Wah Fu Education GroupWAFU 69 Return-on-Tangible-Equity is -3.18% as of Sep. 2025. GuruFocus rates WAFU with a GF Score™ of 69/100 and a GF Value™ of $1.27 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 246 Education companies, Wah Fu Education Group ranks worse than 76.83% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Wah Fu Education Group's annualized net income for the quarter that ended in Sep. 2025 was $-0.34 Mil. Wah Fu Education Group's average shareholder tangible equity for the quarter that ended in Sep. 2025 was $10.71 Mil. Therefore, Wah Fu Education Group's annualized Return-on-Tangible-Equity for the quarter that ended in Sep. 2025 was -3.18%.
The historical rank and industry rank for Wah Fu Education Group's Return-on-Tangible-Equity or its related term are showing as below:
WAFU'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -21.72 Med: 6.98 Max: 16.23
Current: -0.8
During the past 9 years, Wah Fu Education Group's highest Return-on-Tangible-Equity was 16.23%. The lowest was -21.72%. And the median was 6.98%.
WAFU's Return-on-Tangible-Equity is ranked worse than 76.83% of 246
companies
in the Education industry
Industry Median: 11.685
vs WAFU: -0.80
Wah Fu Education Group (NAS:WAFU) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Wah Fu Education Group Return-on-Tangible-Equity Related Terms
Wah Fu Education Group Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Wah Fu Education Group's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Wah Fu Education Group Return-on-Tangible-Equity Chart
WAFU vs AMBO, ASPU, EEIQ: Return-on-Tangible-Equity Comparison
For the Education & Training Services subindustry, Wah Fu Education Group's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Wah Fu Education Group Return-on-Tangible-Equity vs Education Industry
For the Education industry and Consumer Defensive sector, Wah Fu Education Group's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Wah Fu Education Group's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Sep. 2025) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of -3.18% mean?
Wah Fu Education Group (WAFU) has a Return-on-Tangible-Equity of -3.18% as of Sep. 2025. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Wah Fu Education Group and its competitors. According to the industry distribution chart, Wah Fu Education Group ranks #189 out of 246 companies in the Education industry, placing it in the top 76.8%.
Is Wah Fu Education Group's Return-on-Tangible-Equity too high?
Wah Fu Education Group's current Return-on-Tangible-Equity is -3.18%. Based on the distribution chart, Wah Fu Education Group ranks #189 out of 246 companies in the Education industry, which is in the bottom quartile relative to peers. Overall, Wah Fu Education Group has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Wah Fu Education Group's Return-on-Tangible-Equity compare to AMBO and ASPU?
According to the Education industry distribution chart, Wah Fu Education Group ranks #189 out of 246 companies for Return-on-Tangible-Equity. This places Wah Fu Education Group in the lower half of its industry. The industry median Return-on-Tangible-Equity is 11.69. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for an Education company?
The median Return-on-Tangible-Equity among Education companies is 11.69, based on 246 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Wah Fu Education Group and its competitors. For the Education industry, the median Return-on-Tangible-Equity is 11.69 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Wah Fu Education Group's current Return-on-Tangible-Equity is -3.18%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wah Fu Education Group stock overvalued right now?
Based on GuruFocus' analysis, Wah Fu Education Group (WAFU) is currently considered Modestly Overvalued. The stock's GF Value™ is $1.27, compared to a current price of $1.57 — trading 23.6% above its estimated fair value. The current Return-on-Tangible-Equity is -3.18%. Wah Fu Education Group's overall GF Score™ is 69/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Wah Fu Education Group (WAFU), the current Return-on-Tangible-Equity is -3.18% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Wah Fu Education Group (WAFU) Overvalued in 2026?
Based on GuruFocus' analysis, Wah Fu Education Group stock appears to be overvalued.
The current stock price of $1.57 is trading 23.6% above its estimated GF Value™ of $1.27.
GuruFocus considers Wah Fu Education Group to be Modestly Overvalued.
Key valuation signals for WAFU:
Return-on-Tangible-Equity: -3.18%
GF Value™: $1.27 vs. price of $1.57 (23.6% above fair value)
No single metric tells the full story. See the WAFU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Wah Fu Education Group Ltd is involved in providing online exam preparation services and related technology solutions, and also produces online training course materials in China. It develops online educational materials that are offered through the cloud and that can be used for a wide range of purposes, such as standard examination preparation, professional training, and interactive programs for educational purposes other than exam preparation. Its segments are Online Education Services and Technological Development and Operation Service. The company generates maximum revenue from the Online Education Services segment.
69GF Score
Get the complete analysis for WAFU
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
WAFU has been successfully added to your 
