annualizedNet Income for the quarter that ended in Dec. 2024 was zł1.08 Mil.
Internetowy Fundusz Leasingowy's average Total Assets over the quarter that ended in Dec. 2024 was zł24.00 Mil. Therefore, Internetowy Fundusz Leasingowy's annualized ROA % for the quarter that ended in Dec. 2024 was 4.50%.
The historical rank and industry rank for Internetowy Fundusz Leasingowy's ROA % or its related term are showing as below:
WAR:IFL'
s ROA % Range Over the Past 10 Years
Min: 0.86 Med: 0.99 Max: 4.5
Current: 4.5
During the past 3 years, Internetowy Fundusz Leasingowy's highest ROA % was 4.50%. The lowest was 0.86%. And the median was 0.99%.
WAR:IFL's ROA % is ranked better than 50.34% of 1631
companies
in the Asset Management industry
Industry Median: 4.4
vs WAR:IFL: 4.50
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is one times the annual (Dec. 2024) net income data. The Revenue data used here is one times the annual (Dec. 2024) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
Internetowy Fundusz Leasingowy ROA % Related Terms
Internetowy Fundusz Leasingowy ROA % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Internetowy Fundusz Leasingowy ROA % Chart
Internetowy Fundusz Leasingowy Annual Data
Trend
Dec22
Dec23
Dec24
ROA %
0.99
0.86
4.50
Internetowy Fundusz Leasingowy Semi-Annual Data
Dec22
Dec23
Dec24
ROA %
0.99
0.86
4.50
WAR:IFL vs BLK, BX, KKR: ROA % Comparison
For the Asset Management subindustry, Internetowy Fundusz Leasingowy's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Internetowy Fundusz Leasingowy ROA % vs Asset Management Industry
For the Asset Management industry and Financial Services sector, Internetowy Fundusz Leasingowy's ROA % distribution charts can be found below:
* The bar in red indicates where Internetowy Fundusz Leasingowy's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is one times the annual (Dec. 2024) net income data.
ROA % is displayed in the 30-year financial page.
Internetowy Fundusz Leasingowy (WAR:IFL) has a ROA % of 4.50% as of Dec. 2024. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Internetowy Fundusz Leasingowy and its competitors. This is 355% above median its historical median of 0.99. Over the past decade, Internetowy Fundusz Leasingowy's ROA % has ranged from 0.86 to 4.50. According to the industry distribution chart, Internetowy Fundusz Leasingowy ranks #810 out of 1631 companies in the Asset Management industry, placing it in the top 49.7%.
Is Internetowy Fundusz Leasingowy's ROA % too high?
Internetowy Fundusz Leasingowy's current ROA % of 4.50% is 355% above median its 10-year median of 0.99. Over the past 10 years, this metric has ranged from a low of 0.86 to a high of 4.50. The Asset Management industry median ROA % is 4.40. Internetowy Fundusz Leasingowy's value of 4.50% is 2.3% above this industry median. Based on the distribution chart, Internetowy Fundusz Leasingowy ranks #810 out of 1631 companies in the Asset Management industry, which is above the industry midpoint. Overall, Internetowy Fundusz Leasingowy has a GF Score™ of 10/100, reflecting its overall financial health beyond just this single metric.
How does Internetowy Fundusz Leasingowy's ROA % compare to BLK and BX?
According to the Asset Management industry distribution chart, Internetowy Fundusz Leasingowy ranks #810 out of 1631 companies for ROA %. This puts Internetowy Fundusz Leasingowy in the upper half of its industry. The industry median ROA % is 4.40. Internetowy Fundusz Leasingowy's value of 4.50% is 2.3% above this benchmark. Historically, Internetowy Fundusz Leasingowy's own ROA % has ranged from 0.86 to 4.50 over the past decade. While the company's 10-year median is 0.99 vs. the industry median of 4.40, Internetowy Fundusz Leasingowy has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for an Asset Management company?
The median ROA % among Asset Management companies is 4.40, based on 1,631 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Internetowy Fundusz Leasingowy's current ROA % of 4.50% is 2.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Internetowy Fundusz Leasingowy and its competitors. For the Asset Management industry, the median ROA % is 4.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Internetowy Fundusz Leasingowy's current ROA % is 4.50%, which is 355% above median its own 10-year median of 0.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Internetowy Fundusz Leasingowy stock overvalued right now?
Internetowy Fundusz Leasingowy (WAR:IFL) has a current ROA % of 4.50%. The current ROA % is 4.50%, which is 355% above median its 10-year median of 0.99 and 2.3% above the Asset Management industry median of 4.40. Internetowy Fundusz Leasingowy's overall GF Score™ is 10/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Internetowy Fundusz Leasingowy (WAR:IFL), the current ROA % is 4.50% as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Internetowy Fundusz Leasingowy is a financial institution with Polish share capital in central Krakow. It offers includes a wide range of leasing solutions, tailored to the diverse needs of its clients, both individual and business. It specializes in operating leases, sale-and-leasebacks, and consumer leasing, providing affordable and flexible investment financing. The company offers Passenger car leasing, Electric car leasing, Commercial vehicle leasing, Truck leasing, Motorcycle leasing, Quad leasing, Construction machinery leasing, and Agricultural machinery leasing.
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