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Wah Fu Education GroupWAFU -2.67%69 Debt-to-Equity is 0.02 as of Mar. 2026, which is 50% below its 10-year median of 0.04. GuruFocus rates WAFU with a GF Score™ of 69/100 and a GF Value™ of $1.26 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 222 Education companies, Wah Fu Education Group ranks better than 96.4% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Wah Fu Education Group's Debt-to-Equity or its related term are showing as below:
WAFU'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.01 Med: 0.04 Max: 0.08
Current: 0.02
During the past 10 years, the highest Debt-to-Equity Ratio of Wah Fu Education Group was 0.08. The lowest was 0.01. And the median was 0.04.
WAFU's Debt-to-Equity is ranked better than 96.4% of 222
companies
in the Education industry
Industry Median: 0.31
vs WAFU: 0.02
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Wah Fu Education Group Debt-to-Equity Related Terms
Wah Fu Education Group Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Wah Fu Education Group's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
WAFU vs AMBO, ASPU, VSA: Debt-to-Equity Comparison
For the Education & Training Services subindustry, Wah Fu Education Group's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Wah Fu Education Group Debt-to-Equity vs Education Industry
For the Education industry and Consumer Defensive sector, Wah Fu Education Group's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Wah Fu Education Group's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Wah Fu Education Group (WAFU) has a Debt-to-Equity of 0.02 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Wah Fu Education Group and its competitors. This is 50% below median its historical median of 0.04. Over the past decade, Wah Fu Education Group's Debt-to-Equity has ranged from 0.01 to 0.08. According to the industry distribution chart, Wah Fu Education Group ranks #8 out of 222 companies in the Education industry, placing it in the top 3.6%.
Is Wah Fu Education Group's Debt-to-Equity too high?
Wah Fu Education Group's current Debt-to-Equity of 0.02 is 50% below median its 10-year median of 0.04. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 0.08. The Education industry median Debt-to-Equity is 0.31. Wah Fu Education Group's value of 0.02 is 93.5% below this industry median. Based on the distribution chart, Wah Fu Education Group ranks #8 out of 222 companies in the Education industry, which is in the top quartile — a strong position relative to peers. Overall, Wah Fu Education Group has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Wah Fu Education Group's Debt-to-Equity compare to AMBO and ASPU?
According to the Education industry distribution chart, Wah Fu Education Group ranks #8 out of 222 companies for Debt-to-Equity. This places Wah Fu Education Group in the top 4% of its industry — outperforming the majority of peers. The industry median Debt-to-Equity is 0.31. Wah Fu Education Group's value of 0.02 is 93.5% below this benchmark. Historically, Wah Fu Education Group's own Debt-to-Equity has ranged from 0.01 to 0.08 over the past decade. While the company's 10-year median is 0.04 vs. the industry median of 0.31, Wah Fu Education Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for an Education company?
The median Debt-to-Equity among Education companies is 0.31, based on 222 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Wah Fu Education Group's current Debt-to-Equity of 0.02 is 93.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Wah Fu Education Group and its competitors. For the Education industry, the median Debt-to-Equity is 0.31 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Wah Fu Education Group's current Debt-to-Equity is 0.02, which is 50% below median its own 10-year median of 0.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wah Fu Education Group stock overvalued right now?
Based on GuruFocus' analysis, Wah Fu Education Group (WAFU) is currently considered Modestly Overvalued. The stock's GF Value™ is $1.26, compared to a current price of $1.49 — trading 18.3% above its estimated fair value. The current Debt-to-Equity is 0.02, which is 50% below median its 10-year median of 0.04 and 93.5% below the Education industry median of 0.31. Wah Fu Education Group's overall GF Score™ is 69/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Wah Fu Education Group (WAFU), the current Debt-to-Equity is 0.02 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Wah Fu Education Group (WAFU) Overvalued in 2026?
Based on GuruFocus' analysis, Wah Fu Education Group stock appears to be overvalued.
The current stock price of $1.49 is trading 18.3% above its estimated GF Value™ of $1.26.
GuruFocus considers Wah Fu Education Group to be Modestly Overvalued.
Key valuation signals for WAFU:
Debt-to-Equity: 0.02 (50% below median its 10-year median of 0.04)
GF Value™: $1.26 vs. price of $1.49 (18.3% above fair value)
Industry Position: 93.5% below the Education median (#8 of 222)
No single metric tells the full story. See the WAFU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Wah Fu Education Group Ltd is involved in providing online exam preparation services and related technology solutions, and also produces online training course materials in China. It develops online educational materials that are offered through the cloud and that can be used for a wide range of purposes, such as standard examination preparation, professional training, and interactive programs for educational purposes other than exam preparation. Its segments are Online Education Services and Technological Development and Operation Service. The company generates maximum revenue from the Online Education Services segment.
69GF Score
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