Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Ithmaar Holding BSC's annualized net income for the quarter that ended in Mar. 2026 was د.إ18 Mil. Ithmaar Holding BSC's average shareholder tangible equity for the quarter that ended in Mar. 2026 was د.إ-10 Mil. Therefore, Ithmaar Holding BSC's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was Negative Tangible Equity%.
The historical rank and industry rank for Ithmaar Holding BSC's Return-on-Tangible-Equity or its related term are showing as below:
DFM:ITHMR'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -38.21 Med: -27.81 Max: 1.4
Current: Negative Tangible Equity
During the past 13 years, Ithmaar Holding BSC's highest Return-on-Tangible-Equity was 1.40%. The lowest was -38.21%. And the median was -27.81%.
DFM:ITHMR's Return-on-Tangible-Equity is ranked better than 99.93% of 1523
companies
in the Banks industry
Industry Median: 11.2
vs DFM:ITHMR: Negative Tangible Equity
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Ithmaar Holding BSC Return-on-Tangible-Equity Related Terms
Ithmaar Holding BSC Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Ithmaar Holding BSC's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
DFM:ITHMR vs PNC, USB: Return-on-Tangible-Equity Comparison
For the Banks - Regional subindustry, Ithmaar Holding BSC's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ithmaar Holding BSC Return-on-Tangible-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Ithmaar Holding BSC's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Ithmaar Holding BSC's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of Negative Tangible Equity% mean?
Ithmaar Holding BSC (DFM:ITHMR) has a Return-on-Tangible-Equity of Negative Tangible Equity% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Ithmaar Holding BSC and its competitors. According to the industry distribution chart, Ithmaar Holding BSC ranks #1 out of 1523 companies in the Banks industry, placing it in the top 0.099999999999994%.
Is Ithmaar Holding BSC's Return-on-Tangible-Equity too high?
Ithmaar Holding BSC's current Return-on-Tangible-Equity is Negative Tangible Equity%. Based on the distribution chart, Ithmaar Holding BSC ranks #1 out of 1523 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Ithmaar Holding BSC has a GF Score™ of 38/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Ithmaar Holding BSC's Return-on-Tangible-Equity compare to PNC and USB?
According to the Banks industry distribution chart, Ithmaar Holding BSC ranks #1 out of 1523 companies for Return-on-Tangible-Equity. This places Ithmaar Holding BSC in the top 0% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Equity is 11.20. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.20, based on 1,523 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Ithmaar Holding BSC and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ithmaar Holding BSC's current Return-on-Tangible-Equity is Negative Tangible Equity%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ithmaar Holding BSC stock overvalued right now?
Based on GuruFocus' analysis, Ithmaar Holding BSC (DFM:ITHMR) is currently considered Fairly Valued. The stock's GF Value™ is د.إ0.19, compared to a current price of د.إ0.20 — trading 3.7% above its estimated fair value. The current Return-on-Tangible-Equity is Negative Tangible Equity%. Ithmaar Holding BSC's overall GF Score™ is 38/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Ithmaar Holding BSC (DFM:ITHMR), the current Return-on-Tangible-Equity is Negative Tangible Equity% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ithmaar Holding BSC (DFM:ITHMR) Overvalued in 2026?
Based on GuruFocus' analysis, Ithmaar Holding BSC stock appears to be overvalued.
The current stock price of د.إ0.20 is trading 3.7% above its estimated GF Value™ of د.إ0.19.
GuruFocus considers Ithmaar Holding BSC to be Fairly Valued.
No single metric tells the full story. See the DFM:ITHMR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ithmaar Holding BSC is engaged in providing financial services, including retail, commercial, asset management, private banking, takaful, equipment leasing, and real estate development. It also acts as a manager, on a trustee basis of funds deposited for investment in accordance with Islamic laws and principles, particularly regarding the prohibition of receiving or paying interest. The group's business segment includes Retail and Corporate banking, where it receives customer funds, and deposits and extends financing to its retail and corporate clients; Asset Management/ Investment Banking, where it directly participates in investment opportunities and Others. Majority of the company's revenue is generated from Retail & Corporate Banking segment.
38GF Score
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Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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