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India Shelter Finance (NSE:INDIASHLTR) Return-on-Tangible-Equity : 15.97% (As of Mar. 2025)


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What is India Shelter Finance Return-on-Tangible-Equity?

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. India Shelter Finance's annualized net income for the quarter that ended in Mar. 2025 was ₹4,325 Mil. India Shelter Finance's average shareholder tangible equity for the quarter that ended in Mar. 2025 was ₹27,076 Mil. Therefore, India Shelter Finance's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2025 was 15.97%.

The historical rank and industry rank for India Shelter Finance's Return-on-Tangible-Equity or its related term are showing as below:

NSE:INDIASHLTR' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 9.33   Med: 13.42   Max: 15.13
Current: 15.13

During the past 5 years, India Shelter Finance's highest Return-on-Tangible-Equity was 15.13%. The lowest was 9.33%. And the median was 13.42%.

NSE:INDIASHLTR's Return-on-Tangible-Equity is ranked better than
75.51% of 1580 companies
in the Banks industry
Industry Median: 10.25 vs NSE:INDIASHLTR: 15.13

India Shelter Finance Return-on-Tangible-Equity Historical Data

The historical data trend for India Shelter Finance's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

India Shelter Finance Return-on-Tangible-Equity Chart

India Shelter Finance Annual Data
Trend Mar21 Mar22 Mar23 Mar24 Mar25
Return-on-Tangible-Equity
9.33 12.77 13.42 13.99 15.10

India Shelter Finance Quarterly Data
Mar21 Mar22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.56 14.54 14.48 15.45 15.97

Competitive Comparison of India Shelter Finance's Return-on-Tangible-Equity

For the Mortgage Finance subindustry, India Shelter Finance's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


India Shelter Finance's Return-on-Tangible-Equity Distribution in the Banks Industry

For the Banks industry and Financial Services sector, India Shelter Finance's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where India Shelter Finance's Return-on-Tangible-Equity falls into.


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India Shelter Finance Return-on-Tangible-Equity Calculation

India Shelter Finance's annualized Return-on-Tangible-Equity for the fiscal year that ended in Mar. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Mar. 2025 )  (A: Mar. 2024 )(A: Mar. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Mar. 2025 )  (A: Mar. 2024 )(A: Mar. 2025 )
=3778.734/( (22983.848+27076.497 )/ 2 )
=3778.734/25030.1725
=15.10 %

India Shelter Finance's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Mar. 2025 )  (Q: Dec. 2024 )(Q: Mar. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Mar. 2025 )  (Q: Dec. 2024 )(Q: Mar. 2025 )
=4325.2/( (0+27076.497)/ 1 )
=4325.2/27076.497
=15.97 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2025) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.


India Shelter Finance  (NSE:INDIASHLTR) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


India Shelter Finance Return-on-Tangible-Equity Related Terms

Thank you for viewing the detailed overview of India Shelter Finance's Return-on-Tangible-Equity provided by GuruFocus.com. Please click on the following links to see related term pages.


India Shelter Finance Business Description

Traded in Other Exchanges
Address
3 rd Floor, Upper Ground Floor and Lower Ground Floor, Plot No. 15, Institutional Area, Sector 44, Gurugram, HR, IND, 122002
India Shelter Finance Corporation Ltd is a retail-focused affordable housing finance company. It provides housing loans and loans against properties in India and aims self-employed customers with a focus on first time home loan takers in the low and middle income group in Tier II and Tier III cities in India and has a network of 183 branches spread across 15 states that include Rajasthan, Maharashtra, Madhya Pradesh, Karnataka, Gujarat, etc. It has a single business segment which is providing housing loans and loans against properties in India only.

India Shelter Finance Headlines

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