CSB Bank (NSE:CSBBANK) ROE % Adjusted to Book Value: 13.96% (As of Mar. 2026)


NSE:CSBBANK CSB Bank Ltd NSE:CSBBANK
74 GF Score
Price ₹352.20
GF Value ₹485.30
Valuation Modestly Undervalued
! 2 Warning Signs
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What is CSB Bank ROE % Adjusted to Book Value?

CSB Bank NSE:CSBBANK +0.20% 74 ROE % Adjusted to Book Value is 13.96% as of Mar. 2026. GuruFocus rates NSE:CSBBANK with a GF Score™ of 74/100 and a GF Value™ of ₹485.30 (Modestly Undervalued). The stock has 2 warning signs investors should review.

CSB Bank's ROE % for the quarter that ended in Mar. 2026 was 16.47%. CSB Bank's PB Ratio for the quarter that ended in Mar. 2026 was 1.18. CSB Bank's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 13.96%.

CSB Bank ROE % Adjusted to Book Value Related Terms

CSB Bank ROE % Adjusted to Book Value Historical Data

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The historical data trend for CSB Bank's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CSB Bank ROE % Adjusted to Book Value Chart

CSB Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 14.16 14.50 10.31 12.55 11.42

CSB Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 14.86 0.00 10.18 0.00 13.96

CSB Bank ROE % Adjusted to Book Value Competitor Comparison

For the Banks - Regional subindustry, CSB Bank's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

CSB Bank ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, CSB Bank's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where CSB Bank's ROE % Adjusted to Book Value falls into.


NSE:CSBBANK
74GF Score
CSB Bank Ltd NSE:CSBBANK
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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CSB Bank ROE % Adjusted to Book Value Calculation

CSB Bank's ROE % Adjusted to Book Value for the fiscal year that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=13.48% / 1.18
=11.42%

CSB Bank's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=16.47% / 1.18
=13.96%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 13.96% mean?
CSB Bank (NSE:CSBBANK) has a ROE % Adjusted to Book Value of 13.96% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on CSB Bank and its competitors.
Is CSB Bank's ROE % Adjusted to Book Value too high?
CSB Bank's current ROE % Adjusted to Book Value is 13.96%. Overall, CSB Bank has a GF Score™ of 74/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does CSB Bank's ROE % Adjusted to Book Value compare to competitors?
CSB Bank's ROE % Adjusted to Book Value of 13.96% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on CSB Bank and its competitors. CSB Bank's current ROE % Adjusted to Book Value is 13.96%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CSB Bank stock overvalued right now?
Based on GuruFocus' analysis, CSB Bank (NSE:CSBBANK) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹485.30, compared to a current price of ₹352.20 — trading 27.4% below its estimated fair value. The current ROE % Adjusted to Book Value is 13.96%. CSB Bank's overall GF Score™ is 74/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For CSB Bank (NSE:CSBBANK), the current ROE % Adjusted to Book Value is 13.96% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CSB Bank (NSE:CSBBANK) Overvalued in 2026?

Based on GuruFocus' analysis, CSB Bank stock appears to be undervalued. The current stock price of ₹352.20 is trading 27.4% below its estimated GF Value™ of ₹485.30. GuruFocus considers CSB Bank to be Modestly Undervalued.

Key valuation signals for NSE:CSBBANK:

  • ROE % Adjusted to Book Value: 13.96%
  • GF Value™: ₹485.30 vs. price of ₹352.20 (27.4% below fair value)
  • GF Score™: 74/100 with 2 warning signs

No single metric tells the full story. See the NSE:CSBBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

CSB Bank Business Description

Other Exchanges 542867:India
Address St. Mary’s College Road, P.O. Box No. 502, CSB Bhavan, Thrissur, KL, IND, 680020
CSB Bank Ltd is a private sector bank in India. The bank offers various banking services in four segments such as Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Business. Retail banking providing gold loans, loans against properties, personal loans, housing loans, and agricultural loans, and deposit products such as current accounts, savings accounts, term deposits, and cumulative deposit accounts and generates the majority of revenue from the same.
74GF Score

Get the complete analysis for NSE:CSBBANK

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹352.20
Price
₹485.30
GF Value