Al Ahli Bank Of Kuwait (KUW:ABK) Return-on-Tangible-Equity: 9.65% (As of Mar. 2026) — 52% Above Median

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KUW:ABK Al Ahli Bank Of Kuwait KUW:ABK
25 GF Score
Price KWD0.26
GF Value KWD0.28
Valuation Fairly Valued
! 3 Warning Signs
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What is Al Ahli Bank Of Kuwait Return-on-Tangible-Equity?

Al Ahli Bank Of Kuwait KUW:ABK +0.38% 25 Return-on-Tangible-Equity is 9.65% as of Mar. 2026, which is 52% above its 10-year median of 6.35. GuruFocus rates KUW:ABK with a GF Score™ of 25/100 and a GF Value™ of KWD0.28 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,517 Banks companies, Al Ahli Bank Of Kuwait ranks worse than 64.4% on this metric.

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Al Ahli Bank Of Kuwait's annualized net income for the quarter that ended in Mar. 2026 was KWD72.6 Mil. Al Ahli Bank Of Kuwait's average shareholder tangible equity for the quarter that ended in Mar. 2026 was KWD752.4 Mil. Therefore, Al Ahli Bank Of Kuwait's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 9.65%.

The historical rank and industry rank for Al Ahli Bank Of Kuwait's Return-on-Tangible-Equity or its related term are showing as below:

KUW:ABK' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -11.22   Med: 6.35   Max: 8.79
Current: 8.79

During the past 13 years, Al Ahli Bank Of Kuwait's highest Return-on-Tangible-Equity was 8.79%. The lowest was -11.22%. And the median was 6.35%.

KUW:ABK's Return-on-Tangible-Equity is ranked worse than
64.4% of 1517 companies
in the Banks industry
Industry Median: 11.25 vs KUW:ABK: 8.79

Al Ahli Bank Of Kuwait  (KUW:ABK) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


Al Ahli Bank Of Kuwait Return-on-Tangible-Equity Related Terms


Al Ahli Bank Of Kuwait Return-on-Tangible-Equity Historical Data

* Premium members only.

The historical data trend for Al Ahli Bank Of Kuwait's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al Ahli Bank Of Kuwait Return-on-Tangible-Equity Chart

Al Ahli Bank Of Kuwait Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.68 5.50 7.57 7.91 8.45

Al Ahli Bank Of Kuwait Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.70 8.85 8.13 8.46 9.65

KUW:ABK vs PNC, USB: Return-on-Tangible-Equity Comparison

For the Banks - Regional subindustry, Al Ahli Bank Of Kuwait's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Al Ahli Bank Of Kuwait Return-on-Tangible-Equity vs Banks Industry

For the Banks industry and Financial Services sector, Al Ahli Bank Of Kuwait's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where Al Ahli Bank Of Kuwait's Return-on-Tangible-Equity falls into.


KUW:ABK
25GF Score
Al Ahli Bank Of Kuwait KUW:ABK
Return-on-Tangible-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
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Al Ahli Bank Of Kuwait Return-on-Tangible-Equity Calculation

Al Ahli Bank Of Kuwait's annualized Return-on-Tangible-Equity for the fiscal year that ended in Dec. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=62.591/( (714.23+767.28 )/ 2 )
=62.591/740.755
=8.45 %

Al Ahli Bank Of Kuwait's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=72.612/( (767.28+737.51)/ 2 )
=72.612/752.395
=9.65 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.

What does a Return-on-Tangible-Equity of 9.65% mean?
Al Ahli Bank Of Kuwait (KUW:ABK) has a Return-on-Tangible-Equity of 9.65% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Al Ahli Bank Of Kuwait and its competitors. This is 52% above median its historical median of 6.35. According to the industry distribution chart, Al Ahli Bank Of Kuwait ranks #977 out of 1517 companies in the Banks industry, placing it in the top 64.4%.
Is Al Ahli Bank Of Kuwait's Return-on-Tangible-Equity too high?
Al Ahli Bank Of Kuwait's current Return-on-Tangible-Equity of 9.65% is 52% above median its 10-year median of 6.35. The Banks industry median Return-on-Tangible-Equity is 11.25. Al Ahli Bank Of Kuwait's value of 9.65% is 14.2% below this industry median. Based on the distribution chart, Al Ahli Bank Of Kuwait ranks #977 out of 1517 companies in the Banks industry, which is below the industry midpoint. Overall, Al Ahli Bank Of Kuwait has a GF Score™ of 25/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Al Ahli Bank Of Kuwait's Return-on-Tangible-Equity compare to PNC and USB?
According to the Banks industry distribution chart, Al Ahli Bank Of Kuwait ranks #977 out of 1517 companies for Return-on-Tangible-Equity. This places Al Ahli Bank Of Kuwait in the lower half of its industry. The industry median Return-on-Tangible-Equity is 11.25. Al Ahli Bank Of Kuwait's value of 9.65% is 14.2% below this benchmark. While the company's 10-year median is 6.35 vs. the industry median of 11.25, Al Ahli Bank Of Kuwait has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.25, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al Ahli Bank Of Kuwait's current Return-on-Tangible-Equity of 9.65% is 14.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Al Ahli Bank Of Kuwait and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Ahli Bank Of Kuwait's current Return-on-Tangible-Equity is 9.65%, which is 52% above median its own 10-year median of 6.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Ahli Bank Of Kuwait stock overvalued right now?
Based on GuruFocus' analysis, Al Ahli Bank Of Kuwait (KUW:ABK) is currently considered Fairly Valued. The stock's GF Value™ is KWD0.28, compared to a current price of KWD0.26 — trading 6.4% below its estimated fair value. The current Return-on-Tangible-Equity is 9.65%, which is 52% above median its 10-year median of 6.35 and 14.2% below the Banks industry median of 11.25. Al Ahli Bank Of Kuwait's overall GF Score™ is 25/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Al Ahli Bank Of Kuwait (KUW:ABK), the current Return-on-Tangible-Equity is 9.65% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Al Ahli Bank Of Kuwait (KUW:ABK) Overvalued in 2026?

Based on GuruFocus' analysis, Al Ahli Bank Of Kuwait stock appears to be undervalued. The current stock price of KWD0.26 is trading 6.4% below its estimated GF Value™ of KWD0.28. GuruFocus considers Al Ahli Bank Of Kuwait to be Fairly Valued.

Key valuation signals for KUW:ABK:

  • Return-on-Tangible-Equity: 9.65% (52% above median its 10-year median of 6.35)
  • GF Value™: KWD0.28 vs. price of KWD0.26 (6.4% below fair value)
  • GF Score™: 25/100 with 3 warning signs
  • Industry Position: 14.2% below the Banks median (#977 of 1517)

No single metric tells the full story. See the KUW:ABK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Al Ahli Bank Of Kuwait Business Description

Address Al Safat Square, Ahmed Al Jaber Street, P.O. Box 1387, Safat, Kuwait City, KWT, 13014
Al Ahli Bank Of Kuwait is a company engaged in the banking sector in Kuwait, the United Arab Emirates, and Egypt. The group is organized into three business segments. The commercial Banking segment comprises a full range of credit, deposit, and related banking services provided to its corporate and institutional customers. Treasury and Investments segment comprises treasury services provided to customers and balance sheet management activities including money market, derivatives, propriety investment activities, assets management and the residual impact of inter-segment fund transfer pricing, and the Retail and private banking segment comprising products and services to customers which includes loans, credit cards, and wealth management.
25GF Score

Get the complete analysis for KUW:ABK

Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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GF Value