Trucap Finance (NSE:TRU) E10: ₹-1.01 (As of Mar. 2026)


NSE:TRU Trucap Finance Ltd NSE:TRU
60 GF Score
Price ₹5.52
GF Value ₹8.66
Valuation Possible Value Trap
! 5 Warning Signs
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What is Trucap Finance E10?

Trucap Finance NSE:TRU +4.94% 60 E10 is ₹-1.01 as of Mar. 2026. GuruFocus rates NSE:TRU with a GF Score™ of 60/100 and a GF Value™ of ₹8.66 (Possible Value Trap). The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Trucap Finance's adjusted earnings per share data for the three months ended in Mar. 2026 was ₹-2.350. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is ₹-1.01 for the trailing ten years ended in Mar. 2026.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2026-07-03), Trucap Finance's current stock price is ₹5.52. Trucap Finance's E10 for the quarter that ended in Mar. 2026 was ₹-1.01. Trucap Finance's Shiller PE Ratio of today is .

During the past 13 years, the highest Shiller PE Ratio of Trucap Finance was 303.94. The lowest was 15.38. And the median was 162.97.


Trucap Finance  (NSE:TRU) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

During the past 13 years, the highest Shiller P/E Ratio of Trucap Finance was 303.94. The lowest was 15.38. And the median was 162.97.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Trucap Finance E10 Related Terms


Trucap Finance E10 Historical Data

* Premium members only.

The historical data trend for Trucap Finance's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Trucap Finance E10 Chart

Trucap Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.34 0.44 -0.06 -1.01

Trucap Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.06 -0.14 -0.43 -0.79 -1.01

NSE:TRU vs V, MA, AXP: E10 Comparison

For the Credit Services subindustry, Trucap Finance's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Trucap Finance Shiller PE Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Trucap Finance's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Trucap Finance's Shiller PE Ratio falls into.


NSE:TRU
60GF Score
Trucap Finance Ltd NSE:TRU
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Trucap Finance E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Trucap Finance's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=-2.35/164.2724*164.2724
=-2.350

Current CPI (Mar. 2026) = 164.2724.

Trucap Finance Quarterly Data

per share eps CPI Adj_EPS
201606 0.004 105.961 0.006
201609 0.026 105.961 0.040
201612 0.010 105.196 0.016
201703 -0.056 105.196 -0.087
201706 0.008 107.109 0.012
201709 0.526 109.021 0.793
201712 0.228 109.404 0.342
201803 0.290 109.786 0.434
201806 -0.136 111.317 -0.201
201809 -0.078 115.142 -0.111
201812 0.236 115.142 0.337
201903 0.302 118.202 0.420
201906 0.152 120.880 0.207
201909 0.148 123.175 0.197
201912 0.226 126.235 0.294
202003 0.040 124.705 0.053
202006 0.046 127.000 0.060
202009 0.048 130.118 0.061
202012 -0.050 130.889 -0.063
202103 0.153 131.771 0.191
202106 -0.010 134.084 -0.012
202109 0.190 135.847 0.230
202112 0.230 138.161 0.273
202203 -0.020 138.822 -0.024
202206 -0.020 142.347 -0.023
202209 0.030 144.661 0.034
202212 0.010 145.763 0.011
202303 0.041 146.865 0.046
202306 0.090 150.280 0.098
202309 0.120 151.492 0.130
202312 0.240 152.924 0.258
202403 0.480 153.035 0.515
202406 0.100 155.789 0.105
202409 0.090 157.882 0.094
202412 0.080 158.323 0.083
202503 -5.340 157.552 -5.568
202506 -0.780 159.755 -0.802
202509 -2.810 162.289 -2.844
202512 -3.540 163.281 -3.561
202603 -2.350 164.272 -2.350

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of ₹-1.01 mean?
Trucap Finance (NSE:TRU) has a E10 of ₹-1.01 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Trucap Finance and its competitors.
Is Trucap Finance's E10 too high?
Trucap Finance's current E10 is ₹-1.01. Overall, Trucap Finance has a GF Score™ of 60/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Trucap Finance's E10 compare to V and MA?
Trucap Finance's E10 of ₹-1.01 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Credit Services company?
A good E10 depends on the Credit Services industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Trucap Finance and its competitors. Trucap Finance's current E10 is ₹-1.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Trucap Finance stock overvalued right now?
Based on GuruFocus' analysis, Trucap Finance (NSE:TRU) is currently considered Possible Value Trap. The stock's GF Value™ is ₹8.66, compared to a current price of ₹5.52 — trading 36.3% below its estimated fair value. The current E10 is ₹-1.01. Trucap Finance's overall GF Score™ is 60/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Trucap Finance (NSE:TRU), the current E10 is ₹-1.01 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Trucap Finance (NSE:TRU) Overvalued in 2026?

Based on GuruFocus' analysis, Trucap Finance stock appears to be undervalued. The current stock price of ₹5.52 is trading 36.3% below its estimated GF Value™ of ₹8.66. GuruFocus considers Trucap Finance to be Possible Value Trap.

Key valuation signals for NSE:TRU:

  • E10: ₹-1.01
  • GF Value™: ₹8.66 vs. price of ₹5.52 (36.3% below fair value)
  • GF Score™: 60/100 with 5 warning signs

No single metric tells the full story. See the NSE:TRU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Trucap Finance Business Description

Other Exchanges 540268:India
Address Old Nagardas Road, 2nd Floor, Building No. 4, Wilson House, Andheri (East), Mumbai, MH, IND, 400 069
Trucap Finance Ltd is a non-banking finance company which engages in financing business in India. It offers products such as Loan Against Property, Personal Loan, Medical Loan and School Fee Loan among others. The company's operating segment includes Fund based activities and Advisory services. It generates maximum revenue from Fund based activities segment.
60GF Score

Get the complete analysis for NSE:TRU

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹5.52
Price
₹8.66
GF Value