THFF (First Financial) GF Value : $48.12 (As of Apr. 04, 2025)

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What is First Financial GF Value?

As of today (2025-04-04), First Financial's share price is $45.09. First Financial's GF Value is $48.12. Therefore, First Financial's Price-to-GF-Value for today is 0.94. Based on the relationship between the current stock price and the GF Value, GuruFocus believes First Financial is Fairly Valued.

The GF Value represents the intrinsic value of a stock, determined using GuruFocus' proprietary methodology. The GF Value Line on our stock Summary page provides an estimate of the stock’s fair-trading value.

To calculate this value, GuruFocus follows these steps:

We analyze historical correlations between the stock price and key business performance metrics, such as revenue, earnings, cash flow, and book value.
We identify the metrics that have the strongest historical correlation with the stock price and determine the historical multiples at which the stock has traded relative to these metrics.
Using these historical multiples as a reference, we estimate the stock's fair value while accounting for future business growth. Adjustments may be made based on the company’s past returns and growth trends.

GuruFocus believes that the GF Value Line represents the fair value at which a stock should trade. Stock prices typically fluctuate around this line. If a stock’s price is significantly above the GF Value Line, it is considered overvalued, and its future returns are likely to be lower. Conversely, if the stock price is significantly below the GF Value Line, its future returns are likely to be higher.

Please note that "Possible Value Trap, Think Twice" applies to companies that appear significantly undervalued but are either experiencing a long-term business decline or facing financial distress.

First Financial (NAS:THFF) GF Value Explanation

Based on the relationship between the current stock price and the GF Value, GuruFocus provides the following 6 ratings:

Posssible Evaluations	All-in-One Screener Examples (2)
Possible Value Trap, Think Twice (1)	Predictable Companies that possibly be Value Traps
Significantly Overvalued	Predictable Companies which are Significantly Overvalued
Modestly Overvalued	Predictable Companies which are Modestly Overvalued
Fairly Valued	Predictable High Quality Companies which are Fairly Valued
Modestly Undervalued (3)	Predictable High Quality Companies which are Modestly Undervalued
Significantly Undervalued (3)	Predictable High Quality Companies which are Significantly Undervalued

(1) "Possible Value Trap, Think Twice" applies to companies that appear significantly undervalued but are either experiencing a long-term business decline or facing financial distress.

(2) These are some simple examples. You can access our GF Valuation filter under All-in-One Screener’s Fundamental tab, and Price-to-GF-Value filter under Valuation Ratio tab and set your own criteria.

(3) A sufficient margin of safety exists only when the stock is undervalued.

First Financial's Price-to-GF-Value for today is calculated as

Price-to-GF-Value	=	Share Price	/	GF Value
	=	45.09	/	48.12
	=	0.94

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Financial GF Value Related Terms

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First Financial Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » First Financial Corp (NAS:THFF) » Definitions » GF Value

Comparable Companies

Traded in Other Exchanges

N/A

Address

One First Financial Plaza, Terre Haute, IN, USA, 47807

Website

https://www.first-online.com

First Financial Corp operates as a financial holding company, which is engaged in the provision of financial services in the United States. The company offers a wide variety of financial services including commercial, mortgage, and consumer lending, lease financing, trust account services, depositor services and insurance services, through its subsidiaries. Its primary source of revenue is derived from loans to customers and investment activities.

Executives

William Curtis Brighton	director	INDIANAPOLIS MOTOR SPEEDWAY, 4790 WEST 16TH STREET, INDIANAPOLIS IN 46222
James O Mcdonald	director	8305 N COAL CREEK PLACE, WEST TERRE HAUTE IN 47885
Susan M Jensen	director	3935 NORTH RANDALL STREET, TERRE HAUTE IN 47805
Mark Allen Franklin	officer: Chief Lending Officer	2600 S ROBINS BOW, BLOOMINGTON IN 47401
Blade Mark Jason Sr	director	3755 NORTH ANDERSON DRIVE, TERRE HAUTE IN 47803
Pierson Paul Joseph Ii	director	1214 LADBROOKE DRIVE, EVANSVILLE IN 47725
Thomas T Dinkel	director	100 HAMILTON DR, TERRE HAUTE IN 47803
William Randolph Krieble	director	6158 BIG STONE DR., INDIANAPOLIS IN 46234
Tina Jane Maher	director	2000 BOLTON ROAD, WEST TERRE HAUTE IN 47885
Thomas Craig Martin	director	2609 STERLING AVENUE, BLOOMINGTON IN 47401
Michael A Carty	director	322 S WASHINGTON ST, CLINTON IN 47842
Richard Jerome Shagley	director	1924 S FRUITRIDGE AVENUE, TERRE HAUTE IN 47803
Gregory L Gibson	director	12081 EAST RIO GRANDE, BRAZIL IN 47834
Norman L Lowery	director, officer: President & C.E.O.	93 ALLENDALE, TERRE HAUTE IN 47802
Norman D Lowery	officer: Chief Operations Officer	ONE FIRST FINANCIAL PLAZA, TERRE HAUTE X1 47807