Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Sukoon Takaful PJSCDFM:SUKOONTAKAFL 60 ROE % is 13.56% as of Mar. 2026, which is 203% above its 10-year median of 4.47. GuruFocus rates DFM:SUKOONTAKAFL with a GF Score™ of 60/100 and a GF Value™ of د.إ2.87 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 501 Insurance companies, Sukoon Takaful PJSC ranks better than 70.86% on this metric.
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
Sukoon Takaful PJSC ROE % Related Terms
Sukoon Takaful PJSC ROE % Historical Data
* Premium members only.
The historical data trend for Sukoon Takaful PJSC's ROE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
DFM:SUKOONTAKAFL vs BRK.A, AIG, HIG: ROE % Comparison
For the Insurance - Diversified subindustry, Sukoon Takaful PJSC's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sukoon Takaful PJSC ROE % vs Insurance Industry
For the Insurance industry and Financial Services sector, Sukoon Takaful PJSC's ROE % distribution charts can be found below:
* The bar in red indicates where Sukoon Takaful PJSC's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
ROE % is displayed in the 30-year financial page.
Sukoon Takaful PJSC (DFM:SUKOONTAKAFL) has a ROE % of 13.56% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Sukoon Takaful PJSC and its competitors. This is 203% above median its historical median of 4.47. According to the industry distribution chart, Sukoon Takaful PJSC ranks #146 out of 501 companies in the Insurance industry, placing it in the top 29.1%.
Is Sukoon Takaful PJSC's ROE % too high?
Sukoon Takaful PJSC's current ROE % of 13.56% is 203% above median its 10-year median of 4.47. The Insurance industry median ROE % is 11.64. Sukoon Takaful PJSC's value of 13.56% is 16.5% above this industry median. Based on the distribution chart, Sukoon Takaful PJSC ranks #146 out of 501 companies in the Insurance industry, which is above the industry midpoint. Overall, Sukoon Takaful PJSC has a GF Score™ of 60/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Sukoon Takaful PJSC's ROE % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Sukoon Takaful PJSC ranks #146 out of 501 companies for ROE %. This puts Sukoon Takaful PJSC in the upper half of its industry. The industry median ROE % is 11.64. Sukoon Takaful PJSC's value of 13.56% is 16.5% above this benchmark. While the company's 10-year median is 4.47 vs. the industry median of 11.64, Sukoon Takaful PJSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for an Insurance company?
The median ROE % among Insurance companies is 11.64, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sukoon Takaful PJSC's current ROE % of 13.56% is 16.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Sukoon Takaful PJSC and its competitors. For the Insurance industry, the median ROE % is 11.64 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sukoon Takaful PJSC's current ROE % is 13.56%, which is 203% above median its own 10-year median of 4.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sukoon Takaful PJSC stock overvalued right now?
Based on GuruFocus' analysis, Sukoon Takaful PJSC (DFM:SUKOONTAKAFL) is currently considered Significantly Undervalued. The stock's GF Value™ is د.إ2.87, compared to a current price of د.إ1.35 — trading 53% below its estimated fair value. The current ROE % is 13.56%, which is 203% above median its 10-year median of 4.47 and 16.5% above the Insurance industry median of 11.64. Sukoon Takaful PJSC's overall GF Score™ is 60/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Sukoon Takaful PJSC (DFM:SUKOONTAKAFL), the current ROE % is 13.56% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sukoon Takaful PJSC (DFM:SUKOONTAKAFL) Overvalued in 2026?
Based on GuruFocus' analysis, Sukoon Takaful PJSC stock appears to be undervalued.
The current stock price of د.إ1.35 is trading 53% below its estimated GF Value™ of د.إ2.87.
GuruFocus considers Sukoon Takaful PJSC to be Significantly Undervalued.
Key valuation signals for DFM:SUKOONTAKAFL:
ROE %: 13.56% (203% above median its 10-year median of 4.47)
GF Value™: د.إ2.87 vs. price of د.إ1.35 (53% below fair value)
Industry Position: 16.5% above the Insurance median (#146 of 501)
No single metric tells the full story. See the DFM:SUKOONTAKAFL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sukoon Takaful PJSC is a provider of general insurance and reinsurance services. Its general insurance covers motor, medical, life, personal accident, property, travel protection, Marine, money, professional indemnity, and engineering. The company is organised into two business segments: general takaful management and investment. The general takaful segment comprises the takaful business undertaken by the company on behalf of Participants. Investment comprises investment and cash management for the company's own account.
60GF Score
Get the complete analysis for DFM:SUKOONTAKAFL
ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
DFM:SUKOONTAKAFL has been successfully added to your 
