Utkarsh Small Finance Bank (NSE:UTKARSHBNK) Cash-to-Debt : N/A (As of Dec. 2024)

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What is Utkarsh Small Finance Bank Cash-to-Debt?

Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Utkarsh Small Finance Bank's cash to debt ratio for the quarter that ended in Dec. 2024 was N/A.

The historical rank and industry rank for Utkarsh Small Finance Bank's Cash-to-Debt or its related term are showing as below:

NSE:UTKARSHBNK' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.46 Med: 1 Max: 1.64
Current: 1.63

During the past 4 years, Utkarsh Small Finance Bank's highest Cash to Debt Ratio was 1.64. The lowest was 0.46. And the median was 1.00.

NSE:UTKARSHBNK's Cash-to-Debt is ranked better than
52.86% of 1538 companies
in the Banks industry
Industry Median: 1.44 vs NSE:UTKARSHBNK: 1.63

Utkarsh Small Finance Bank Cash-to-Debt Historical Data

The historical data trend for Utkarsh Small Finance Bank's Cash-to-Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

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Utkarsh Small Finance Bank Cash-to-Debt Chart

Utkarsh Small Finance Bank Annual Data

Trend

Mar21

Mar22

Mar23

Mar24

Cash-to-Debt

0.46

0.80

1.14

1.64

Utkarsh Small Finance Bank Quarterly Data
	Mar21	Mar22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24
Cash-to-Debt	Get a 7-Day Free Trial							N/A	1.64	N/A	1.63	N/A

Competitive Comparison of Utkarsh Small Finance Bank's Cash-to-Debt

For the Banks - Regional subindustry, Utkarsh Small Finance Bank's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Utkarsh Small Finance Bank's Cash-to-Debt Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Utkarsh Small Finance Bank's Cash-to-Debt distribution charts can be found below:

* The bar in red indicates where Utkarsh Small Finance Bank's Cash-to-Debt falls into.

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Utkarsh Small Finance Bank Cash-to-Debt Calculation

This is the ratio of a company's Balance Sheet Cash And Cash Equivalents to its debt. The debt includes the Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation. This ratio measures the financial strength of a company. This ratio is updated quarterly.

Utkarsh Small Finance Bank's Cash to Debt Ratio for the fiscal year that ended in Mar. 2024 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	30274.699	/	(0	+	18450.808)
	=	1.64

Utkarsh Small Finance Bank's Cash to Debt Ratio for the quarter that ended in Dec. 2024 is calculated as:

Do not have enough data to calculate Cash to Debt ratio.

Utkarsh Small Finance Bank (NSE:UTKARSHBNK) Cash-to-Debt Explanation

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.

Utkarsh Small Finance Bank Cash-to-Debt Related Terms

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Utkarsh Small Finance Bank Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Utkarsh Small Finance Bank Ltd (NSE:UTKARSHBNK) » Definitions » Cash-to-Debt

Traded in Other Exchanges

543942:India

Address

NH – 31 (Airport Road), Utkarsh Tower, Sehmalpur, Kazi Sarai, Harhua, Varanasi, UP, IND, 221105

Website

https://www.utkarsh.bank

Utkarsh Small Finance Bank Ltd is an SFB in India. It offers a range of financial products and services that address the specific requirements of its customer segments while assessing factors including income profile and the type of security available. Its asset products include Microbanking loans, retail loans, wholesale lending, housing loans, commercial vehicle/construction equipment loans, and gold loans. On the liabilities side, the company offers savings accounts, current accounts, and a variety of term and recurring deposit accounts. The Bank's business segment includes Corporate/Wholesale Banking, Retail Banking, Treasury, and Other Banking Operations. The bank generates the majority of its revenue from the Retail Banking segment.

Utkarsh Small Finance Bank Headlines

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