First Financial (First Financial) Risk Assessment

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What is First Financial Risk Assessment?

Risk Assessment represents the investment risk of a stock derived from our exclusive method. It suggests how risky the investment opportunity is based on the valuation and the fundamental performance of the stock. It is derived from following key aspects:

1. GuruFocus internally developed valuations of the stock, such as GF valuation.
2. Quality Rank, a business quality indicator developed by GuruFocus.
3. Fundamental performance: Piotroski F-Score, Altman Z-Score, Beneish M-Score, etc.
4. Growth opportunities: 5-year revenue growth rate, 5-Year EPS without NRI Growth Rate, etc.

Value investors are always willing to find undervalued stocks. However, not all the undervalued stocks are good deals, we should also be careful of how risky the investment opportunity is. We believe that if the company's financial strength and profitability are strong, and the stock price is within a reasonable range of the GF valuation, or stock has a high return with its price being undervalued, then it might be a good investment opportunity with low risk.

Based on those aspects listed above, GuruFocus believes the risk assessment of First Financial is: High Risk: High uncertainty with risk-return tradeoff.

Competitive Comparison of First Financial's Risk Assessment

For the Banks - Regional subindustry, First Financial's Risk Assessment, along with its competitors' market caps and Risk Assessment data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

First Financial's Risk Assessment Distribution in the Banks Industry

For the Banks industry and Financial Services sector, First Financial's Risk Assessment distribution charts can be found below:

* The bar in red indicates where First Financial's Risk Assessment falls into.

First Financial (NAS:THFF) Risk Assessment Explanation

Based on the four aspects listed above, GuruFocus provides the following 7 evaluations:

All-in-One Screener Examples (1)
Low Risk: Strong fundamentals, worth long-term holding
Moderate Risk: Sensitive, better choose undervalued stock
High Risk: High uncertainty with risk-return tradeoff
High Risk: Good fundamentals, beware of shrinking business
High Risk: Sensitive to economic or industry trends
High Risk: High uncertainty
No Data: Cannot be evaluated

(1) These are some simple examples. You can access our Risk Assessment filter under All-in-One Screener’s Fundamental tab and set your own criteria.

First Financial Risk Assessment Related Terms

Thank you for viewing the detailed overview of First Financial's Risk Assessment provided by GuruFocus.com. Please click on the following links to see related term pages.

First Financial (First Financial) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » First Financial Corp (NAS:THFF) » Definitions » Risk Assessment

Comparable Companies

Traded in Other Exchanges

N/A

Address

One First Financial Plaza, Terre Haute, IN, USA, 47807

Website

https://www.first-online.com

First Financial Corp operates as a financial holding company, which is engaged in the provision of financial services in the United States. The company offers a wide variety of financial services including commercial, mortgage, and consumer lending, lease financing, trust account services, depositor services, and insurance services, through its subsidiaries. Its primary source of revenue is derived from loans to customers and investment activities.

Executives

Susan M Jensen	director	3935 NORTH RANDALL STREET, TERRE HAUTE IN 47805
Pierson Paul Joseph Ii	director	1214 LADBROOKE DRIVE, EVANSVILLE IN 47725
James O Mcdonald	director	8305 N COAL CREEK PLACE, WEST TERRE HAUTE IN 47885
William Randolph Krieble	director	6158 BIG STONE DR., INDIANAPOLIS IN 46234
Thomas T Dinkel	director	100 HAMILTON DR, TERRE HAUTE IN 47803
William Curtis Brighton	director	INDIANAPOLIS MOTOR SPEEDWAY, 4790 WEST 16TH STREET, INDIANAPOLIS IN 46222
Tina Jane Maher	director	2000 BOLTON ROAD, WEST TERRE HAUTE IN 47885
Thomas Craig Martin	director	2609 STERLING AVENUE, BLOOMINGTON IN 47401
Richard Jerome Shagley	director	1924 S FRUITRIDGE AVENUE, TERRE HAUTE IN 47803
Blade Mark Jason Sr	director	3755 NORTH ANDERSON DRIVE, TERRE HAUTE IN 47803
Mark Allen Franklin	officer: Chief Lending Officer	2600 S ROBINS BOW, BLOOMINGTON IN 47401
Michael A Carty	director	322 S WASHINGTON ST, CLINTON IN 47842
Gregory L Gibson	director	12081 EAST RIO GRANDE, BRAZIL IN 47834
Norman L Lowery	director, officer: President & C.E.O.	93 ALLENDALE, TERRE HAUTE IN 47802
Norman D Lowery	officer: Chief Operations Officer	ONE FIRST FINANCIAL PLAZA, TERRE HAUTE X1 47807