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Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Shivom Investmentnsultancy's annualized net income for the quarter that ended in Mar. 2026 was ₹37.82 Mil. Shivom Investmentnsultancy's average shareholder tangible equity for the quarter that ended in Mar. 2026 was ₹207.29 Mil. Therefore, Shivom Investmentnsultancy's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 18.25%.
The historical rank and industry rank for Shivom Investmentnsultancy's Return-on-Tangible-Equity or its related term are showing as below:
BOM:539833'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -149.27 Med: -1.34 Max: 38.19
Current: 9.93
During the past 13 years, Shivom Investmentnsultancy's highest Return-on-Tangible-Equity was 38.19%. The lowest was -149.27%. And the median was -1.34%.
BOM:539833's Return-on-Tangible-Equity is not ranked
in the Credit Services industry.
Industry Median: 7.06
vs BOM:539833: 9.93
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Shivom Investmentnsultancy Return-on-Tangible-Equity Related Terms
Shivom Investmentnsultancy Return-on-Tangible-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:539833 vs V, MA, AXP: Return-on-Tangible-Equity Comparison
For the Credit Services subindustry, Shivom Investmentnsultancy's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Shivom Investmentnsultancy Return-on-Tangible-Equity vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Shivom Investmentnsultancy's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Shivom Investmentnsultancy's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 18.25% mean?
Shivom Investmentnsultancy (BOM:539833) has a Return-on-Tangible-Equity of 18.25% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Shivom Investmentnsultancy and its competitors.
Is Shivom Investmentnsultancy's Return-on-Tangible-Equity too high?
Shivom Investmentnsultancy's current Return-on-Tangible-Equity is 18.25%. The Credit Services industry median Return-on-Tangible-Equity is 7.06. Shivom Investmentnsultancy's value of 18.25% is 158.5% above this industry median. Overall, Shivom Investmentnsultancy has a GF Score™ of 4/100, reflecting its overall financial health beyond just this single metric.
How does Shivom Investmentnsultancy's Return-on-Tangible-Equity compare to V and MA?
Shivom Investmentnsultancy's Return-on-Tangible-Equity of 18.25% can be compared against companies in the Credit Services industry. The industry median Return-on-Tangible-Equity is 7.06. Shivom Investmentnsultancy's value of 18.25% is 158.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Credit Services company?
The median Return-on-Tangible-Equity among Credit Services companies is 7.06, based on 527 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Shivom Investmentnsultancy's current Return-on-Tangible-Equity of 18.25% is 158.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Shivom Investmentnsultancy and its competitors. For the Credit Services industry, the median Return-on-Tangible-Equity is 7.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Shivom Investmentnsultancy's current Return-on-Tangible-Equity is 18.25%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Shivom Investmentnsultancy stock overvalued right now?
Shivom Investmentnsultancy (BOM:539833) has a current Return-on-Tangible-Equity of 18.25%. The current Return-on-Tangible-Equity is 18.25% and 158.5% above the Credit Services industry median of 7.06. Shivom Investmentnsultancy's overall GF Score™ is 4/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Shivom Investmentnsultancy (BOM:539833), the current Return-on-Tangible-Equity is 18.25% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Shivom Investment & Consultancy Ltd is an Indian non-banking financial company. It is engaged in the business of financing and lending. The company receives maximum revenue in the form of interest income. It operates only in India.
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