Sukoon Takaful PJSC (DFM:SUKOONTAKAFL) Return-on-Tangible-Equity: 10.96% (As of Jun. 2026) — 145% Above Median

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DFM:SUKOONTAKAFL Sukoon Takaful PJSC DFM:SUKOONTAKAFL
59 GF Score
Price د.إ1.42
GF Value د.إ2.83
Valuation Significantly Undervalued
! 1 Warning Sign
View Full Analysis

What is Sukoon Takaful PJSC Return-on-Tangible-Equity?

Sukoon Takaful PJSC DFM:SUKOONTAKAFL 59 Return-on-Tangible-Equity is 10.96% as of Jun. 2026, which is 145% above its 10-year median of 4.47. GuruFocus rates DFM:SUKOONTAKAFL with a GF Score™ of 59/100 and a GF Value™ of د.إ2.83 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 491 Insurance companies, Sukoon Takaful PJSC ranks better than 63.14% on this metric.

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Sukoon Takaful PJSC's annualized net income for the quarter that ended in Jun. 2026 was د.إ26.3 Mil. Sukoon Takaful PJSC's average shareholder tangible equity for the quarter that ended in Jun. 2026 was د.إ239.7 Mil. Therefore, Sukoon Takaful PJSC's annualized Return-on-Tangible-Equity for the quarter that ended in Jun. 2026 was 10.96%.

The historical rank and industry rank for Sukoon Takaful PJSC's Return-on-Tangible-Equity or its related term are showing as below:

DFM:SUKOONTAKAFL' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -35.95   Med: 4.47   Max: 17.88
Current: 17.88

During the past 13 years, Sukoon Takaful PJSC's highest Return-on-Tangible-Equity was 17.88%. The lowest was -35.95%. And the median was 4.47%.

DFM:SUKOONTAKAFL's Return-on-Tangible-Equity is ranked better than
63.14% of 491 companies
in the Insurance industry
Industry Median: 13.87 vs DFM:SUKOONTAKAFL: 17.88

Sukoon Takaful PJSC  (DFM:SUKOONTAKAFL) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


Sukoon Takaful PJSC Return-on-Tangible-Equity Related Terms


Sukoon Takaful PJSC Return-on-Tangible-Equity Historical Data

* Premium members only.

The historical data trend for Sukoon Takaful PJSC's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sukoon Takaful PJSC Return-on-Tangible-Equity Chart

Sukoon Takaful PJSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.05 -10.94 -35.95 10.28 16.68

Sukoon Takaful PJSC Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.16 17.64 30.04 13.57 10.96

DFM:SUKOONTAKAFL vs BRK.A, AIG, HIG: Return-on-Tangible-Equity Comparison

For the Insurance - Diversified subindustry, Sukoon Takaful PJSC's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sukoon Takaful PJSC Return-on-Tangible-Equity vs Insurance Industry

For the Insurance industry and Financial Services sector, Sukoon Takaful PJSC's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where Sukoon Takaful PJSC's Return-on-Tangible-Equity falls into.


DFM:SUKOONTAKAFL
59GF Score
Sukoon Takaful PJSC DFM:SUKOONTAKAFL
Return-on-Tangible-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sukoon Takaful PJSC Return-on-Tangible-Equity Calculation

Sukoon Takaful PJSC's annualized Return-on-Tangible-Equity for the fiscal year that ended in Dec. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=35.309/( (194.416+228.915 )/ 2 )
=35.309/211.6655
=16.68 %

Sukoon Takaful PJSC's annualized Return-on-Tangible-Equity for the quarter that ended in Jun. 2026 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Jun. 2026 )  (Q: Mar. 2026 )(Q: Jun. 2026 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Jun. 2026 )  (Q: Mar. 2026 )(Q: Jun. 2026 )
=26.276/( (236.227+243.227)/ 2 )
=26.276/239.727
=10.96 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Jun. 2026) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.

