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Sukoon Takaful PJSCDFM:SUKOONTAKAFL 60 ROA % is 5.24% as of Mar. 2026, which is 112% above its 10-year median of 2.47. GuruFocus rates DFM:SUKOONTAKAFL with a GF Score™ of 60/100 and a GF Value™ of د.إ2.87 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 506 Insurance companies, Sukoon Takaful PJSC ranks better than 84.78% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Sukoon Takaful PJSC's annualizedNet Income for the quarter that ended in Mar. 2026 was د.إ31.6 Mil.
Sukoon Takaful PJSC's average Total Assets over the quarter that ended in Mar. 2026 was د.إ602.6 Mil. Therefore, Sukoon Takaful PJSC's annualized ROA % for the quarter that ended in Mar. 2026 was 5.24%.
The historical rank and industry rank for Sukoon Takaful PJSC's ROA % or its related term are showing as below:
DFM:SUKOONTAKAFL'
s ROA % Range Over the Past 10 Years
Min: -18.36 Med: 2.47 Max: 6.95
Current: 6.92
During the past 13 years, Sukoon Takaful PJSC's highest ROA % was 6.95%. The lowest was -18.36%. And the median was 2.47%.
DFM:SUKOONTAKAFL's ROA % is ranked better than 84.78% of 506
companies
in the Insurance industry
Industry Median: 2.62
vs DFM:SUKOONTAKAFL: 6.92
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
Sukoon Takaful PJSC ROA % Related Terms
Sukoon Takaful PJSC ROA % Historical Data
* Premium members only.
The historical data trend for Sukoon Takaful PJSC's ROA % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
DFM:SUKOONTAKAFL vs BRK.A, AIG, HIG: ROA % Comparison
For the Insurance - Diversified subindustry, Sukoon Takaful PJSC's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sukoon Takaful PJSC ROA % vs Insurance Industry
For the Insurance industry and Financial Services sector, Sukoon Takaful PJSC's ROA % distribution charts can be found below:
* The bar in red indicates where Sukoon Takaful PJSC's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
Sukoon Takaful PJSC (DFM:SUKOONTAKAFL) has a ROA % of 5.24% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Sukoon Takaful PJSC and its competitors. This is 112% above median its historical median of 2.47. According to the industry distribution chart, Sukoon Takaful PJSC ranks #77 out of 506 companies in the Insurance industry, placing it in the top 15.2%.
Is Sukoon Takaful PJSC's ROA % too high?
Sukoon Takaful PJSC's current ROA % of 5.24% is 112% above median its 10-year median of 2.47. The Insurance industry median ROA % is 2.62. Sukoon Takaful PJSC's value of 5.24% is 100% above this industry median. Based on the distribution chart, Sukoon Takaful PJSC ranks #77 out of 506 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Sukoon Takaful PJSC has a GF Score™ of 60/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Sukoon Takaful PJSC's ROA % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Sukoon Takaful PJSC ranks #77 out of 506 companies for ROA %. This places Sukoon Takaful PJSC in the top 15% of its industry — outperforming the majority of peers. The industry median ROA % is 2.62. Sukoon Takaful PJSC's value of 5.24% is 100% above this benchmark. While the company's 10-year median is 2.47 vs. the industry median of 2.62, Sukoon Takaful PJSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for an Insurance company?
The median ROA % among Insurance companies is 2.62, based on 506 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sukoon Takaful PJSC's current ROA % of 5.24% is 100% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Sukoon Takaful PJSC and its competitors. For the Insurance industry, the median ROA % is 2.62 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sukoon Takaful PJSC's current ROA % is 5.24%, which is 112% above median its own 10-year median of 2.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sukoon Takaful PJSC stock overvalued right now?
Based on GuruFocus' analysis, Sukoon Takaful PJSC (DFM:SUKOONTAKAFL) is currently considered Significantly Undervalued. The stock's GF Value™ is د.إ2.87, compared to a current price of د.إ1.35 — trading 53% below its estimated fair value. The current ROA % is 5.24%, which is 112% above median its 10-year median of 2.47 and 100% above the Insurance industry median of 2.62. Sukoon Takaful PJSC's overall GF Score™ is 60/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Sukoon Takaful PJSC (DFM:SUKOONTAKAFL), the current ROA % is 5.24% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sukoon Takaful PJSC (DFM:SUKOONTAKAFL) Overvalued in 2026?
Based on GuruFocus' analysis, Sukoon Takaful PJSC stock appears to be undervalued.
The current stock price of د.إ1.35 is trading 53% below its estimated GF Value™ of د.إ2.87.
GuruFocus considers Sukoon Takaful PJSC to be Significantly Undervalued.
Key valuation signals for DFM:SUKOONTAKAFL:
ROA %: 5.24% (112% above median its 10-year median of 2.47)
GF Value™: د.إ2.87 vs. price of د.إ1.35 (53% below fair value)
Industry Position: 100% above the Insurance median (#77 of 506)
No single metric tells the full story. See the DFM:SUKOONTAKAFL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sukoon Takaful PJSC is a provider of general insurance and reinsurance services. Its general insurance covers motor, medical, life, personal accident, property, travel protection, Marine, money, professional indemnity, and engineering. The company is organised into two business segments: general takaful management and investment. The general takaful segment comprises the takaful business undertaken by the company on behalf of Participants. Investment comprises investment and cash management for the company's own account.
60GF Score
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