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Graham Number is a figure that measures a stock's fundamental value by taking into account the company's earnings per share and book value per share. The Graham number is the upper bound of the price range that a defensive investor should pay for the stock. According to the theory, any stock price below the Graham number is considered undervalued, and thus worth investing in.
Al Ahli Bank Of Kuwait (KUW:ABK) Graham Number Explanation
Ben Graham actually did not publish a formula like this. But he wrote in The Intelligent Investor (1948 version) regarding to the criteria for purchases:
Current price should not be more than 15 times average earnings of the past three years.
Current price should not be more than 1.5 times the book value last reported. However, a multiplier of earnings below 15 could justify a correspondingly higher multiplier of assets. As a rule of thumb we suggest that the product of the multiplier times the ratio of price to book value should not exceed 22.5. (This figure corresponds to 15 times earnings and 1.5 times book value. It would admit an issue selling at only 9 times earnings and 2.5 times asset value, etc.)
Unlike valuation methods such as DCF or Discounted Earnings, the Graham number does not take growth into the valuation. Unlike the valuation methods based on book value alone, it takes into account the earnings power. Therefore, the Graham Number is a combination of asset valuation and earnings power valuation.
In general, the Graham number is a very conservative way of valuing a stock. It cannot be applied to companies with negative book values.
Al Ahli Bank Of Kuwait's Price to Graham number Ratio for today is calculated as
Price to Graham number
=
Share Price (Today)
/
Graham number (Q: Jun. 2026 )
=
0.305
/
0.38
=
0.81
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Please keep these in mind:
1. Graham Number does not take growth into account. Therefore it underestimates the values of the companies that have good earnings growth. We feel that if the earnings per share grows more than 10% a year, Graham Number underestimates the value.
2. Graham Number punishes the companies that have temporarily low earnings. Therefore, an average of earnings makes more sense in the calculation of Graham Number.
3. Graham Numbers underestimates companies that are light with book.
Al Ahli Bank Of Kuwait Graham Number Related Terms
Al Ahli Bank Of Kuwait Graham Number Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Al Ahli Bank Of Kuwait's Price-to-Graham-Number, along with its competitors' market caps and Price-to-Graham-Number data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Al Ahli Bank Of Kuwait Price-to-Graham-Number vs Banks Industry
For the Banks industry and Financial Services sector, Al Ahli Bank Of Kuwait's Price-to-Graham-Number distribution charts can be found below:
* The bar in red indicates where Al Ahli Bank Of Kuwait's Price-to-Graham-Number falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Al Ahli Bank Of Kuwait (KUW:ABK) has a Graham Number of KWD0.38 as of Jun. 2026. The Graham Number values a company based on its per-share earnings and book value. View historical data on Al Ahli Bank Of Kuwait and its competitors. According to the industry distribution chart, Al Ahli Bank Of Kuwait ranks #655 out of 1423 companies in the Banks industry, placing it in the top 46%.
Is Al Ahli Bank Of Kuwait's Graham Number too high?
Al Ahli Bank Of Kuwait's current Graham Number is KWD0.38. Based on the distribution chart, Al Ahli Bank Of Kuwait ranks #655 out of 1423 companies in the Banks industry, which is above the industry midpoint. Overall, Al Ahli Bank Of Kuwait has a GF Score™ of 25/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Al Ahli Bank Of Kuwait's Graham Number compare to USB?
According to the Banks industry distribution chart, Al Ahli Bank Of Kuwait ranks #655 out of 1423 companies for Graham Number. This puts Al Ahli Bank Of Kuwait in the upper half of its industry. The industry median Graham Number is 0.82. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Graham Number for a Banks company?
The median Graham Number among Banks companies is 0.82, based on 1,423 companies in the industry. Companies in the top quartile (top 25%) have a Graham Number significantly above this median, while those in the bottom quartile fall well below. However, Graham Number should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Graham Number mean?
A high Graham Number can signal that a stock is expensive relative to its fundamentals. The Graham Number values a company based on its per-share earnings and book value. View historical data on Al Ahli Bank Of Kuwait and its competitors. For the Banks industry, the median Graham Number is 0.82 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Ahli Bank Of Kuwait's current Graham Number is KWD0.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Ahli Bank Of Kuwait stock overvalued right now?
Based on GuruFocus' analysis, Al Ahli Bank Of Kuwait (KUW:ABK) is currently considered Fairly Valued. The stock's GF Value™ is KWD0.28, compared to a current price of KWD0.31 — trading 8.9% above its estimated fair value. The current Graham Number is KWD0.38. Al Ahli Bank Of Kuwait's overall GF Score™ is 25/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Graham Number calculated?
Graham Number is calculated from a company's financial statements. For Al Ahli Bank Of Kuwait (KUW:ABK), the current Graham Number is KWD0.38 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Al Ahli Bank Of Kuwait (KUW:ABK) Overvalued in 2026?
Based on GuruFocus' analysis, Al Ahli Bank Of Kuwait stock appears to be overvalued.
The current stock price of KWD0.31 is trading 8.9% above its estimated GF Value™ of KWD0.28.
GuruFocus considers Al Ahli Bank Of Kuwait to be Fairly Valued.
Key valuation signals for KUW:ABK:
Graham Number: KWD0.38
GF Value™: KWD0.28 vs. price of KWD0.31 (8.9% above fair value)
No single metric tells the full story. See the KUW:ABK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Al Ahli Bank Of Kuwait is a company engaged in the banking sector in Kuwait, the United Arab Emirates, and Egypt. The group is organized into three business segments. The commercial Banking segment comprises a full range of credit, deposit, and related banking services provided to its corporate and institutional customers. Treasury and Investments segment comprises treasury services provided to customers and balance sheet management activities including money market, derivatives, propriety investment activities, assets management and the residual impact of inter-segment fund transfer pricing, and the Retail and private banking segment comprising products and services to customers which includes loans, credit cards, and wealth management.
25GF Score
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