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Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.
As of today (2026-09-04), Ithmaar Holding BSC's Intrinsic Value: Projected FCF is د.إ3.41. The stock price of Ithmaar Holding BSC is د.إ0.183. Therefore, Ithmaar Holding BSC's Price-to-Intrinsic-Value-Projected-FCF of today is 0.1.
The historical rank and industry rank for Ithmaar Holding BSC's Intrinsic Value: Projected FCF or its related term are showing as below:
DFM:ITHMR'
s Price-to-Projected-FCF Range Over the Past 10 Years
Min: 0.01 Med: 0.11 Max: 0.3
Current: 0.05
During the past 13 years, the highest Price-to-Intrinsic-Value-Projected-FCF of Ithmaar Holding BSC was 0.30. The lowest was 0.01. And the median was 0.11.
DFM:ITHMR's Price-to-Projected-FCF is ranked better than 98% of 1301
companies
in the Banks industry
Industry Median: 0.6
vs DFM:ITHMR: 0.05
The growth multiple is capped between 8.35 and 17.74.
Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.
Ithmaar Holding BSC's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as
Price-to-Intrinsic-Value-Projected-FCF
=
Share Price
/
Intrinsic Value: Projected FCF
=
0.183
/
1.6337487812994
=
0.11
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ithmaar Holding BSC Intrinsic Value: Projected FCF Related Terms
Ithmaar Holding BSC Intrinsic Value: Projected FCF Historical Data
* Premium members only.
The historical data trend for Ithmaar Holding BSC's Intrinsic Value: Projected FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
DFM:ITHMR vs USB, PNC: Intrinsic Value: Projected FCF Comparison
For the Banks - Regional subindustry, Ithmaar Holding BSC's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ithmaar Holding BSC Price-to-Projected-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Ithmaar Holding BSC's Price-to-Projected-FCF distribution charts can be found below:
* The bar in red indicates where Ithmaar Holding BSC's Price-to-Projected-FCF falls into.
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.
The details of how we calculate the intrinsic value of stocks are described in detail here.
This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Intrinsic Value: Projected FCF of د.إ3.41 mean?
Ithmaar Holding BSC (DFM:ITHMR) has a Intrinsic Value: Projected FCF of د.إ3.41 as of Sep. 04, 2026. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Ithmaar Holding BSC and its competitors. According to the industry distribution chart, Ithmaar Holding BSC ranks #26 out of 1301 companies in the Banks industry, placing it in the top 2%.
Is Ithmaar Holding BSC's Intrinsic Value: Projected FCF too high?
Ithmaar Holding BSC's current Intrinsic Value: Projected FCF is د.إ3.41. Based on the distribution chart, Ithmaar Holding BSC ranks #26 out of 1301 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Ithmaar Holding BSC has a GF Score™ of 40/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Ithmaar Holding BSC's Intrinsic Value: Projected FCF compare to USB and PNC?
According to the Banks industry distribution chart, Ithmaar Holding BSC ranks #26 out of 1301 companies for Intrinsic Value: Projected FCF. This places Ithmaar Holding BSC in the top 2% of its industry — outperforming the majority of peers. The industry median Intrinsic Value: Projected FCF is 0.60. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Intrinsic Value: Projected FCF for a Banks company?
The median Intrinsic Value: Projected FCF among Banks companies is 0.60, based on 1,301 companies in the industry. Companies in the top quartile (top 25%) have a Intrinsic Value: Projected FCF significantly above this median, while those in the bottom quartile fall well below. However, Intrinsic Value: Projected FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Intrinsic Value: Projected FCF mean?
A high Intrinsic Value: Projected FCF can signal that a stock is expensive relative to its fundamentals. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Ithmaar Holding BSC and its competitors. For the Banks industry, the median Intrinsic Value: Projected FCF is 0.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ithmaar Holding BSC's current Intrinsic Value: Projected FCF is د.إ3.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ithmaar Holding BSC stock overvalued right now?
Based on GuruFocus' analysis, Ithmaar Holding BSC (DFM:ITHMR) is currently considered Fairly Valued. The stock's GF Value™ is د.إ0.20, compared to a current price of د.إ0.18 — trading 8.5% below its estimated fair value. The current Intrinsic Value: Projected FCF is د.إ3.41. Ithmaar Holding BSC's overall GF Score™ is 40/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Intrinsic Value: Projected FCF calculated?
Intrinsic Value: Projected FCF is calculated from a company's financial statements. For Ithmaar Holding BSC (DFM:ITHMR), the current Intrinsic Value: Projected FCF is د.إ3.41 as of Sep. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ithmaar Holding BSC (DFM:ITHMR) Overvalued in 2026?
Based on GuruFocus' analysis, Ithmaar Holding BSC stock appears to be undervalued.
The current stock price of د.إ0.18 is trading 8.5% below its estimated GF Value™ of د.إ0.20.
GuruFocus considers Ithmaar Holding BSC to be Fairly Valued.
Key valuation signals for DFM:ITHMR:
Intrinsic Value: Projected FCF: د.إ3.41
GF Value™: د.إ0.20 vs. price of د.إ0.18 (8.5% below fair value)
No single metric tells the full story. See the DFM:ITHMR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ithmaar Holding BSC is engaged in providing financial services, including retail, commercial, asset management, private banking, takaful, equipment leasing, and real estate development. It also acts as a manager, on a trustee basis of funds deposited for investment in accordance with Islamic laws and principles, particularly regarding the prohibition of receiving or paying interest. The group's business segment includes Retail and Corporate banking, where it receives customer funds, and deposits and extends financing to its retail and corporate clients; Asset Management/ Investment Banking, where it directly participates in investment opportunities and Others. Majority of the company's revenue is generated from Retail & Corporate Banking segment.
40GF Score
Get the complete analysis for DFM:ITHMR
Intrinsic Value: Projected FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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