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Wah Fu Education GroupWAFU -3.02%69 Debt-to-EBITDA is 9.11 as of Sep. 2025, which is 6407% above its 10-year median of 0.14. GuruFocus rates WAFU with a GF Score™ of 69/100 and a GF Value™ of $1.27 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 187 Education companies, Wah Fu Education Group ranks better than 70.59% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Wah Fu Education Group's Debt-to-EBITDA or its related term are showing as below:
WAFU'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -1.96 Med: 0.14 Max: 3.14
Current: 0.54
During the past 9 years, the highest Debt-to-EBITDA Ratio of Wah Fu Education Group was 3.14. The lowest was -1.96. And the median was 0.14.
WAFU's Debt-to-EBITDA is ranked better than 70.59% of 187
companies
in the Education industry
Industry Median: 1.52
vs WAFU: 0.54
Wah Fu Education Group (NAS:WAFU) Debt-to-EBITDA Explanation
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Wah Fu Education Group Debt-to-EBITDA Related Terms
Wah Fu Education Group Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Wah Fu Education Group's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
WAFU vs AMBO, ASPU, EEIQ: Debt-to-EBITDA Comparison
For the Education & Training Services subindustry, Wah Fu Education Group's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Wah Fu Education Group Debt-to-EBITDA vs Education Industry
For the Education industry and Consumer Defensive sector, Wah Fu Education Group's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Wah Fu Education Group's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is two times the quarterly (Sep. 2025) EBITDA data.
Wah Fu Education Group (WAFU) has a Debt-to-EBITDA of 9.11 as of Sep. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Wah Fu Education Group. This is 6407% above median its historical median of 0.14. According to the industry distribution chart, Wah Fu Education Group ranks #55 out of 187 companies in the Education industry, placing it in the top 29.4%.
Is Wah Fu Education Group's Debt-to-EBITDA too high?
Wah Fu Education Group's current Debt-to-EBITDA of 9.11 is 6407% above median its 10-year median of 0.14. The Education industry median Debt-to-EBITDA is 1.52. Wah Fu Education Group's value of 9.11 is 499.3% above this industry median. Based on the distribution chart, Wah Fu Education Group ranks #55 out of 187 companies in the Education industry, which is above the industry midpoint. Overall, Wah Fu Education Group has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Wah Fu Education Group's Debt-to-EBITDA compare to AMBO and ASPU?
According to the Education industry distribution chart, Wah Fu Education Group ranks #55 out of 187 companies for Debt-to-EBITDA. This puts Wah Fu Education Group in the upper half of its industry. The industry median Debt-to-EBITDA is 1.52. Wah Fu Education Group's value of 9.11 is 499.3% above this benchmark. While the company's 10-year median is 0.14 vs. the industry median of 1.52, Wah Fu Education Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for an Education company?
The median Debt-to-EBITDA among Education companies is 1.52, based on 187 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Wah Fu Education Group's current Debt-to-EBITDA of 9.11 is 499.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Wah Fu Education Group. For the Education industry, the median Debt-to-EBITDA is 1.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Wah Fu Education Group's current Debt-to-EBITDA is 9.11, which is 6407% above median its own 10-year median of 0.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wah Fu Education Group stock overvalued right now?
Based on GuruFocus' analysis, Wah Fu Education Group (WAFU) is currently considered Modestly Overvalued. The stock's GF Value™ is $1.27, compared to a current price of $1.60 — trading 26% above its estimated fair value. The current Debt-to-EBITDA is 9.11, which is 6407% above median its 10-year median of 0.14 and 499.3% above the Education industry median of 1.52. Wah Fu Education Group's overall GF Score™ is 69/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Wah Fu Education Group (WAFU), the current Debt-to-EBITDA is 9.11 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Wah Fu Education Group (WAFU) Overvalued in 2026?
Based on GuruFocus' analysis, Wah Fu Education Group stock appears to be overvalued.
The current stock price of $1.60 is trading 26% above its estimated GF Value™ of $1.27.
GuruFocus considers Wah Fu Education Group to be Modestly Overvalued.
Key valuation signals for WAFU:
Debt-to-EBITDA: 9.11 (6407% above median its 10-year median of 0.14)
GF Value™: $1.27 vs. price of $1.60 (26% above fair value)
Industry Position: 499.3% above the Education median (#55 of 187)
No single metric tells the full story. See the WAFU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Wah Fu Education Group Ltd is involved in providing online exam preparation services and related technology solutions, and also produces online training course materials in China. It develops online educational materials that are offered through the cloud and that can be used for a wide range of purposes, such as standard examination preparation, professional training, and interactive programs for educational purposes other than exam preparation. Its segments are Online Education Services and Technological Development and Operation Service. The company generates maximum revenue from the Online Education Services segment.
69GF Score
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