Al Ahli Bank Of Kuwait (KUW:ABK) 3-Year RORE % : 14.29% (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

KUW:ABK Al Ahli Bank Of Kuwait KUW:ABK
26 GF Score
Price KWD0.27
GF Value KWD0.28
Valuation Fairly Valued
! 3 Warning Signs
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What is Al Ahli Bank Of Kuwait 3-Year RORE %?

Al Ahli Bank Of Kuwait KUW:ABK 26 3-Year RORE % is 14.29 as of Mar. 2026. GuruFocus rates KUW:ABK with a GF Score™ of 26/100 and a GF Value™ of KWD0.28 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,470 Banks companies, Al Ahli Bank Of Kuwait ranks better than 58.57% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. Al Ahli Bank Of Kuwait's 3-Year RORE % for the quarter that ended in Mar. 2026 was 14.29%.

The industry rank for Al Ahli Bank Of Kuwait's 3-Year RORE % or its related term are showing as below:

KUW:ABK's 3-Year RORE % is ranked better than
58.57% of 1470 companies
in the Banks industry
Industry Median: 9.95 vs KUW:ABK: 14.29

Al Ahli Bank Of Kuwait  (KUW:ABK) 3-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


Al Ahli Bank Of Kuwait 3-Year RORE % Related Terms


Al Ahli Bank Of Kuwait 3-Year RORE % Historical Data

* Premium members only.

The historical data trend for Al Ahli Bank Of Kuwait's 3-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al Ahli Bank Of Kuwait 3-Year RORE % Chart

Al Ahli Bank Of Kuwait Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
3-Year RORE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -3.33 -204.35 18.52 29.63 18.75

Al Ahli Bank Of Kuwait Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
3-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 23.33 26.92 28.57 18.75 14.29

KUW:ABK vs PNC, USB: 3-Year RORE % Comparison

For the Banks - Regional subindustry, Al Ahli Bank Of Kuwait's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Al Ahli Bank Of Kuwait 3-Year RORE % vs Banks Industry

For the Banks industry and Financial Services sector, Al Ahli Bank Of Kuwait's 3-Year RORE % distribution charts can be found below:

* The bar in red indicates where Al Ahli Bank Of Kuwait's 3-Year RORE % falls into.


KUW:ABK
26GF Score
Al Ahli Bank Of Kuwait KUW:ABK
3-Year RORE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Al Ahli Bank Of Kuwait 3-Year RORE % Calculation

Al Ahli Bank Of Kuwait's 3-Year RORE % for the quarter that ended in Mar. 2026 is calculated as:

3-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 3-year -Cumulative Dividends per Share for 3-year )
=( 0.023-0.018 )/( 0.06-0.025 )
=0.005/0.035
=14.29 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 3-year before.

Frequently Asked Questions Learn more about 3-Year RORE % →
What does a 3-Year RORE % of 14.29 mean?
Al Ahli Bank Of Kuwait (KUW:ABK) has a 3-Year RORE % of 14.29 as of Mar. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Al Ahli Bank Of Kuwait and its competitors. According to the industry distribution chart, Al Ahli Bank Of Kuwait ranks #609 out of 1470 companies in the Banks industry, placing it in the top 41.4%.
Is Al Ahli Bank Of Kuwait's 3-Year RORE % too high?
Al Ahli Bank Of Kuwait's current 3-Year RORE % is 14.29. The Banks industry median 3-Year RORE % is 9.95. Al Ahli Bank Of Kuwait's value of 14.29 is 43.6% above this industry median. Based on the distribution chart, Al Ahli Bank Of Kuwait ranks #609 out of 1470 companies in the Banks industry, which is above the industry midpoint. Overall, Al Ahli Bank Of Kuwait has a GF Score™ of 26/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Al Ahli Bank Of Kuwait's 3-Year RORE % compare to PNC and USB?
According to the Banks industry distribution chart, Al Ahli Bank Of Kuwait ranks #609 out of 1470 companies for 3-Year RORE %. This puts Al Ahli Bank Of Kuwait in the upper half of its industry. The industry median 3-Year RORE % is 9.95. Al Ahli Bank Of Kuwait's value of 14.29 is 43.6% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Banks company?
The median 3-Year RORE % among Banks companies is 9.95, based on 1,470 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al Ahli Bank Of Kuwait's current 3-Year RORE % of 14.29 is 43.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Al Ahli Bank Of Kuwait and its competitors. For the Banks industry, the median 3-Year RORE % is 9.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Ahli Bank Of Kuwait's current 3-Year RORE % is 14.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Ahli Bank Of Kuwait stock overvalued right now?
Based on GuruFocus' analysis, Al Ahli Bank Of Kuwait (KUW:ABK) is currently considered Fairly Valued. The stock's GF Value™ is KWD0.28, compared to a current price of KWD0.27 — trading 4.3% below its estimated fair value. The current 3-Year RORE % is 14.29 and 43.6% above the Banks industry median of 9.95. Al Ahli Bank Of Kuwait's overall GF Score™ is 26/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Al Ahli Bank Of Kuwait (KUW:ABK), the current 3-Year RORE % is 14.29 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Al Ahli Bank Of Kuwait (KUW:ABK) Overvalued in 2026?

Based on GuruFocus' analysis, Al Ahli Bank Of Kuwait stock appears to be undervalued. The current stock price of KWD0.27 is trading 4.3% below its estimated GF Value™ of KWD0.28. GuruFocus considers Al Ahli Bank Of Kuwait to be Fairly Valued.

Key valuation signals for KUW:ABK:

  • 3-Year RORE %: 14.29
  • GF Value™: KWD0.28 vs. price of KWD0.27 (4.3% below fair value)
  • GF Score™: 26/100 with 3 warning signs
  • Industry Position: 43.6% above the Banks median (#609 of 1470)

No single metric tells the full story. See the KUW:ABK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Al Ahli Bank Of Kuwait Business Description

Address Al Safat Square, Ahmed Al Jaber Street, P.O. Box 1387, Safat, Kuwait City, KWT, 13014
Al Ahli Bank Of Kuwait is a company engaged in the banking sector in Kuwait, the United Arab Emirates, and Egypt. The group is organized into three business segments. The commercial Banking segment comprises a full range of credit, deposit, and related banking services provided to its corporate and institutional customers. Treasury and Investments segment comprises treasury services provided to customers and balance sheet management activities including money market, derivatives, propriety investment activities, assets management and the residual impact of inter-segment fund transfer pricing, and the Retail and private banking segment comprising products and services to customers which includes loans, credit cards, and wealth management.
26GF Score

Get the complete analysis for KUW:ABK

3-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KWD0.27
Price
KWD0.28
GF Value