Utkarsh Small Finance Bank (NSE:UTKARSHBNK) ROC (Joel Greenblatt) %: % (As of Jun. 2026)

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NSE:UTKARSHBNK Utkarsh Small Finance Bank Ltd NSE:UTKARSHBNK
67 GF Score
Price ₹14.00
GF Value ₹15.33
Valuation Fairly Valued
! 5 Warning Signs
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What is Utkarsh Small Finance Bank ROC (Joel Greenblatt) %?

Utkarsh Small Finance Bank NSE:UTKARSHBNK +0.85% 67 ROC (Joel Greenblatt) % is % as of Jun. 2026. GuruFocus rates NSE:UTKARSHBNK with a GF Score™ of 67/100 and a GF Value™ of ₹15.33 (Fairly Valued). The stock has 5 warning signs investors should review. Among 47 Banks companies, Utkarsh Small Finance Bank ranks worse than 2127657.45% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

NSE:UTKARSHBNK
67GF Score
Utkarsh Small Finance Bank Ltd NSE:UTKARSHBNK
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
Utkarsh Small Finance Bank (NSE:UTKARSHBNK) has a ROC (Joel Greenblatt) % of % as of Jun. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Utkarsh Small Finance Bank and its competitors. According to the industry distribution chart, Utkarsh Small Finance Bank ranks #999999 out of 47 companies in the Banks industry.
Is Utkarsh Small Finance Bank's ROC (Joel Greenblatt) % too high?
Utkarsh Small Finance Bank's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Utkarsh Small Finance Bank ranks #999999 out of 47 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Utkarsh Small Finance Bank has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Utkarsh Small Finance Bank's ROC (Joel Greenblatt) % compare to competitors?
According to the Banks industry distribution chart, Utkarsh Small Finance Bank ranks #999999 out of 47 companies for ROC (Joel Greenblatt) %. This places Utkarsh Small Finance Bank in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 54.45. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 54.45, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Utkarsh Small Finance Bank and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 54.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Utkarsh Small Finance Bank's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Utkarsh Small Finance Bank stock overvalued right now?
Based on GuruFocus' analysis, Utkarsh Small Finance Bank (NSE:UTKARSHBNK) is currently considered Fairly Valued. The stock's GF Value™ is ₹15.33, compared to a current price of ₹14.00 — trading 8.7% below its estimated fair value. The current ROC (Joel Greenblatt) % is %. Utkarsh Small Finance Bank's overall GF Score™ is 67/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Utkarsh Small Finance Bank (NSE:UTKARSHBNK), the current ROC (Joel Greenblatt) % is % as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Utkarsh Small Finance Bank (NSE:UTKARSHBNK) Overvalued in 2026?

Based on GuruFocus' analysis, Utkarsh Small Finance Bank stock appears to be undervalued. The current stock price of ₹14.00 is trading 8.7% below its estimated GF Value™ of ₹15.33. GuruFocus considers Utkarsh Small Finance Bank to be Fairly Valued.

Key valuation signals for NSE:UTKARSHBNK:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: ₹15.33 vs. price of ₹14.00 (8.7% below fair value)
  • GF Score™: 67/100 with 5 warning signs

No single metric tells the full story. See the NSE:UTKARSHBNK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Utkarsh Small Finance Bank Business Description

Other Exchanges 543942:India
Address NH - 31 (Airport Road, Utkarsh Tower, Sehmalpur, Kazi Sarai, Harhua, Varanasi, UP, IND, 221105
Utkarsh Small Finance Bank Ltd is an SFB in India. It offers a range of financial products and services that address the specific requirements of its customer segments while assessing factors including income profile and the type of security available. Its asset products include Microbanking loans, retail loans, wholesale lending, housing loans, commercial vehicle/construction equipment loans, and gold loans. On the liabilities side, the company offers savings accounts, current accounts, and a variety of term and recurring deposit accounts. The Bank's business segment includes Corporate/Wholesale Banking, Retail Banking, Treasury, and Other Banking Operations. The bank generates the majority of its revenue from the Retail Banking segment.
67GF Score

Get the complete analysis for NSE:UTKARSHBNK

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹14.00
Price
₹15.33
GF Value