What does a Return-on-Tangible-Equity of 10.96% mean?
Sukoon Takaful PJSC (DFM:SUKOONTAKAFL) has a Return-on-Tangible-Equity of 10.96% as of Jun. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Sukoon Takaful PJSC and its competitors. This is 145% above median its historical median of 4.47. According to the industry distribution chart, Sukoon Takaful PJSC ranks #181 out of 491 companies in the Insurance industry, placing it in the top 36.9%.
Is Sukoon Takaful PJSC's Return-on-Tangible-Equity too high?
Sukoon Takaful PJSC's current Return-on-Tangible-Equity of 10.96% is 145% above median its 10-year median of 4.47. The Insurance industry median Return-on-Tangible-Equity is 13.87. Sukoon Takaful PJSC's value of 10.96% is 21% below this industry median. Based on the distribution chart, Sukoon Takaful PJSC ranks #181 out of 491 companies in the Insurance industry, which is above the industry midpoint. Overall, Sukoon Takaful PJSC has a GF Score™ of 59/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Sukoon Takaful PJSC's Return-on-Tangible-Equity compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Sukoon Takaful PJSC ranks #181 out of 491 companies for Return-on-Tangible-Equity. This puts Sukoon Takaful PJSC in the upper half of its industry. The industry median Return-on-Tangible-Equity is 13.87. Sukoon Takaful PJSC's value of 10.96% is 21% below this benchmark. While the company's 10-year median is 4.47 vs. the industry median of 13.87, Sukoon Takaful PJSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for an Insurance company?
The median Return-on-Tangible-Equity among Insurance companies is 13.87, based on 491 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sukoon Takaful PJSC's current Return-on-Tangible-Equity of 10.96% is 21% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Sukoon Takaful PJSC and its competitors. For the Insurance industry, the median Return-on-Tangible-Equity is 13.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sukoon Takaful PJSC's current Return-on-Tangible-Equity is 10.96%, which is 145% above median its own 10-year median of 4.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sukoon Takaful PJSC stock overvalued right now?
Based on GuruFocus' analysis, Sukoon Takaful PJSC (DFM:SUKOONTAKAFL) is currently considered Significantly Undervalued. The stock's GF Value™ is د.إ2.83, compared to a current price of د.إ1.42 — trading 49.8% below its estimated fair value. The current Return-on-Tangible-Equity is 10.96%, which is 145% above median its 10-year median of 4.47 and 21% below the Insurance industry median of 13.87. Sukoon Takaful PJSC's overall GF Score™ is 59/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Sukoon Takaful PJSC (DFM:SUKOONTAKAFL), the current Return-on-Tangible-Equity is 10.96% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sukoon Takaful PJSC (DFM:SUKOONTAKAFL) Overvalued in 2026?

Based on GuruFocus' analysis, Sukoon Takaful PJSC stock appears to be undervalued. The current stock price of د.إ1.42 is trading 49.8% below its estimated GF Value™ of د.إ2.83. GuruFocus considers Sukoon Takaful PJSC to be Significantly Undervalued.

Key valuation signals for DFM:SUKOONTAKAFL:

  • Return-on-Tangible-Equity: 10.96% (145% above median its 10-year median of 4.47)
  • GF Value™: د.إ2.83 vs. price of د.إ1.42 (49.8% below fair value)
  • GF Score™: 59/100 with 1 warning sign
  • Industry Position: 21% below the Insurance median (#181 of 491)

No single metric tells the full story. See the DFM:SUKOONTAKAFL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sukoon Takaful PJSC Business Description

Address Al Kazim Building, Al Garhoud, 3rd Floor, P.O. Box 1993, Dubai, ARE
Sukoon Takaful PJSC is a provider of general insurance and reinsurance services. Its general insurance covers motor, medical, life, personal accident, property, travel protection, Marine, money, professional indemnity, and engineering. The company is organised into two business segments: general takaful management and investment. The general takaful segment comprises the takaful business undertaken by the company on behalf of Participants. Investment comprises investment and cash management for the company's own account.
59GF Score

Get the complete analysis for DFM:SUKOONTAKAFL

Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ1.42
Price
د.إ2.83
GF Value