Central Pacific Financial (FRA:XCP1) ROC %: % (As of Mar. 2026)

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Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:XCP1 Central Pacific Financial Corp FRA:XCP1
67 GF Score
Price €34.20
GF Value €26.25
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Central Pacific Financial ROC %?

Central Pacific Financial FRA:XCP1 +2.40% 67 ROC % is % as of Mar. 2026. GuruFocus rates FRA:XCP1 with a GF Score™ of 67/100 and a GF Value™ of €26.25 (Significantly Overvalued). The stock has 6 warning signs investors should review.

ROC %does not apply to banks.

FRA:XCP1
67GF Score
Central Pacific Financial Corp FRA:XCP1
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
Central Pacific Financial (FRA:XCP1) has a ROC % of % as of Mar. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Central Pacific Financial and its competitors.
Is Central Pacific Financial's ROC % too high?
Central Pacific Financial's current ROC % is %. Overall, Central Pacific Financial has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Central Pacific Financial's ROC % compare to WTBFA and MBWM?
Central Pacific Financial's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.85. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.85, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Central Pacific Financial and its competitors. For the Banks industry, the median ROC % is 1.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Central Pacific Financial's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Central Pacific Financial stock overvalued right now?
Based on GuruFocus' analysis, Central Pacific Financial (FRA:XCP1) is currently considered Significantly Overvalued. The stock's GF Value™ is €26.25, compared to a current price of €34.20 — trading 30.3% above its estimated fair value. The current ROC % is %. Central Pacific Financial's overall GF Score™ is 67/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Central Pacific Financial (FRA:XCP1), the current ROC % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Central Pacific Financial (FRA:XCP1) Overvalued in 2026?

Based on GuruFocus' analysis, Central Pacific Financial stock appears to be overvalued. The current stock price of €34.20 is trading 30.3% above its estimated GF Value™ of €26.25. GuruFocus considers Central Pacific Financial to be Significantly Overvalued.

Key valuation signals for FRA:XCP1:

  • ROC %: %
  • GF Value™: €26.25 vs. price of €34.20 (30.3% above fair value)
  • GF Score™: 67/100 with 6 warning signs

No single metric tells the full story. See the FRA:XCP1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Central Pacific Financial Business Description

Other Exchanges CPF:USA
Address 220 South King Street, Honolulu, HI, USA, 96813
Central Pacific Financial Corp operates in the financial services sector in the United States. It is a full-service commercial bank offering a broad range of banking products and services, including accepting time and demand deposits and originating loans. Bank's deposits are insured by the Federal Deposit Insurance Corporation (FDIC) up to applicable limits. The bank is not a member of the Federal Reserve System. The company's loans include commercial loans, construction loans, commercial and residential mortgage loans, and consumer loans. The company derives income from interest and fees on loans, interest on investment securities, and fees received in connection with deposits and other services. It operates in single segment which is Banking operations.
67GF Score

Get the complete analysis for FRA:XCP1

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€34.20
Price
€26.25
GF Value