Poste srpske ad (XBLB:POST-R-A) Return-on-Tangible-Asset: 0.76% (As of Dec. 2025) — 111% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

What is Poste srpske ad Return-on-Tangible-Asset?

Poste srpske ad XBLB:POST-R-A Return-on-Tangible-Asset is 0.76% as of Dec. 2025, which is 111% above its 10-year median of 0.36. The stock has 5 warning signs investors should review. Among 1,096 Business Services companies, Poste srpske ad ranks worse than 68.98% on this metric.

Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Poste srpske ad's annualized Net Income for the quarter that ended in Dec. 2025 was BAM1.2 Mil. Poste srpske ad's average total tangible assets for the quarter that ended in Dec. 2025 was BAM154.9 Mil. Therefore, Poste srpske ad's annualized Return-on-Tangible-Asset for the quarter that ended in Dec. 2025 was 0.76%.

The historical rank and industry rank for Poste srpske ad's Return-on-Tangible-Asset or its related term are showing as below:

XBLB:POST-R-A' s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -2.36   Med: 0.36   Max: 2.04
Current: 0.76

During the past 13 years, Poste srpske ad's highest Return-on-Tangible-Asset was 2.04%. The lowest was -2.36%. And the median was 0.36%.

XBLB:POST-R-A's Return-on-Tangible-Asset is ranked worse than
68.98% of 1096 companies
in the Business Services industry
Industry Median: 3.955 vs XBLB:POST-R-A: 0.76

Poste srpske ad  (XBLB:POST-R-A) Return-on-Tangible-Asset Explanation

Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.


Be Aware

Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the company’s earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a company’s tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.


Poste srpske ad Return-on-Tangible-Asset Related Terms


Poste srpske ad Return-on-Tangible-Asset Historical Data

* Premium members only.

The historical data trend for Poste srpske ad's Return-on-Tangible-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Poste srpske ad Return-on-Tangible-Asset Chart

Poste srpske ad Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.20 1.57 2.04 0.59 0.76

Poste srpske ad Semi-Annual Data
Dec11 Dec12 Dec13 Dec14 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.20 1.57 2.04 0.59 0.76

XBLB:POST-R-A vs CTAS, CPRT, ULS: Return-on-Tangible-Asset Comparison

For the Specialty Business Services subindustry, Poste srpske ad's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Poste srpske ad Return-on-Tangible-Asset vs Business Services Industry

For the Business Services industry and Industrials sector, Poste srpske ad's Return-on-Tangible-Asset distribution charts can be found below:

* The bar in red indicates where Poste srpske ad's Return-on-Tangible-Asset falls into.



Poste srpske ad Return-on-Tangible-Asset Calculation

Poste srpske ad's annualized Return-on-Tangible-Asset for the fiscal year that ended in Dec. 2025 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=1.172/( (140.882+168.903)/ 2 )
=1.172/154.8925
=0.76 %

Poste srpske ad's annualized Return-on-Tangible-Asset for the quarter that ended in Dec. 2025 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(Q: Dec. 2025 )  (Q: Dec. 2024 )(Q: Dec. 2025 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(Q: Dec. 2025 )  (Q: Dec. 2024 )(Q: Dec. 2025 )
=1.172/( (140.882+168.903)/ 2 )
=1.172/154.8925
=0.76 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is one times the annual (Dec. 2025) net income data.

What does a Return-on-Tangible-Asset of 0.76% mean?
Poste srpske ad (XBLB:POST-R-A) has a Return-on-Tangible-Asset of 0.76% as of Dec. 2025. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Poste srpske ad and its competitors. This is 111% above median its historical median of 0.36. According to the industry distribution chart, Poste srpske ad ranks #756 out of 1096 companies in the Business Services industry, placing it in the top 69%.
Is Poste srpske ad's Return-on-Tangible-Asset too high?
Poste srpske ad's current Return-on-Tangible-Asset of 0.76% is 111% above median its 10-year median of 0.36. The Business Services industry median Return-on-Tangible-Asset is 3.96. Poste srpske ad's value of 0.76% is 80.8% below this industry median. Based on the distribution chart, Poste srpske ad ranks #756 out of 1096 companies in the Business Services industry, which is below the industry midpoint.
How does Poste srpske ad's Return-on-Tangible-Asset compare to CTAS and CPRT?
According to the Business Services industry distribution chart, Poste srpske ad ranks #756 out of 1096 companies for Return-on-Tangible-Asset. This places Poste srpske ad in the lower half of its industry. The industry median Return-on-Tangible-Asset is 3.96. Poste srpske ad's value of 0.76% is 80.8% below this benchmark. While the company's 10-year median is 0.36 vs. the industry median of 3.96, Poste srpske ad has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Business Services company?
The median Return-on-Tangible-Asset among Business Services companies is 3.96, based on 1,096 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Poste srpske ad's current Return-on-Tangible-Asset of 0.76% is 80.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Poste srpske ad and its competitors. For the Business Services industry, the median Return-on-Tangible-Asset is 3.96 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Poste srpske ad's current Return-on-Tangible-Asset is 0.76%, which is 111% above median its own 10-year median of 0.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Poste srpske ad stock overvalued right now?
Based on GuruFocus' analysis, Poste srpske ad (XBLB:POST-R-A) is currently considered Fairly Valued. The stock's GF Value™ is BAM0.14, compared to a current price of BAM0.15 — trading 7.1% above its estimated fair value. The current Return-on-Tangible-Asset is 0.76%, which is 111% above median its 10-year median of 0.36 and 80.8% below the Business Services industry median of 3.96. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Poste srpske ad (XBLB:POST-R-A), the current Return-on-Tangible-Asset is 0.76% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Poste srpske ad Business Description

Address Ul. King Petar I, Karadjordjevic 93, Banja Luka, BIH, 78000
Poste srpske ad is engaged in providing postal services in Bosnia and Herzegovina. The company offers postal services for letter mail items, parcels, direct mail, and postal items intended to blind persons. In addition, it also provides postal and telegraphic money orders in paper and electronic format and cash payments to home addresses. The company also offers internet services throughout the Republic of Srpska.