ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Al Ahli Bank Of Kuwait's annualizedNet Income for the quarter that ended in Mar. 2026 was KWD72.6 Mil.
Al Ahli Bank Of Kuwait's average Total Assets over the quarter that ended in Mar. 2026 was KWD7,106.3 Mil. Therefore, Al Ahli Bank Of Kuwait's annualized ROA % for the quarter that ended in Mar. 2026 was 1.02%.
The historical rank and industry rank for Al Ahli Bank Of Kuwait's ROA % or its related term are showing as below:
KUW:ABK'
s ROA % Range Over the Past 10 Years
Min: -1.43 Med: 0.73 Max: 0.95
Current: 0.91
During the past 13 years, Al Ahli Bank Of Kuwait's highest ROA % was 0.95%. The lowest was -1.43%. And the median was 0.73%.
KUW:ABK's ROA % is ranked worse than 55.16% of 1532
companies
in the Banks industry
Industry Median: 0.98
vs KUW:ABK: 0.91
Al Ahli Bank Of Kuwait (KUW:ABK) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Al Ahli Bank Of Kuwait's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Al Ahli Bank Of Kuwait ROA % vs Banks Industry
For the Banks industry and Financial Services sector, Al Ahli Bank Of Kuwait's ROA % distribution charts can be found below:
* The bar in red indicates where Al Ahli Bank Of Kuwait's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
Al Ahli Bank Of Kuwait (KUW:ABK) has a ROA % of 1.02% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Al Ahli Bank Of Kuwait and its competitors. This is 40% above median its historical median of 0.73. According to the industry distribution chart, Al Ahli Bank Of Kuwait ranks #845 out of 1532 companies in the Banks industry, placing it in the top 55.2%.
Is Al Ahli Bank Of Kuwait's ROA % too high?
Al Ahli Bank Of Kuwait's current ROA % of 1.02% is 40% above median its 10-year median of 0.73. The Banks industry median ROA % is 0.98. Al Ahli Bank Of Kuwait's value of 1.02% is 4.1% above this industry median. Based on the distribution chart, Al Ahli Bank Of Kuwait ranks #845 out of 1532 companies in the Banks industry, which is below the industry midpoint. Overall, Al Ahli Bank Of Kuwait has a GF Score™ of 26/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Al Ahli Bank Of Kuwait's ROA % compare to PNC and USB?
According to the Banks industry distribution chart, Al Ahli Bank Of Kuwait ranks #845 out of 1532 companies for ROA %. This places Al Ahli Bank Of Kuwait in the lower half of its industry. The industry median ROA % is 0.98. Al Ahli Bank Of Kuwait's value of 1.02% is 4.1% above this benchmark. While the company's 10-year median is 0.73 vs. the industry median of 0.98, Al Ahli Bank Of Kuwait has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Banks company?
The median ROA % among Banks companies is 0.98, based on 1,532 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al Ahli Bank Of Kuwait's current ROA % of 1.02% is 4.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Al Ahli Bank Of Kuwait and its competitors. For the Banks industry, the median ROA % is 0.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Ahli Bank Of Kuwait's current ROA % is 1.02%, which is 40% above median its own 10-year median of 0.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Ahli Bank Of Kuwait stock overvalued right now?
Based on GuruFocus' analysis, Al Ahli Bank Of Kuwait (KUW:ABK) is currently considered Fairly Valued. The stock's GF Value™ is KWD0.28, compared to a current price of KWD0.26 — trading 7.1% below its estimated fair value. The current ROA % is 1.02%, which is 40% above median its 10-year median of 0.73 and 4.1% above the Banks industry median of 0.98. Al Ahli Bank Of Kuwait's overall GF Score™ is 26/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Al Ahli Bank Of Kuwait (KUW:ABK), the current ROA % is 1.02% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Al Ahli Bank Of Kuwait (KUW:ABK) Overvalued in 2026?
Based on GuruFocus' analysis, Al Ahli Bank Of Kuwait stock appears to be undervalued.
The current stock price of KWD0.26 is trading 7.1% below its estimated GF Value™ of KWD0.28.
GuruFocus considers Al Ahli Bank Of Kuwait to be Fairly Valued.
Key valuation signals for KUW:ABK:
ROA %: 1.02% (40% above median its 10-year median of 0.73)
GF Value™: KWD0.28 vs. price of KWD0.26 (7.1% below fair value)
Industry Position: 4.1% above the Banks median (#845 of 1532)
No single metric tells the full story. See the KUW:ABK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Al Ahli Bank Of Kuwait is a company engaged in the banking sector in Kuwait, the United Arab Emirates, and Egypt. The group is organized into three business segments. The commercial Banking segment comprises a full range of credit, deposit, and related banking services provided to its corporate and institutional customers. Treasury and Investments segment comprises treasury services provided to customers and balance sheet management activities including money market, derivatives, propriety investment activities, assets management and the residual impact of inter-segment fund transfer pricing, and the Retail and private banking segment comprising products and services to customers which includes loans, credit cards, and wealth management.
26GF Score
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