Sangam Finserv (BOM:538714) ROC %: % (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:538714 Sangam Finserv Ltd BOM:538714
57 GF Score
Price ₹41.90
GF Value ₹21.31
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Sangam Finserv ROC %?

Sangam Finserv BOM:538714 +3.46% 57 ROC % is % as of Mar. 2026. GuruFocus rates BOM:538714 with a GF Score™ of 57/100 and a GF Value™ of ₹21.31 (Significantly Overvalued). The stock has 5 warning signs investors should review.

ROC %does not apply to banks.

BOM:538714
57GF Score
Sangam Finserv Ltd BOM:538714
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
Sangam Finserv (BOM:538714) has a ROC % of % as of Mar. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Sangam Finserv and its competitors.
Is Sangam Finserv's ROC % too high?
Sangam Finserv's current ROC % is %. Overall, Sangam Finserv has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sangam Finserv's ROC % compare to V and MA?
Sangam Finserv's ROC % of % can be compared against companies in the Credit Services industry. The industry median ROC % is 2.17. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Credit Services company?
The median ROC % among Credit Services companies is 2.17, based on 421 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Sangam Finserv and its competitors. For the Credit Services industry, the median ROC % is 2.17 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sangam Finserv's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sangam Finserv stock overvalued right now?
Based on GuruFocus' analysis, Sangam Finserv (BOM:538714) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹21.31, compared to a current price of ₹41.90 — trading 96.6% above its estimated fair value. The current ROC % is %. Sangam Finserv's overall GF Score™ is 57/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Sangam Finserv (BOM:538714), the current ROC % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sangam Finserv (BOM:538714) Overvalued in 2026?

Based on GuruFocus' analysis, Sangam Finserv stock appears to be overvalued. The current stock price of ₹41.90 is trading 96.6% above its estimated GF Value™ of ₹21.31. GuruFocus considers Sangam Finserv to be Significantly Overvalued.

Key valuation signals for BOM:538714:

  • ROC %: %
  • GF Value™: ₹21.31 vs. price of ₹41.90 (96.6% above fair value)
  • GF Score™: 57/100 with 5 warning signs

No single metric tells the full story. See the BOM:538714 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Sangam Finserv Business Description

Address A. K. Road, Dynasty Business Park, B/306-309, Opposite Sangam Cinema, A.K Road, Andheri (East), Mumbai, MH, IND, 400059
Sangam Finserv Ltd is a non-banking financial company (NBFC) predominantly engaged in providing secured business loans and corporate loans. The company also offers investment products and related financial services. Its operations are mainly focused in India, serving industrial enterprises through various financing solutions. Sangam Finserv generates revenue majorly from interest income on loans and investments. The company has a background of evolving from a finance and trading company to an NBFC, with a parent group supporting its growth and strategic direction.
57GF Score

Get the complete analysis for BOM:538714

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹41.90
Price
₹21.31
GF Value