Capital One Financial (CHIX:CFXD) ROC (Joel Greenblatt) %: % (As of Mar. 2026)

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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CHIX:CFXD Capital One Financial Corp CHIX:CFXD
77 GF Score
Price €156.00
GF Value €123.64
! 3 Warning Signs
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What is Capital One Financial ROC (Joel Greenblatt) %?

Capital One Financial CHIX:CFXD 77 ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus rates CHIX:CFXD with a GF Score™ of 77/100 and a GF Value™ of €123.64. The stock has 3 warning signs investors should review. Among 414 Credit Services companies, Capital One Financial ranks worse than 241545.65% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

CHIX:CFXD
77GF Score
Capital One Financial Corp CHIX:CFXD
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
Capital One Financial (CHIX:CFXD) has a ROC (Joel Greenblatt) % of % as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Capital One Financial and its competitors. According to the industry distribution chart, Capital One Financial ranks #999999 out of 414 companies in the Credit Services industry.
Is Capital One Financial's ROC (Joel Greenblatt) % too high?
Capital One Financial's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Capital One Financial ranks #999999 out of 414 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Capital One Financial has a GF Score™ of 77/100, reflecting its overall financial health beyond just this single metric.
How does Capital One Financial's ROC (Joel Greenblatt) % compare to PYPL and AFRM?
According to the Credit Services industry distribution chart, Capital One Financial ranks #999999 out of 414 companies for ROC (Joel Greenblatt) %. This places Capital One Financial in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 38.59. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Credit Services company?
The median ROC (Joel Greenblatt) % among Credit Services companies is 38.59, based on 414 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Capital One Financial and its competitors. For the Credit Services industry, the median ROC (Joel Greenblatt) % is 38.59 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Capital One Financial's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Capital One Financial stock overvalued right now?
Capital One Financial (CHIX:CFXD) has a current ROC (Joel Greenblatt) % of %. The stock's GF Value™ is €123.64, compared to a current price of €156.00 — trading 26.2% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. Capital One Financial's overall GF Score™ is 77/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Capital One Financial (CHIX:CFXD), the current ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Capital One Financial (CHIX:CFXD) Overvalued in 2026?

Based on GuruFocus' analysis, Capital One Financial stock appears to be overvalued. The current stock price of €156.00 is trading 26.2% above its estimated GF Value™ of €123.64.

Key valuation signals for CHIX:CFXD:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: €123.64 vs. price of €156.00 (26.2% above fair value)
  • GF Score™: 77/100 with 3 warning signs

No single metric tells the full story. See the CHIX:CFXD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Capital One Financial Business Description

Address 1680 Capital One Drive, McLean, VA, USA, 22102
Capital One Financial is a diversified financial-services holding company headquartered in McLean, Virginia. Originally a spinoff of Signet Financial's credit card division in 1994, the company is now primarily involved in credit card lending, auto loans, and commercial lending. Following the acquisition of Discover in 2025, the firm also has a modest personal loan business, though credit card lending provides the majority of the bank's revenue.
77GF Score

Get the complete analysis for CHIX:CFXD

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€156.00
Price
€123.64
GF Value