Wah Fu Education GroupWAFU 69 Net Current Asset Value is $2.12 as of Sep. 2025, which is 114% above its 10-year median of 0.99. GuruFocus rates WAFU with a GF Score™ of 69/100 and a GF Value™ of $1.27 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 120 Education companies, Wah Fu Education Group ranks better than 89.17% on this metric.
In calculating the Net Current Asset Value (NCAV), Benjamin Graham means a company's current assets (such as cash, marketable securities, and inventories) minus its total liabilities (including preferred stock, minority interest, and long-term debt).
Wah Fu Education Group's net current asset value per share for the quarter that ended in Sep. 2025 was $2.12.
The historical rank and industry rank for Wah Fu Education Group's Net Current Asset Value or its related term are showing as below:
WAFU'
s Price-to-Net-Current-Asset-Value Range Over the Past 10 Years
Min: 0.72 Med: 0.99 Max: 6.61
Current: 0.74
During the past 9 years, the highest Price-to-Net-Current-Asset-Value Ratio of Wah Fu Education Group was 6.61. The lowest was 0.72. And the median was 0.99.
WAFU's Price-to-Net-Current-Asset-Value is ranked better than 89.17% of 120
companies
in the Education industry
Industry Median: 4.93
vs WAFU: 0.74
Wah Fu Education Group (NAS:WAFU) Net Current Asset Value Explanation
Benjamin Graham first discussed net current asset value (NCAV) in the 1934 edition of "Security Analysis", which he coauthored with David Dodd. In the book, (net) current asset value is defined as:" current assets alone, minus all liabilities and claims ahead of the issue."
The common definition of NCAV is: NCAV = current assets – [total liabilities + minority interest + preferred stock]
Net current assets exclude not only the intangible assets but also the fixed and miscellaneous assets. In addition, Graham believed that preferred stock belongs on the liability side of the balance sheet, not as part of capital and surplus. In "Security Analysis", preferred stock is dubbed "an imperfect creditorship position" that is best placed on the balance sheet alongside funded debt.
One research study, covering the years 1970 through 1983 showed that portfolios picked at the beginning of each year, and held for one year, returned 29.4 percent, on average, over the 13-year period, compared to 11.5 percent for the S&P 500 Index. Other studies of Grahams strategy produced similar results.
Benjamin Graham looked for companies whose market values were less than two-thirds of their Net-Net Working Capital. They are collected under our Net-Net screener.
Wah Fu Education Group Net Current Asset Value Related Terms
Wah Fu Education Group Net Current Asset Value Historical Data
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The historical data trend for Wah Fu Education Group's Net Current Asset Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Wah Fu Education Group Net Current Asset Value Chart
WAFU vs AMBO, ASPU, EEIQ: Net Current Asset Value Comparison
For the Education & Training Services subindustry, Wah Fu Education Group's Price-to-Net-Current-Asset-Value, along with its competitors' market caps and Price-to-Net-Current-Asset-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Wah Fu Education Group Price-to-Net-Current-Asset-Value vs Education Industry
For the Education industry and Consumer Defensive sector, Wah Fu Education Group's Price-to-Net-Current-Asset-Value distribution charts can be found below:
* The bar in red indicates where Wah Fu Education Group's Price-to-Net-Current-Asset-Value falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Net Current Asset Value of $2.12 mean?
Wah Fu Education Group (WAFU) has a Net Current Asset Value of $2.12 as of Sep. 2025. Ben Graham's net current asset value equals the per-share value of total current assets less total liabilities. View historical data on Wah Fu Education Group and its competitors. This is 114% above median its historical median of 0.99. Over the past decade, Wah Fu Education Group's Net Current Asset Value has ranged from 0.72 to 6.61. According to the industry distribution chart, Wah Fu Education Group ranks #13 out of 120 companies in the Education industry, placing it in the top 10.8%.
Is Wah Fu Education Group's Net Current Asset Value too high?
Wah Fu Education Group's current Net Current Asset Value of $2.12 is 114% above median its 10-year median of 0.99. Over the past 10 years, this metric has ranged from a low of 0.72 to a high of 6.61. The Education industry median Net Current Asset Value is 4.93. Wah Fu Education Group's value of $2.12 is 57% below this industry median. Based on the distribution chart, Wah Fu Education Group ranks #13 out of 120 companies in the Education industry, which is in the top quartile — a strong position relative to peers. Overall, Wah Fu Education Group has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Wah Fu Education Group's Net Current Asset Value compare to AMBO and ASPU?
According to the Education industry distribution chart, Wah Fu Education Group ranks #13 out of 120 companies for Net Current Asset Value. This places Wah Fu Education Group in the top 11% of its industry — outperforming the majority of peers. The industry median Net Current Asset Value is 4.93. Wah Fu Education Group's value of $2.12 is 57% below this benchmark. Historically, Wah Fu Education Group's own Net Current Asset Value has ranged from 0.72 to 6.61 over the past decade. While the company's 10-year median is 0.99 vs. the industry median of 4.93, Wah Fu Education Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Current Asset Value for an Education company?
The median Net Current Asset Value among Education companies is 4.93, based on 120 companies in the industry. Companies in the top quartile (top 25%) have a Net Current Asset Value significantly above this median, while those in the bottom quartile fall well below. However, Net Current Asset Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Wah Fu Education Group's current Net Current Asset Value of $2.12 is 57% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Current Asset Value mean?
A high Net Current Asset Value can signal that a stock is expensive relative to its fundamentals. Ben Graham's net current asset value equals the per-share value of total current assets less total liabilities. View historical data on Wah Fu Education Group and its competitors. For the Education industry, the median Net Current Asset Value is 4.93 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Wah Fu Education Group's current Net Current Asset Value is $2.12, which is 114% above median its own 10-year median of 0.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wah Fu Education Group stock overvalued right now?
Based on GuruFocus' analysis, Wah Fu Education Group (WAFU) is currently considered Modestly Overvalued. The stock's GF Value™ is $1.27, compared to a current price of $1.57 — trading 23.6% above its estimated fair value. The current Net Current Asset Value is $2.12, which is 114% above median its 10-year median of 0.99 and 57% below the Education industry median of 4.93. Wah Fu Education Group's overall GF Score™ is 69/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Current Asset Value calculated?
Net Current Asset Value is calculated from a company's financial statements. For Wah Fu Education Group (WAFU), the current Net Current Asset Value is $2.12 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Wah Fu Education Group (WAFU) Overvalued in 2026?
Based on GuruFocus' analysis, Wah Fu Education Group stock appears to be overvalued.
The current stock price of $1.57 is trading 23.6% above its estimated GF Value™ of $1.27.
GuruFocus considers Wah Fu Education Group to be Modestly Overvalued.
Key valuation signals for WAFU:
Net Current Asset Value: $2.12 (114% above median its 10-year median of 0.99)
GF Value™: $1.27 vs. price of $1.57 (23.6% above fair value)
Industry Position: 57% below the Education median (#13 of 120)
No single metric tells the full story. See the WAFU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Wah Fu Education Group Ltd is involved in providing online exam preparation services and related technology solutions, and also produces online training course materials in China. It develops online educational materials that are offered through the cloud and that can be used for a wide range of purposes, such as standard examination preparation, professional training, and interactive programs for educational purposes other than exam preparation. Its segments are Online Education Services and Technological Development and Operation Service. The company generates maximum revenue from the Online Education Services segment.
69GF Score
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