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Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
Tong Tong AI Social Group's 3-Year RORE % for the quarter that ended in Dec. 2025 was 5.41%.
The industry rank for Tong Tong AI Social Group's 3-Year RORE % or its related term are showing as below:
HKSE:00628's 3-Year RORE % is ranked worse than 54.26% of 516
companies
in the Credit Services industry
Industry Median: 8.345
vs HKSE:00628: 5.41
Tong Tong AI Social Group (HKSE:00628) 3-Year RORE % Explanation
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
Tong Tong AI Social Group 3-Year RORE % Related Terms
Tong Tong AI Social Group 3-Year RORE % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
HKSE:00628 vs V, MA, AXP: 3-Year RORE % Comparison
For the Credit Services subindustry, Tong Tong AI Social Group's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Tong Tong AI Social Group 3-Year RORE % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Tong Tong AI Social Group's 3-Year RORE % distribution charts can be found below:
* The bar in red indicates where Tong Tong AI Social Group's 3-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Dec. 2025 and 3-year before.
Tong Tong AI Social Group (HKSE:00628) has a 3-Year RORE % of 5.41 as of Dec. 2025. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Tong Tong AI Social Group and its competitors. According to the industry distribution chart, Tong Tong AI Social Group ranks #280 out of 516 companies in the Credit Services industry, placing it in the top 54.3%.
Is Tong Tong AI Social Group's 3-Year RORE % too high?
Tong Tong AI Social Group's current 3-Year RORE % is 5.41. The Credit Services industry median 3-Year RORE % is 8.35. Tong Tong AI Social Group's value of 5.41 is 35.2% below this industry median. Based on the distribution chart, Tong Tong AI Social Group ranks #280 out of 516 companies in the Credit Services industry, which is below the industry midpoint. Overall, Tong Tong AI Social Group has a GF Score™ of 43/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Tong Tong AI Social Group's 3-Year RORE % compare to V and MA?
According to the Credit Services industry distribution chart, Tong Tong AI Social Group ranks #280 out of 516 companies for 3-Year RORE %. This places Tong Tong AI Social Group in the lower half of its industry. The industry median 3-Year RORE % is 8.35. Tong Tong AI Social Group's value of 5.41 is 35.2% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Credit Services company?
The median 3-Year RORE % among Credit Services companies is 8.35, based on 516 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Tong Tong AI Social Group's current 3-Year RORE % of 5.41 is 35.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Tong Tong AI Social Group and its competitors. For the Credit Services industry, the median 3-Year RORE % is 8.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tong Tong AI Social Group's current 3-Year RORE % is 5.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tong Tong AI Social Group stock overvalued right now?
Based on GuruFocus' analysis, Tong Tong AI Social Group (HKSE:00628) is currently considered Possible Value Trap. The stock's GF Value™ is HK$0.55, compared to a current price of HK$0.33 — trading 40% below its estimated fair value. The current 3-Year RORE % is 5.41 and 35.2% below the Credit Services industry median of 8.35. Tong Tong AI Social Group's overall GF Score™ is 43/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Tong Tong AI Social Group (HKSE:00628), the current 3-Year RORE % is 5.41 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Tong Tong AI Social Group (HKSE:00628) Overvalued in 2026?
Based on GuruFocus' analysis, Tong Tong AI Social Group stock appears to be undervalued.
The current stock price of HK$0.33 is trading 40% below its estimated GF Value™ of HK$0.55.
GuruFocus considers Tong Tong AI Social Group to be Possible Value Trap.
Key valuation signals for HKSE:00628:
3-Year RORE %: 5.41
GF Value™: HK$0.55 vs. price of HK$0.33 (40% below fair value)
Industry Position: 35.2% below the Credit Services median (#280 of 516)
No single metric tells the full story. See the HKSE:00628 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Tong Tong AI Social Group Ltd is an investment holding company. Along with its subsidiaries, it operates in the following reportable segments: Commercial factoring business, Other financing services, Game development and publishing business, and Social networking business. Maximum revenue is generated from its Game development and publishing business, which provides online advertising services and top-up services. The Commercial factoring business provides factoring services. The Other financing services segment includes finance lease business, financial information service, and consultation service, and the Social networking business provides online data processing, transaction processing, and value-added telecommunications services. Geographically, it derives revenue from China (PRC).
43GF Score
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3-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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