NIB Holdings (STU:3GU) ROCE %: % (As of Dec. 2025)


STU:3GU NIB Holdings Ltd STU:3GU
92 GF Score
Price €4.12
GF Value €4.77
! 4 Warning Signs
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What is NIB Holdings ROCE %?

NIB Holdings STU:3GU 92 ROCE % is % as of Dec. 2025. GuruFocus rates STU:3GU with a GF Score™ of 92/100 and a GF Value™ of €4.77. The stock has 4 warning signs investors should review.

ROCE % does not apply to banks and insurance companies.

STU:3GU
92GF Score
NIB Holdings Ltd STU:3GU
ROCE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROCE % →
What does a ROCE % of % mean?
NIB Holdings (STU:3GU) has a ROCE % of % as of Dec. 2025.
Is NIB Holdings' ROCE % too high?
NIB Holdings' current ROCE % is %. Overall, NIB Holdings has a GF Score™ of 92/100, reflecting its overall financial health beyond just this single metric.
How does NIB Holdings' ROCE % compare to FNF and AXS?
NIB Holdings' ROCE % of % can be compared against companies in the Insurance industry. The industry median ROCE % is 8.20. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROCE % for an Insurance company?
The median ROCE % among Insurance companies is 8.20, based on 62 companies in the industry. Companies in the top quartile (top 25%) have a ROCE % significantly above this median, while those in the bottom quartile fall well below. However, ROCE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROCE % mean?
A high ROCE % can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median ROCE % is 8.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NIB Holdings's current ROCE % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NIB Holdings stock overvalued right now?
NIB Holdings (STU:3GU) has a current ROCE % of %. The stock's GF Value™ is €4.77, compared to a current price of €4.12 — trading 13.6% below its estimated fair value. The current ROCE % is %. NIB Holdings' overall GF Score™ is 92/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROCE % calculated?
ROCE % is calculated from a company's financial statements. For NIB Holdings (STU:3GU), the current ROCE % is % as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NIB Holdings (STU:3GU) Overvalued in 2026?

Based on GuruFocus' analysis, NIB Holdings stock appears to be undervalued. The current stock price of €4.12 is trading 13.6% below its estimated GF Value™ of €4.77.

Key valuation signals for STU:3GU:

  • ROCE %: %
  • GF Value™: €4.77 vs. price of €4.12 (13.6% below fair value)
  • GF Score™: 92/100 with 4 warning signs

No single metric tells the full story. See the STU:3GU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

NIB Holdings Business Description

Other Exchanges NHF:Australia
Address 22 Honeysuckle Drive, Newcastle, NSW, AUS, 2300
NIB Holdings is Australia's fourth-largest health fund. It is a national provider of private health insurance, life insurance, travel insurance, and related healthcare services, with a growing presence in New Zealand. Approximately 55% of the population is covered by private health insurance because of taxation benefits, shorter wait times, a choice of doctor and hospital, and cover of ancillary health services.
92GF Score

Get the complete analysis for STU:3GU

ROCE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€4.12
Price
€4.77
GF Value