Trucap Finance (NSE:TRU) ROCE %: -18.29% (As of Mar. 2026)


NSE:TRU Trucap Finance Ltd NSE:TRU
56 GF Score
Price ₹5.13
GF Value ₹8.89
Valuation Possible Value Trap
! 5 Warning Signs
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What is Trucap Finance ROCE %?

Trucap Finance NSE:TRU -0.58% 56 ROCE % is -18.29% as of Mar. 2026. GuruFocus rates NSE:TRU with a GF Score™ of 56/100 and a GF Value™ of ₹8.89 (Possible Value Trap). The stock has 5 warning signs investors should review.

ROCE % measures how well a company generates profits from its capital. It is calculated as EBIT divided by Capital Employed, where Capital Employed is calculated as Total Assets minus Total Current Liabilities. Trucap Finance's annualized ROCE % for the quarter that ended in Mar. 2026 was -18.29%.

Trucap Finance  (NSE:TRU) ROCE % Explanation

ROCE % can be especially useful when comparing the performance of capital-intensive companies. Unlike ROE %, which indicates the profitability of Shareholders Equity, ROCE % also considers long-term debt in Capital Employed. This can be helpful when analyzing companies with significant debt, as the result is neutralized by taking debt into consideration.

Generally speaking, a higher ROCE % indicates a stonger profitability for a company. Moreover, it is important to look at the ratio from a long term perspective. Investors tend to favor companies with stable and rising ROCE % trend over those with volatile ones.

Trucap Finance ROCE % Related Terms

Trucap Finance ROCE % Historical Data

* Premium members only.

The historical data trend for Trucap Finance's ROCE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Trucap Finance ROCE % Chart

Trucap Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
ROCE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.00 1.54 3.25 -5.07 -18.35

Trucap Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROCE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -30.08 -17.17 -18.00 -16.11 -18.29
NSE:TRU
56GF Score
Trucap Finance Ltd NSE:TRU
ROCE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Trucap Finance ROCE % Calculation

Trucap Finance's annualized ROCE % for the fiscal year that ended in Mar. 2026 is calculated as:

ROCE %=EBIT/( (Capital Employed+Capital Employed)/ count )
(A: Mar. 2026 )  (A: Mar. 2025 )(A: Mar. 2026 )
=EBIT/( ( (Total Assets - Total Current Liabilities)+(Total Assets - Total Current Liabilities) )/ count )
(A: Mar. 2026 )  (A: Mar. 2025 )(A: Mar. 2026 )
=-735.184/( ( (6992.271 - 2876.126) + (3915.079 - 17.86) )/ 2 )
=-735.184/( (4116.145+3897.219)/ 2 )
=-735.184/4006.682
=-18.35 %

Trucap Finance's ROCE % of for the quarter that ended in Mar. 2026 is calculated as:

ROCE %=EBIT (1)/( (Capital Employed+Capital Employed)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=EBIT/( ( (Total Assets - Total Current Liabilities)+(Total Assets - Total Current Liabilities) )/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=-712.628/( ( (0 - 0) + (3915.079 - 17.86) )/ 1 )
=-712.628/( ( 0 + 3897.219 )/ 1 )
=-712.628/3897.219
=-18.29 %

(1) Note: The EBIT data used here is four times the quarterly (Mar. 2026) EBIT data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about ROCE % →
What does a ROCE % of -18.29% mean?
Trucap Finance (NSE:TRU) has a ROCE % of -18.29% as of Mar. 2026.
Is Trucap Finance's ROCE % too high?
Trucap Finance's current ROCE % is -18.29%. Overall, Trucap Finance has a GF Score™ of 56/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Trucap Finance's ROCE % compare to V and MA?
Trucap Finance's ROCE % of -18.29% can be compared against companies in the Credit Services industry. The industry median ROCE % is 3.46. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROCE % for a Credit Services company?
The median ROCE % among Credit Services companies is 3.46, based on 416 companies in the industry. Companies in the top quartile (top 25%) have a ROCE % significantly above this median, while those in the bottom quartile fall well below. However, ROCE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROCE % mean?
A high ROCE % can signal that a stock is expensive relative to its fundamentals. For the Credit Services industry, the median ROCE % is 3.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Trucap Finance's current ROCE % is -18.29%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Trucap Finance stock overvalued right now?
Based on GuruFocus' analysis, Trucap Finance (NSE:TRU) is currently considered Possible Value Trap. The stock's GF Value™ is ₹8.89, compared to a current price of ₹5.13 — trading 42.3% below its estimated fair value. The current ROCE % is -18.29%. Trucap Finance's overall GF Score™ is 56/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROCE % calculated?
ROCE % is calculated from a company's financial statements. For Trucap Finance (NSE:TRU), the current ROCE % is -18.29% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Trucap Finance (NSE:TRU) Overvalued in 2026?

Based on GuruFocus' analysis, Trucap Finance stock appears to be undervalued. The current stock price of ₹5.13 is trading 42.3% below its estimated GF Value™ of ₹8.89. GuruFocus considers Trucap Finance to be Possible Value Trap.

Key valuation signals for NSE:TRU:

  • ROCE %: -18.29%
  • GF Value™: ₹8.89 vs. price of ₹5.13 (42.3% below fair value)
  • GF Score™: 56/100 with 5 warning signs

No single metric tells the full story. See the NSE:TRU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Trucap Finance Business Description

Other Exchanges 540268:India
Address Old Nagardas Road, 2nd Floor, Building No. 4, Wilson House, Andheri (East), Mumbai, MH, IND, 400 069
Trucap Finance Ltd is a non-banking finance company which engages in financing business in India. It offers products such as Loan Against Property, Personal Loan, Medical Loan and School Fee Loan among others. The company's operating segment includes Fund based activities and Advisory services. It generates maximum revenue from Fund based activities segment.
56GF Score

Get the complete analysis for NSE:TRU

ROCE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹5.13
Price
₹8.89
GF Value