NIB Holdings (STU:3GU) Tariff Resilience Score: 0/10 (As of Jul. 14, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STU:3GU NIB Holdings Ltd STU:3GU
91 GF Score
Price €4.30
GF Value €4.76
! 8 Warning Signs
View Full Analysis

What is NIB Holdings Tariff Resilience Score?

NIB Holdings has the Tariff Resilience Score of 0, which implies that the company might have .

NIB Holdings has

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes NIB Holdings might have .

NIB Holdings  (STU:3GU) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

NIB Holdings Tariff Resilience Score Related Terms

STU:3GU
91GF Score
NIB Holdings Ltd STU:3GU
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is NIB Holdings (STU:3GU) Overvalued in 2026?

Based on GuruFocus' analysis, NIB Holdings stock appears to be undervalued. The current stock price of €4.30 is trading 9.7% below its estimated GF Value™ of €4.76.

Key valuation signals for STU:3GU:

  • Tariff Resilience Score: 0
  • GF Value™: €4.76 vs. price of €4.30 (9.7% below fair value)
  • GF Score™: 91/100 with 8 warning signs

No single metric tells the full story. See the STU:3GU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

NIB Holdings Business Description

Other Exchanges NHF:Australia
Address 22 Honeysuckle Drive, Newcastle, NSW, AUS, 2300
NIB Holdings is Australia's fourth-largest health fund. It is a national provider of private health insurance, life insurance, travel insurance, and related healthcare services, with a growing presence in New Zealand. Approximately 55% of the population is covered by private health insurance because of taxation benefits, shorter wait times, a choice of doctor and hospital, and cover of ancillary health services.
91GF Score

Get the complete analysis for STU:3GU

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€4.30
Price
€4.76
GF Value