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First FinancialTHFF -0.29%63 Buyback Yield % is 0.04 as of Aug. 21, 2026, which is 88% below its 10-year median of 0.34. GuruFocus rates THFF with a GF Score™ of 63/100 and a GF Value™ of $62.76 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 575 Banks companies, First Financial ranks worse than 69.91% on this metric.
Buyback yield is the net repurchase of shares outstanding over the market capital of the company. It is a measure of shareholder return.
The historical data trend for First Financial's Buyback Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
THFF vs CAC, FCBC, SBNC: Buyback Yield % Comparison
For the Banks - Regional subindustry, First Financial's Buyback Yield %, along with its competitors' market caps and Buyback Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First Financial Buyback Yield % vs Banks Industry
For the Banks industry and Financial Services sector, First Financial's Buyback Yield % distribution charts can be found below:
* The bar in red indicates where First Financial's Buyback Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First Financial (THFF) has a Buyback Yield % of 0.04 as of Aug. 21, 2026. Share buyback yield equals the net issuance of stock divided by market cap. View historical data on First Financial and its competitors. This is 88% below median its historical median of 0.34. Over the past decade, First Financial's Buyback Yield % has ranged from 0.04 to 9.43. According to the industry distribution chart, First Financial ranks #402 out of 575 companies in the Banks industry, placing it in the top 69.9%.
Is First Financial's Buyback Yield % too high?
First Financial's current Buyback Yield % of 0.04 is 88% below median its 10-year median of 0.34. Over the past 10 years, this metric has ranged from a low of 0.04 to a high of 9.43. The Banks industry median Buyback Yield % is 0.49. First Financial's value of 0.04 is 91.8% below this industry median. Based on the distribution chart, First Financial ranks #402 out of 575 companies in the Banks industry, which is below the industry midpoint. Overall, First Financial has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Financial's Buyback Yield % compare to CAC and FCBC?
According to the Banks industry distribution chart, First Financial ranks #402 out of 575 companies for Buyback Yield %. This places First Financial in the lower half of its industry. The industry median Buyback Yield % is 0.49. First Financial's value of 0.04 is 91.8% below this benchmark. Historically, First Financial's own Buyback Yield % has ranged from 0.04 to 9.43 over the past decade. While the company's 10-year median is 0.34 vs. the industry median of 0.49, First Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Buyback Yield % for a Banks company?
The median Buyback Yield % among Banks companies is 0.49, based on 575 companies in the industry. Companies in the top quartile (top 25%) have a Buyback Yield % significantly above this median, while those in the bottom quartile fall well below. However, Buyback Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Financial's current Buyback Yield % of 0.04 is 91.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Buyback Yield % mean?
A high Buyback Yield % can signal that a stock is expensive relative to its fundamentals. Share buyback yield equals the net issuance of stock divided by market cap. View historical data on First Financial and its competitors. For the Banks industry, the median Buyback Yield % is 0.49 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Financial's current Buyback Yield % is 0.04, which is 88% below median its own 10-year median of 0.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Financial stock overvalued right now?
Based on GuruFocus' analysis, First Financial (THFF) is currently considered Modestly Overvalued. The stock's GF Value™ is $62.76, compared to a current price of $78.81 — trading 25.6% above its estimated fair value. The current Buyback Yield % is 0.04, which is 88% below median its 10-year median of 0.34 and 91.8% below the Banks industry median of 0.49. First Financial's overall GF Score™ is 63/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Buyback Yield % calculated?
Buyback Yield % is calculated from a company's financial statements. For First Financial (THFF), the current Buyback Yield % is 0.04 as of Aug. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First Financial (THFF) Overvalued in 2026?
Based on GuruFocus' analysis, First Financial stock appears to be overvalued.
The current stock price of $78.81 is trading 25.6% above its estimated GF Value™ of $62.76.
GuruFocus considers First Financial to be Modestly Overvalued.
Key valuation signals for THFF:
Buyback Yield %: 0.04 (88% below median its 10-year median of 0.34)
GF Value™: $62.76 vs. price of $78.81 (25.6% above fair value)
Industry Position: 91.8% below the Banks median (#402 of 575)
No single metric tells the full story. See the THFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First Financial Corp operates as a financial holding company, which is engaged in the provision of financial services in the United States. The company offers a wide variety of financial services including commercial, mortgage, and consumer lending, lease financing, trust account services, depositor services and insurance services, through its subsidiaries. Its primary source of revenue is derived from loans to customers and investment activities. Company's loan portfolio was diversified in Commercial, Residential and consumer domains.
63GF Score
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Buyback Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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