Poste srpske ad (XBLB:POST-R-A) Debt-to-EBITDA : 2.50 (As of Dec. 2025) — 102% Above Median

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What is Poste srpske ad Debt-to-EBITDA?

Poste srpske ad XBLB:POST-R-A Debt-to-EBITDA is 2.50 as of Dec. 2025, which is 102% above its 10-year median of 1.24. The stock has 5 warning signs investors should review. Among 838 Business Services companies, Poste srpske ad ranks worse than 63.96% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Poste srpske ad's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was BAM5.5 Mil. Poste srpske ad's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was BAM9.6 Mil. Poste srpske ad's annualized EBITDA for the quarter that ended in Dec. 2025 was BAM6.0 Mil. Poste srpske ad's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 was 2.50.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Poste srpske ad's Debt-to-EBITDA or its related term are showing as below:

XBLB:POST-R-A' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.65   Med: 1.24   Max: 3.36
Current: 2.5

During the past 13 years, the highest Debt-to-EBITDA Ratio of Poste srpske ad was 3.36. The lowest was 0.65. And the median was 1.24.

XBLB:POST-R-A's Debt-to-EBITDA is ranked worse than
63.96% of 838 companies
in the Business Services industry
Industry Median: 1.61 vs XBLB:POST-R-A: 2.50

Poste srpske ad  (XBLB:POST-R-A) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Poste srpske ad Debt-to-EBITDA Related Terms


Poste srpske ad Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Poste srpske ad's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Poste srpske ad Debt-to-EBITDA Chart

Poste srpske ad Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.65 0.79 1.37 1.51 2.50

Poste srpske ad Semi-Annual Data
Dec11 Dec12 Dec13 Dec14 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.65 0.79 1.37 1.51 2.50

XBLB:POST-R-A vs CTAS, CPRT, ULS: Debt-to-EBITDA Comparison

For the Specialty Business Services subindustry, Poste srpske ad's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Poste srpske ad Debt-to-EBITDA vs Business Services Industry

For the Business Services industry and Industrials sector, Poste srpske ad's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Poste srpske ad's Debt-to-EBITDA falls into.



Poste srpske ad Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Poste srpske ad's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(5.47 + 9.648) / 6.041
=2.50

Poste srpske ad's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(5.47 + 9.648) / 6.041
=2.50

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is one times the quarterly (Dec. 2025) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 2.50 mean?
Poste srpske ad (XBLB:POST-R-A) has a Debt-to-EBITDA of 2.50 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Poste srpske ad. This is 102% above median its historical median of 1.24. Over the past decade, Poste srpske ad's Debt-to-EBITDA has ranged from 0.65 to 3.36. According to the industry distribution chart, Poste srpske ad ranks #536 out of 838 companies in the Business Services industry, placing it in the top 64%.
Is Poste srpske ad's Debt-to-EBITDA too high?
Poste srpske ad's current Debt-to-EBITDA of 2.50 is 102% above median its 10-year median of 1.24. Over the past 10 years, this metric has ranged from a low of 0.65 to a high of 3.36. The Business Services industry median Debt-to-EBITDA is 1.61. Poste srpske ad's value of 2.50 is 55.3% above this industry median. Based on the distribution chart, Poste srpske ad ranks #536 out of 838 companies in the Business Services industry, which is below the industry midpoint.
How does Poste srpske ad's Debt-to-EBITDA compare to CTAS and CPRT?
According to the Business Services industry distribution chart, Poste srpske ad ranks #536 out of 838 companies for Debt-to-EBITDA. This places Poste srpske ad in the lower half of its industry. The industry median Debt-to-EBITDA is 1.61. Poste srpske ad's value of 2.50 is 55.3% above this benchmark. Historically, Poste srpske ad's own Debt-to-EBITDA has ranged from 0.65 to 3.36 over the past decade. While the company's 10-year median is 1.24 vs. the industry median of 1.61, Poste srpske ad has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Business Services company?
The median Debt-to-EBITDA among Business Services companies is 1.61, based on 838 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Poste srpske ad's current Debt-to-EBITDA of 2.50 is 55.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Poste srpske ad. For the Business Services industry, the median Debt-to-EBITDA is 1.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Poste srpske ad's current Debt-to-EBITDA is 2.50, which is 102% above median its own 10-year median of 1.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Poste srpske ad stock overvalued right now?
Based on GuruFocus' analysis, Poste srpske ad (XBLB:POST-R-A) is currently considered Fairly Valued. The stock's GF Value™ is BAM0.14, compared to a current price of BAM0.15 — trading 7.1% above its estimated fair value. The current Debt-to-EBITDA is 2.50, which is 102% above median its 10-year median of 1.24 and 55.3% above the Business Services industry median of 1.61. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Poste srpske ad (XBLB:POST-R-A), the current Debt-to-EBITDA is 2.50 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Poste srpske ad Business Description

Address Ul. King Petar I, Karadjordjevic 93, Banja Luka, BIH, 78000
Poste srpske ad is engaged in providing postal services in Bosnia and Herzegovina. The company offers postal services for letter mail items, parcels, direct mail, and postal items intended to blind persons. In addition, it also provides postal and telegraphic money orders in paper and electronic format and cash payments to home addresses. The company also offers internet services throughout the Republic of Srpska.