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First FinancialTHFF -0.87%63 Dividend Yield % is 2.81% as of Aug. 21, 2026, which is 12% above its 10-year median of 2.51. GuruFocus rates THFF with a GF Score™ of 63/100 and a GF Value™ of $62.76 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 1,247 Banks companies, First Financial ranks worse than 54.77% on this metric.
As of today (2026-08-21), the Trailing Annual Dividend Yield of First Financial is 2.81%.
Warning Sign:
First Financial Corp stock Dividend Yield % is close to 2-year low.
The historical rank and industry rank for First Financial's Dividend Yield % or its related term are showing as below:
THFF'
s Dividend Yield % Range Over the Past 10 Years
Min: 1.88 Med: 2.51 Max: 4.49
Current: 2.81
During the past 13 years, the highest Dividend Yield of First Financial was 4.49%. The lowest was 1.88%. And the median was 2.51%.
THFF's Dividend Yield % is ranked worse than 54.77% of 1247
companies
in the Banks industry
Industry Median: 3.03
vs THFF: 2.81
During the past 12 months, First Financial's average Dividends Per Share Growth Rate was 10.60% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 24.60% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 15.50% per year.
During the past 10 years, the average Dividends Per Share Growth Rate was 5.90% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of First Financial was 26.00% per year. The lowest was -1.90% per year. And the median was 3.05% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
First Financial (NAS:THFF) Dividend Yield % Explanation
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
The historical data trend for First Financial's Dividend Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
THFF vs CAC, FCBC, SBNC: Dividend Yield % Comparison
For the Banks - Regional subindustry, First Financial's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First Financial Dividend Yield % vs Banks Industry
For the Banks industry and Financial Services sector, First Financial's Dividend Yield % distribution charts can be found below:
* The bar in red indicates where First Financial's Dividend Yield % falls into.
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
First Financial Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
USD 0.560000
2026-07-01
2026-07-01
2026-07-15
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.560000
2026-04-01
2026-04-01
2026-04-15
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.560000
2026-01-02
2026-01-02
2026-01-15
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.510000
2025-10-01
2025-10-01
2025-10-15
Cash Dividend
quarterly
USD:USD 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
First Financial's Trailing Annual Dividend Yield (%) for Today is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First Financial (THFF) has a Dividend Yield % of 2.81% as of Aug. 21, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on First Financial and its competitors. This is 12% above median its historical median of 2.51. Over the past decade, First Financial's Dividend Yield % has ranged from 1.88 to 4.49. According to the industry distribution chart, First Financial ranks #683 out of 1247 companies in the Banks industry, placing it in the top 54.8%.
Is First Financial's Dividend Yield % too high?
First Financial's current Dividend Yield % of 2.81% is 12% above median its 10-year median of 2.51. Over the past 10 years, this metric has ranged from a low of 1.88 to a high of 4.49. The Banks industry median Dividend Yield % is 3.03. First Financial's value of 2.81% is 7.3% below this industry median. Based on the distribution chart, First Financial ranks #683 out of 1247 companies in the Banks industry, which is below the industry midpoint. Overall, First Financial has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Financial's Dividend Yield % compare to CAC and FCBC?
According to the Banks industry distribution chart, First Financial ranks #683 out of 1247 companies for Dividend Yield %. This places First Financial in the lower half of its industry. The industry median Dividend Yield % is 3.03. First Financial's value of 2.81% is 7.3% below this benchmark. Historically, First Financial's own Dividend Yield % has ranged from 1.88 to 4.49 over the past decade. While the company's 10-year median is 2.51 vs. the industry median of 3.03, First Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Banks company?
The median Dividend Yield % among Banks companies is 3.03, based on 1,247 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Financial's current Dividend Yield % of 2.81% is 7.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on First Financial and its competitors. For the Banks industry, the median Dividend Yield % is 3.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Financial's current Dividend Yield % is 2.81%, which is 12% above median its own 10-year median of 2.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Financial stock overvalued right now?
Based on GuruFocus' analysis, First Financial (THFF) is currently considered Modestly Overvalued. The stock's GF Value™ is $62.76, compared to a current price of $78.35 — trading 24.8% above its estimated fair value. The current Dividend Yield % is 2.81%, which is 12% above median its 10-year median of 2.51 and 7.3% below the Banks industry median of 3.03. First Financial's overall GF Score™ is 63/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For First Financial (THFF), the current Dividend Yield % is 2.81% as of Aug. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First Financial (THFF) Overvalued in 2026?
Based on GuruFocus' analysis, First Financial stock appears to be overvalued.
The current stock price of $78.35 is trading 24.8% above its estimated GF Value™ of $62.76.
GuruFocus considers First Financial to be Modestly Overvalued.
Key valuation signals for THFF:
Dividend Yield %: 2.81% (12% above median its 10-year median of 2.51)
GF Value™: $62.76 vs. price of $78.35 (24.8% above fair value)
Industry Position: 7.3% below the Banks median (#683 of 1247)
No single metric tells the full story. See the THFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First Financial Corp operates as a financial holding company, which is engaged in the provision of financial services in the United States. The company offers a wide variety of financial services including commercial, mortgage, and consumer lending, lease financing, trust account services, depositor services and insurance services, through its subsidiaries. Its primary source of revenue is derived from loans to customers and investment activities. Company's loan portfolio was diversified in Commercial, Residential and consumer domains.
63GF Score
Get the complete analysis for THFF
Dividend Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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