Poste srpske ad (XBLB:POST-R-A) Return-on-Tangible-Equity: 1.69% (As of Dec. 2025) — 135% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

What is Poste srpske ad Return-on-Tangible-Equity?

Poste srpske ad XBLB:POST-R-A Return-on-Tangible-Equity is 1.69% as of Dec. 2025, which is 135% above its 10-year median of 0.72. The stock has 5 warning signs investors should review. Among 1,009 Business Services companies, Poste srpske ad ranks worse than 75.12% on this metric.

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Poste srpske ad's annualized net income for the quarter that ended in Dec. 2025 was BAM1.2 Mil. Poste srpske ad's average shareholder tangible equity for the quarter that ended in Dec. 2025 was BAM69.4 Mil. Therefore, Poste srpske ad's annualized Return-on-Tangible-Equity for the quarter that ended in Dec. 2025 was 1.69%.

The historical rank and industry rank for Poste srpske ad's Return-on-Tangible-Equity or its related term are showing as below:

XBLB:POST-R-A' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -4.37   Med: 0.72   Max: 3.73
Current: 1.69

During the past 13 years, Poste srpske ad's highest Return-on-Tangible-Equity was 3.73%. The lowest was -4.37%. And the median was 0.72%.

XBLB:POST-R-A's Return-on-Tangible-Equity is ranked worse than
75.12% of 1009 companies
in the Business Services industry
Industry Median: 10.61 vs XBLB:POST-R-A: 1.69

Poste srpske ad  (XBLB:POST-R-A) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


Poste srpske ad Return-on-Tangible-Equity Related Terms


Poste srpske ad Return-on-Tangible-Equity Historical Data

* Premium members only.

The historical data trend for Poste srpske ad's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Poste srpske ad Return-on-Tangible-Equity Chart

Poste srpske ad Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.27 2.72 3.73 1.21 1.69

Poste srpske ad Semi-Annual Data
Dec11 Dec12 Dec13 Dec14 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.27 2.72 3.73 1.21 1.69

XBLB:POST-R-A vs CTAS, CPRT, ULS: Return-on-Tangible-Equity Comparison

For the Specialty Business Services subindustry, Poste srpske ad's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Poste srpske ad Return-on-Tangible-Equity vs Business Services Industry

For the Business Services industry and Industrials sector, Poste srpske ad's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where Poste srpske ad's Return-on-Tangible-Equity falls into.



Poste srpske ad Return-on-Tangible-Equity Calculation

Poste srpske ad's annualized Return-on-Tangible-Equity for the fiscal year that ended in Dec. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=1.172/( (65.898+72.907 )/ 2 )
=1.172/69.4025
=1.69 %

Poste srpske ad's annualized Return-on-Tangible-Equity for the quarter that ended in Dec. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Dec. 2025 )  (Q: Dec. 2024 )(Q: Dec. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Dec. 2025 )  (Q: Dec. 2024 )(Q: Dec. 2025 )
=1.172/( (65.898+72.907)/ 2 )
=1.172/69.4025
=1.69 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is one times the annual (Dec. 2025) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.

What does a Return-on-Tangible-Equity of 1.69% mean?
Poste srpske ad (XBLB:POST-R-A) has a Return-on-Tangible-Equity of 1.69% as of Dec. 2025. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Poste srpske ad and its competitors. This is 135% above median its historical median of 0.72. According to the industry distribution chart, Poste srpske ad ranks #758 out of 1009 companies in the Business Services industry, placing it in the top 75.1%.
Is Poste srpske ad's Return-on-Tangible-Equity too high?
Poste srpske ad's current Return-on-Tangible-Equity of 1.69% is 135% above median its 10-year median of 0.72. The Business Services industry median Return-on-Tangible-Equity is 10.61. Poste srpske ad's value of 1.69% is 84.1% below this industry median. Based on the distribution chart, Poste srpske ad ranks #758 out of 1009 companies in the Business Services industry, which is in the bottom quartile relative to peers.
How does Poste srpske ad's Return-on-Tangible-Equity compare to CTAS and CPRT?
According to the Business Services industry distribution chart, Poste srpske ad ranks #758 out of 1009 companies for Return-on-Tangible-Equity. This places Poste srpske ad in the lower half of its industry. The industry median Return-on-Tangible-Equity is 10.61. Poste srpske ad's value of 1.69% is 84.1% below this benchmark. While the company's 10-year median is 0.72 vs. the industry median of 10.61, Poste srpske ad has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Business Services company?
The median Return-on-Tangible-Equity among Business Services companies is 10.61, based on 1,009 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Poste srpske ad's current Return-on-Tangible-Equity of 1.69% is 84.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Poste srpske ad and its competitors. For the Business Services industry, the median Return-on-Tangible-Equity is 10.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Poste srpske ad's current Return-on-Tangible-Equity is 1.69%, which is 135% above median its own 10-year median of 0.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Poste srpske ad stock overvalued right now?
Based on GuruFocus' analysis, Poste srpske ad (XBLB:POST-R-A) is currently considered Fairly Valued. The stock's GF Value™ is BAM0.14, compared to a current price of BAM0.15 — trading 7.1% above its estimated fair value. The current Return-on-Tangible-Equity is 1.69%, which is 135% above median its 10-year median of 0.72 and 84.1% below the Business Services industry median of 10.61. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Poste srpske ad (XBLB:POST-R-A), the current Return-on-Tangible-Equity is 1.69% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Poste srpske ad Business Description

Address Ul. King Petar I, Karadjordjevic 93, Banja Luka, BIH, 78000
Poste srpske ad is engaged in providing postal services in Bosnia and Herzegovina. The company offers postal services for letter mail items, parcels, direct mail, and postal items intended to blind persons. In addition, it also provides postal and telegraphic money orders in paper and electronic format and cash payments to home addresses. The company also offers internet services throughout the Republic of Srpska.