WAFU (Wah Fu Education Group) Effective Interest Rate on Debt %: 0.00% (As of Sep. 2025)


WAFU Wah Fu Education Group Ltd WAFU
70 GF Score
Price $1.56
GF Value $1.27
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Wah Fu Education Group Effective Interest Rate on Debt %?

Wah Fu Education Group WAFU -0.64% 70 Effective Interest Rate on Debt % is 0.00% as of Sep. 2025. GuruFocus rates WAFU with a GF Score™ of 70/100 and a GF Value™ of $1.27 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Wah Fu Education Group's annualized positive value of Interest Expense for the quarter that ended in Sep. 2025 was $0.00 Mil. Wah Fu Education Group's average total debt for the quarter that ended in Sep. 2025 was $0.19 Mil. Therefore, Wah Fu Education Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Sep. 2025 was 0.00%.


Wah Fu Education Group  (NAS:WAFU) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Wah Fu Education Group Effective Interest Rate on Debt % Related Terms


Wah Fu Education Group Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Wah Fu Education Group's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Wah Fu Education Group Effective Interest Rate on Debt % Chart

Wah Fu Education Group Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only 0.00 0.00 0.00 0.00 0.00

Wah Fu Education Group Semi-Annual Data
Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

WAFU vs AMBO, ASPU, EEIQ: Effective Interest Rate on Debt % Comparison

For the Education & Training Services subindustry, Wah Fu Education Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Wah Fu Education Group Effective Interest Rate on Debt % vs Education Industry

For the Education industry and Consumer Defensive sector, Wah Fu Education Group's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Wah Fu Education Group's Effective Interest Rate on Debt % falls into.


WAFU
70GF Score
Wah Fu Education Group Ltd WAFU
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Wah Fu Education Group Effective Interest Rate on Debt % Calculation

Wah Fu Education Group's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2024 )+Total Debt  (A: Mar. 2025 ))/ count )
=-1  *  0/( (0.333+0.133)/ 2 )
=-1  *  0/0.233
=0.00 %

where

Total Debt  (A: Mar. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.073 + 0.26
=0.333

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.015 + 0.118
=0.133

Wah Fu Education Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Sep. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Mar. 2025 )+Total Debt  (Q: Sep. 2025 ))/ count )
=-1  *  0/( (0.133+0.255)/ 2 )
=-1  *  0/0.194
=0.00 %

where

Total Debt  (Q: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.015 + 0.118
=0.133

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.106 + 0.149
=0.255

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Sep. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.00% mean?
Wah Fu Education Group (WAFU) has a Effective Interest Rate on Debt % of 0.00% as of Sep. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Wah Fu Education Group and its competitors.
Is Wah Fu Education Group's Effective Interest Rate on Debt % too high?
Wah Fu Education Group's current Effective Interest Rate on Debt % is 0.00%. Overall, Wah Fu Education Group has a GF Score™ of 70/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Wah Fu Education Group's Effective Interest Rate on Debt % compare to AMBO and ASPU?
Wah Fu Education Group's Effective Interest Rate on Debt % of 0.00% can be compared against companies in the Education industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Education company?
A good Effective Interest Rate on Debt % depends on the Education industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Wah Fu Education Group and its competitors. Wah Fu Education Group's current Effective Interest Rate on Debt % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wah Fu Education Group stock overvalued right now?
Based on GuruFocus' analysis, Wah Fu Education Group (WAFU) is currently considered Modestly Overvalued. The stock's GF Value™ is $1.27, compared to a current price of $1.56 — trading 22.8% above its estimated fair value. The current Effective Interest Rate on Debt % is 0.00%. Wah Fu Education Group's overall GF Score™ is 70/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Wah Fu Education Group (WAFU), the current Effective Interest Rate on Debt % is 0.00% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Wah Fu Education Group (WAFU) Overvalued in 2026?

Based on GuruFocus' analysis, Wah Fu Education Group stock appears to be overvalued. The current stock price of $1.56 is trading 22.8% above its estimated GF Value™ of $1.27. GuruFocus considers Wah Fu Education Group to be Modestly Overvalued.

Key valuation signals for WAFU:

  • Effective Interest Rate on Debt %: 0.00%
  • GF Value™: $1.27 vs. price of $1.56 (22.8% above fair value)
  • GF Score™: 70/100 with 4 warning signs

No single metric tells the full story. See the WAFU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Wah Fu Education Group Business Description

Address No. 13 Deshengmenwai Street, L207b, Hesheng Fortune Plaza, Xicheng District, Beijing, CHN, 100088
Wah Fu Education Group Ltd is involved in providing online exam preparation services and related technology solutions, and also produces online training course materials in China. It develops online educational materials that are offered through the cloud and that can be used for a wide range of purposes, such as standard examination preparation, professional training, and interactive programs for educational purposes other than exam preparation. Its segments are Online Education Services and Technological Development and Operation Service. The company generates maximum revenue from the Online Education Services segment.
70GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.56
Price
$1.27
GF Value