Capital One Financial (MIL:1COF) ROCE %: % (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MIL:1COF Capital One Financial Corp MIL:1COF
59 GF Score
Price €177.05
GF Value €162.36
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is Capital One Financial ROCE %?

Capital One Financial MIL:1COF 59 ROCE % is % as of Jun. 2026. GuruFocus rates MIL:1COF with a GF Score™ of 59/100 and a GF Value™ of €162.36 (Fairly Valued). The stock has 3 warning signs investors should review.

ROCE % does not apply to banks and insurance companies.

MIL:1COF
59GF Score
Capital One Financial Corp MIL:1COF
ROCE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about ROCE % →
What does a ROCE % of % mean?
Capital One Financial (MIL:1COF) has a ROCE % of % as of Jun. 2026.
Is Capital One Financial's ROCE % too high?
Capital One Financial's current ROCE % is %. Overall, Capital One Financial has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Capital One Financial's ROCE % compare to PYPL and AXP?
Capital One Financial's ROCE % of % can be compared against companies in the Credit Services industry. The industry median ROCE % is 3.60. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROCE % for a Credit Services company?
The median ROCE % among Credit Services companies is 3.60, based on 419 companies in the industry. Companies in the top quartile (top 25%) have a ROCE % significantly above this median, while those in the bottom quartile fall well below. However, ROCE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROCE % mean?
A high ROCE % can signal that a stock is expensive relative to its fundamentals. For the Credit Services industry, the median ROCE % is 3.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Capital One Financial's current ROCE % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Capital One Financial stock overvalued right now?
Based on GuruFocus' analysis, Capital One Financial (MIL:1COF) is currently considered Fairly Valued. The stock's GF Value™ is €162.36, compared to a current price of €177.05 — trading 9% above its estimated fair value. The current ROCE % is %. Capital One Financial's overall GF Score™ is 59/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROCE % calculated?
ROCE % is calculated from a company's financial statements. For Capital One Financial (MIL:1COF), the current ROCE % is % as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Capital One Financial (MIL:1COF) Overvalued in 2026?

Based on GuruFocus' analysis, Capital One Financial stock appears to be overvalued. The current stock price of €177.05 is trading 9% above its estimated GF Value™ of €162.36. GuruFocus considers Capital One Financial to be Fairly Valued.

Key valuation signals for MIL:1COF:

  • ROCE %: %
  • GF Value™: €162.36 vs. price of €177.05 (9% above fair value)
  • GF Score™: 59/100 with 3 warning signs

No single metric tells the full story. See the MIL:1COF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Capital One Financial Business Description

Address 1680 Capital One Drive, McLean, VA, USA, 22102
Capital One Financial is a diversified financial-services holding company headquartered in McLean, Virginia. Originally a spinoff of Signet Financial's credit card division in 1994, the company is now primarily involved in credit card lending, auto loans, and commercial lending. Following the acquisition of Discover in 2025, the firm also has a modest personal loan business, though credit card lending provides the majority of the bank's revenue.
59GF Score

Get the complete analysis for MIL:1COF

ROCE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€177.05
Price
€162.36
GF Value