THFF (First Financial) Net Loan: $4,417.0 Mil (As of Jun. 2026)

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THFF First Financial Corp THFF
63 GF Score
Price $79.05
GF Value $62.76
Valuation Modestly Overvalued
! 8 Warning Signs
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What is First Financial Net Loan?

First Financial THFF +0.01% 63 Net Loan is $4,417.0 Mil as of Jun. 2026. GuruFocus rates THFF with a GF Score™ of 63/100 and a GF Value™ of $62.76 (Modestly Overvalued). The stock has 8 warning signs investors should review.

First Financial's quarterly net loan increased from Dec. 2025 ($4,007.3 Mil) to Mar. 2026 ($4,371.6 Mil) and increased from Mar. 2026 ($4,371.6 Mil) to Jun. 2026 ($4,417.0 Mil).

First Financial's annual net loan increased from Dec. 2023 ($3,128.1 Mil) to Dec. 2024 ($4,371.6 Mil) and increased from Dec. 2024 ($4,371.6 Mil) to Dec. 2025 ($4,417.0 Mil).

First Financial Net Loan Historical Data

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The historical data trend for First Financial's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Financial Net Loan Chart

First Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2,767.59 3,027.66 3,128.05 3,790.41 4,007.31

First Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3,849.48 3,919.99 4,007.31 4,371.58 4,416.96
THFF
63GF Score
First Financial Corp THFF
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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First Financial Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $4,417.0 Mil mean?
First Financial (THFF) has a Net Loan of $4,417.0 Mil as of Jun. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on First Financial and its competitors.
Is First Financial's Net Loan too high?
First Financial's current Net Loan is $4,417.0 Mil. Overall, First Financial has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Financial's Net Loan compare to CAC and FCBC?
First Financial's Net Loan of $4,417.0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on First Financial and its competitors. First Financial's current Net Loan is $4,417.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Financial stock overvalued right now?
Based on GuruFocus' analysis, First Financial (THFF) is currently considered Modestly Overvalued. The stock's GF Value™ is $62.76, compared to a current price of $79.05 — trading 26% above its estimated fair value. The current Net Loan is $4,417.0 Mil. First Financial's overall GF Score™ is 63/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For First Financial (THFF), the current Net Loan is $4,417.0 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Financial (THFF) Overvalued in 2026?

Based on GuruFocus' analysis, First Financial stock appears to be overvalued. The current stock price of $79.05 is trading 26% above its estimated GF Value™ of $62.76. GuruFocus considers First Financial to be Modestly Overvalued.

Key valuation signals for THFF:

  • Net Loan: $4,417.0 Mil
  • GF Value™: $62.76 vs. price of $79.05 (26% above fair value)
  • GF Score™: 63/100 with 8 warning signs

No single metric tells the full story. See the THFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

First Financial Business Description

Address One First Financial Plaza, Terre Haute, IN, USA, 47807
First Financial Corp operates as a financial holding company, which is engaged in the provision of financial services in the United States. The company offers a wide variety of financial services including commercial, mortgage, and consumer lending, lease financing, trust account services, depositor services and insurance services, through its subsidiaries. Its primary source of revenue is derived from loans to customers and investment activities. Company's loan portfolio was diversified in Commercial, Residential and consumer domains.
63GF Score

Get the complete analysis for THFF

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$79.05
Price
$62.76
GF Value