Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
Ithmaar Holding BSC's 3-Year RORE % for the quarter that ended in Mar. 2026 was -20.28%.
The industry rank for Ithmaar Holding BSC's 3-Year RORE % or its related term are showing as below:
DFM:ITHMR's 3-Year RORE % is not ranked
in the Banks industry.
Industry Median: 9.93
vs DFM:ITHMR: -20.28
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
Ithmaar Holding BSC 3-Year RORE % Related Terms
Ithmaar Holding BSC 3-Year RORE % Historical Data
* Premium members only.
The historical data trend for Ithmaar Holding BSC's 3-Year RORE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Ithmaar Holding BSC's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ithmaar Holding BSC 3-Year RORE % vs Banks Industry
For the Banks industry and Financial Services sector, Ithmaar Holding BSC's 3-Year RORE % distribution charts can be found below:
* The bar in red indicates where Ithmaar Holding BSC's 3-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 3-year before.
Ithmaar Holding BSC (DFM:ITHMR) has a 3-Year RORE % of -20.28 as of Mar. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Ithmaar Holding BSC and its competitors. According to the industry distribution chart, Ithmaar Holding BSC ranks #999999 out of 1472 companies in the Banks industry.
Is Ithmaar Holding BSC's 3-Year RORE % too high?
Ithmaar Holding BSC's current 3-Year RORE % is -20.28. Based on the distribution chart, Ithmaar Holding BSC ranks #999999 out of 1472 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Ithmaar Holding BSC has a GF Score™ of 41/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Ithmaar Holding BSC's 3-Year RORE % compare to PNC and USB?
According to the Banks industry distribution chart, Ithmaar Holding BSC ranks #999999 out of 1472 companies for 3-Year RORE %. This places Ithmaar Holding BSC in the lower half of its industry. The industry median 3-Year RORE % is 9.93. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Banks company?
The median 3-Year RORE % among Banks companies is 9.93, based on 1,472 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Ithmaar Holding BSC and its competitors. For the Banks industry, the median 3-Year RORE % is 9.93 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ithmaar Holding BSC's current 3-Year RORE % is -20.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ithmaar Holding BSC stock overvalued right now?
Based on GuruFocus' analysis, Ithmaar Holding BSC (DFM:ITHMR) is currently considered Fairly Valued. The stock's GF Value™ is د.إ0.19, compared to a current price of د.إ0.20 — trading 3.2% above its estimated fair value. The current 3-Year RORE % is -20.28. Ithmaar Holding BSC's overall GF Score™ is 41/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Ithmaar Holding BSC (DFM:ITHMR), the current 3-Year RORE % is -20.28 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ithmaar Holding BSC (DFM:ITHMR) Overvalued in 2026?
Based on GuruFocus' analysis, Ithmaar Holding BSC stock appears to be overvalued.
The current stock price of د.إ0.20 is trading 3.2% above its estimated GF Value™ of د.إ0.19.
GuruFocus considers Ithmaar Holding BSC to be Fairly Valued.
Key valuation signals for DFM:ITHMR:
3-Year RORE %: -20.28
GF Value™: د.إ0.19 vs. price of د.إ0.20 (3.2% above fair value)
No single metric tells the full story. See the DFM:ITHMR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ithmaar Holding BSC is engaged in providing financial services, including retail, commercial, asset management, private banking, takaful, equipment leasing, and real estate development. It also acts as a manager, on a trustee basis of funds deposited for investment in accordance with Islamic laws and principles, particularly regarding the prohibition of receiving or paying interest. The group's business segment includes Retail and Corporate banking, where it receives customer funds, and deposits and extends financing to its retail and corporate clients; Asset Management/ Investment Banking, where it directly participates in investment opportunities and Others. Majority of the company's revenue is generated from Retail & Corporate Banking segment.
41GF Score
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