Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Tong Tong AI Social Group's annualizedNet Income for the quarter that ended in Dec. 2025 was HK$65.9 Mil.
Tong Tong AI Social Group's average Total Assets over the quarter that ended in Dec. 2025 was HK$2,975.2 Mil. Therefore, Tong Tong AI Social Group's annualized ROA % for the quarter that ended in Dec. 2025 was 2.22%.
The historical rank and industry rank for Tong Tong AI Social Group's ROA % or its related term are showing as below:
HKSE:00628'
s ROA % Range Over the Past 10 Years
Min: -5.19 Med: 0.43 Max: 2.35
Current: 2.33
During the past 13 years, Tong Tong AI Social Group's highest ROA % was 2.35%. The lowest was -5.19%. And the median was 0.43%.
HKSE:00628's ROA % is ranked better than 55.03% of 547
companies
in the Credit Services industry
Industry Median: 1.97
vs HKSE:00628: 2.33
Tong Tong AI Social Group (HKSE:00628) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Tong Tong AI Social Group's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Tong Tong AI Social Group ROA % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Tong Tong AI Social Group's ROA % distribution charts can be found below:
* The bar in red indicates where Tong Tong AI Social Group's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is two times the semi-annual (Dec. 2025) net income data.
ROA % is displayed in the 30-year financial page.
Tong Tong AI Social Group (HKSE:00628) has a ROA % of 2.22% as of Dec. 2025. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Tong Tong AI Social Group and its competitors. This is 416% above median its historical median of 0.43. According to the industry distribution chart, Tong Tong AI Social Group ranks #246 out of 547 companies in the Credit Services industry, placing it in the top 45%.
Is Tong Tong AI Social Group's ROA % too high?
Tong Tong AI Social Group's current ROA % of 2.22% is 416% above median its 10-year median of 0.43. The Credit Services industry median ROA % is 1.97. Tong Tong AI Social Group's value of 2.22% is 12.7% above this industry median. Based on the distribution chart, Tong Tong AI Social Group ranks #246 out of 547 companies in the Credit Services industry, which is above the industry midpoint. Overall, Tong Tong AI Social Group has a GF Score™ of 44/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Tong Tong AI Social Group's ROA % compare to V and MA?
According to the Credit Services industry distribution chart, Tong Tong AI Social Group ranks #246 out of 547 companies for ROA %. This puts Tong Tong AI Social Group in the upper half of its industry. The industry median ROA % is 1.97. Tong Tong AI Social Group's value of 2.22% is 12.7% above this benchmark. While the company's 10-year median is 0.43 vs. the industry median of 1.97, Tong Tong AI Social Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Credit Services company?
The median ROA % among Credit Services companies is 1.97, based on 547 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Tong Tong AI Social Group's current ROA % of 2.22% is 12.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Tong Tong AI Social Group and its competitors. For the Credit Services industry, the median ROA % is 1.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tong Tong AI Social Group's current ROA % is 2.22%, which is 416% above median its own 10-year median of 0.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tong Tong AI Social Group stock overvalued right now?
Based on GuruFocus' analysis, Tong Tong AI Social Group (HKSE:00628) is currently considered Possible Value Trap. The stock's GF Value™ is HK$0.55, compared to a current price of HK$0.30 — trading 46.4% below its estimated fair value. The current ROA % is 2.22%, which is 416% above median its 10-year median of 0.43 and 12.7% above the Credit Services industry median of 1.97. Tong Tong AI Social Group's overall GF Score™ is 44/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Tong Tong AI Social Group (HKSE:00628), the current ROA % is 2.22% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Tong Tong AI Social Group (HKSE:00628) Overvalued in 2026?
Based on GuruFocus' analysis, Tong Tong AI Social Group stock appears to be undervalued.
The current stock price of HK$0.30 is trading 46.4% below its estimated GF Value™ of HK$0.55.
GuruFocus considers Tong Tong AI Social Group to be Possible Value Trap.
Key valuation signals for HKSE:00628:
ROA %: 2.22% (416% above median its 10-year median of 0.43)
GF Value™: HK$0.55 vs. price of HK$0.30 (46.4% below fair value)
Industry Position: 12.7% above the Credit Services median (#246 of 547)
No single metric tells the full story. See the HKSE:00628 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Tong Tong AI Social Group Ltd is an investment holding company. Along with its subsidiaries, it operates in the following reportable segments: Commercial factoring business, Other financing services, Game development and publishing business, and Social networking business. Maximum revenue is generated from its Game development and publishing business, which provides online advertising services and top-up services. The Commercial factoring business provides factoring services. The Other financing services segment includes finance lease business, financial information service, and consultation service, and the Social networking business provides online data processing, transaction processing, and value-added telecommunications services. Geographically, it derives revenue from China (PRC).
44GF Score
Get the complete analysis for HKSE:00628
ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
HKSE:00628 has been successfully added to your 
