Trucap Finance (NSE:TRU) GF Score: 52/100 (As of Jul. 24, 2026) — Near Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:TRU Trucap Finance Ltd NSE:TRU
52 GF Score
Price ₹4.88
GF Value ₹8.59
Valuation Possible Value Trap
! 4 Warning Signs
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What is Trucap Finance GF Score?

Trucap Finance NSE:TRU -1.61% 52 GF Score is 52 as of Jul. 24, 2026, which is 2% above its 10-year median of 51.00. GuruFocus rates NSE:TRU with a GF Score™ of 52/100 and a GF Value™ of ₹8.59 (Possible Value Trap). The stock has 4 warning signs investors should review.

Trucap Finance has the GF Score of 52, which implies that the company might have Poor future performance potential.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 2/10
2. Profitability Rank : 5/10
3. Growth Rank : 6/10
4. GF Value Rank : 4/10
5. Momentum Rank : 1/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes Trucap Finance might have Poor future performance potential.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.


Trucap Finance  (NSE:TRU) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.


Trucap Finance GF Score Related Terms


NSE:TRU vs V, MA, AXP: GF Score Comparison

For the Credit Services subindustry, Trucap Finance's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Trucap Finance GF Score vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Trucap Finance's GF Score distribution charts can be found below:

* The bar in red indicates where Trucap Finance's GF Score falls into.


NSE:TRU
52GF Score
Trucap Finance Ltd NSE:TRU
GF Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 52 mean?
Trucap Finance (NSE:TRU) has a GF Score of 52 as of Jul. 24, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Trucap Finance and its competitors. This is near median its historical median of 51.00. Over the past decade, Trucap Finance's GF Score has ranged from 45.00 to 68.00.
Is Trucap Finance's GF Score too high?
Trucap Finance's current GF Score of 52 is near median its 10-year median of 51.00. Over the past 10 years, this metric has ranged from a low of 45.00 to a high of 68.00. Overall, Trucap Finance has a GF Score™ of 52/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Trucap Finance's GF Score compare to V and MA?
Trucap Finance's GF Score of 52 can be compared against companies in the Credit Services industry. Historically, Trucap Finance's own GF Score has ranged from 45.00 to 68.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Credit Services company?
A good GF Score depends on the Credit Services industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Trucap Finance and its competitors. Trucap Finance's current GF Score is 52, which is near median its own 10-year median of 51.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Trucap Finance stock overvalued right now?
Based on GuruFocus' analysis, Trucap Finance (NSE:TRU) is currently considered Possible Value Trap. The stock's GF Value™ is ₹8.59, compared to a current price of ₹4.88 — trading 43.2% below its estimated fair value. The current GF Score is 52, which is near median its 10-year median of 51.00. Trucap Finance's overall GF Score™ is 52/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Trucap Finance (NSE:TRU), the current GF Score is 52 as of Jul. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Trucap Finance (NSE:TRU) Overvalued in 2026?

Based on GuruFocus' analysis, Trucap Finance stock appears to be undervalued. The current stock price of ₹4.88 is trading 43.2% below its estimated GF Value™ of ₹8.59. GuruFocus considers Trucap Finance to be Possible Value Trap.

Key valuation signals for NSE:TRU:

  • GF Score: 52 (near median its 10-year median of 51.00)
  • GF Value™: ₹8.59 vs. price of ₹4.88 (43.2% below fair value)
  • GF Score™: 52/100 with 4 warning signs

No single metric tells the full story. See the NSE:TRU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Trucap Finance Business Description

Other Exchanges 540268:India
Address Old Nagardas Road, 2nd Floor, Building No. 4, Wilson House, Andheri (East), Mumbai, MH, IND, 400 069
Trucap Finance Ltd is a non-banking finance company which engages in financing business in India. It offers products such as Loan Against Property, Personal Loan, Medical Loan and School Fee Loan among others. The company's operating segment includes Fund based activities and Advisory services. It generates maximum revenue from Fund based activities segment.
52GF Score

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GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹4.88
Price
₹8.59
GF Value