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Poste srpske adXBLB:POST-R-A Cash-to-Debt is 0.52 as of Dec. 2025, which is 174% above its 10-year median of 0.19. The stock has 5 warning signs investors should review. Among 1,073 Business Services companies, Poste srpske ad ranks worse than 62.63% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Poste srpske ad's cash to debt ratio for the quarter that ended in Dec. 2025 was 0.52.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Poste srpske adcouldn't pay off its debt using the cash in hand for the quarter that ended in Dec. 2025.
The historical rank and industry rank for Poste srpske ad's Cash-to-Debt or its related term are showing as below:
XBLB:POST-R-A'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.07 Med: 0.19 Max: 0.52
Current: 0.52
During the past 13 years, Poste srpske ad's highest Cash to Debt Ratio was 0.52. The lowest was 0.07. And the median was 0.19.
XBLB:POST-R-A's Cash-to-Debt is ranked worse than 62.63% of 1073
companies
in the Business Services industry
Industry Median: 1.2
vs XBLB:POST-R-A: 0.52
Poste srpske ad (XBLB:POST-R-A) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Poste srpske ad Cash-to-Debt Related Terms
Poste srpske ad Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Poste srpske ad's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
XBLB:POST-R-A vs CTAS, CPRT, ULS: Cash-to-Debt Comparison
For the Specialty Business Services subindustry, Poste srpske ad's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Poste srpske ad Cash-to-Debt vs Business Services Industry
For the Business Services industry and Industrials sector, Poste srpske ad's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Poste srpske ad's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Poste srpske ad (XBLB:POST-R-A) has a Cash-to-Debt of 0.52 as of Dec. 2025. This is 174% above median its historical median of 0.19. Over the past decade, Poste srpske ad's Cash-to-Debt has ranged from 0.07 to 0.52. According to the industry distribution chart, Poste srpske ad ranks #672 out of 1073 companies in the Business Services industry, placing it in the top 62.6%.
Is Poste srpske ad's Cash-to-Debt too high?
Poste srpske ad's current Cash-to-Debt of 0.52 is 174% above median its 10-year median of 0.19. Over the past 10 years, this metric has ranged from a low of 0.07 to a high of 0.52. The Business Services industry median Cash-to-Debt is 1.20. Poste srpske ad's value of 0.52 is 56.7% below this industry median. Based on the distribution chart, Poste srpske ad ranks #672 out of 1073 companies in the Business Services industry, which is below the industry midpoint.
How does Poste srpske ad's Cash-to-Debt compare to CTAS and CPRT?
According to the Business Services industry distribution chart, Poste srpske ad ranks #672 out of 1073 companies for Cash-to-Debt. This places Poste srpske ad in the lower half of its industry. The industry median Cash-to-Debt is 1.20. Poste srpske ad's value of 0.52 is 56.7% below this benchmark. Historically, Poste srpske ad's own Cash-to-Debt has ranged from 0.07 to 0.52 over the past decade. While the company's 10-year median is 0.19 vs. the industry median of 1.20, Poste srpske ad has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Business Services company?
The median Cash-to-Debt among Business Services companies is 1.20, based on 1,073 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Poste srpske ad's current Cash-to-Debt of 0.52 is 56.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Business Services industry, the median Cash-to-Debt is 1.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Poste srpske ad's current Cash-to-Debt is 0.52, which is 174% above median its own 10-year median of 0.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Poste srpske ad stock overvalued right now?
Based on GuruFocus' analysis, Poste srpske ad (XBLB:POST-R-A) is currently considered Fairly Valued. The stock's GF Value™ is BAM0.14, compared to a current price of BAM0.15 — trading 7.1% above its estimated fair value. The current Cash-to-Debt is 0.52, which is 174% above median its 10-year median of 0.19 and 56.7% below the Business Services industry median of 1.20. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Poste srpske ad (XBLB:POST-R-A), the current Cash-to-Debt is 0.52 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Poste srpske ad is engaged in providing postal services in Bosnia and Herzegovina. The company offers postal services for letter mail items, parcels, direct mail, and postal items intended to blind persons. In addition, it also provides postal and telegraphic money orders in paper and electronic format and cash payments to home addresses. The company also offers internet services throughout the Republic of Srpska.
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